Wisconsin · HMDA 2025
Mortgage lenders in Sheboygan County, WI
245 lenders reported 4,501 home-loan applications in Sheboygan County in 2025. 2,976 closed as loans ($637.2M), 486 were denied — a 13.5% denial rate on decided applications, below the Wisconsin rate of 16.2%. The three most active lenders handled 22% of applications, led by KOHLER CREDIT UNION. 20 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 4,501
- Loans originated
- 2,976
- Purchase / refinance
- 1,232 / 1,011
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Sheboygan County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | KOHLER CREDIT UNION 71 out of 100, Strong | 453 | 10.1% | 9.0% |
| 2 | Bank First, N.A. 68 out of 100, Moderate | 328 | 7.3% | 9.2% |
| 3 | Rocket Mortgage, LLC | 195 | 4.3% | — |
| 4 | U.S. Bank National Association 55 out of 100, Moderate | 185 | 4.1% | 39.5% |
| 5 | Summit Credit Union | 162 | 3.6% | — |
| 6 | Oostburg State Bank 79 out of 100, Strong | 145 | 3.2% | 1.1% |
| 7 | UNITEDONE Credit Union 73 out of 100, Strong | 132 | 2.9% | 13.8% |
| 8 | PENNYMAC LOAN SERVICES, LLC | 117 | 2.6% | — |
| 9 | BMO Bank National Association 83 out of 100, Strong | 115 | 2.6% | 40.5% |
| 10 | Associated Bank, National Association | 110 | 2.4% | — |
| 11 | GUILD MORTGAGE COMPANY | 93 | 2.1% | — |
| 12 | National Exchange Bank and Trust 88 out of 100, Very strong | 92 | 2.0% | 11.7% |
| 13 | Cleveland State Bank 69 out of 100, Moderate | 85 | 1.9% | 4.3% |
| 14 | NEWREZ LLC | 80 | 1.8% | — |
| 15 | Johnson Financial Group 73 out of 100, Strong | 79 | 1.8% | 7.8% |
| 16 | Sheboygan Area Credit Union 97 out of 100, Very strong | 77 | 1.7% | 7.6% |
| 17 | Broker Solutions, Inc. | 69 | 1.5% | — |
| 18 | UMB Bank, National Association 65 out of 100, Moderate | 67 | 1.5% | 30.5% |
| 19 | UNITED SHORE FINANCIAL SERVICES, LLC | 63 | 1.4% | — |
| 20 | MARINE CREDIT UNION 53 out of 100, Below average | 63 | 1.4% | 44.9% |
| 21 | University of Wisconsin Credit Union 68 out of 100, Moderate | 62 | 1.4% | 15.4% |
| 22 | Waldo State Bank | 62 | 1.4% | — |
| 23 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 58 | 1.3% | 14.1% |
| 24 | Landmark Credit Union | 56 | 1.2% | — |
| 25 | UNION HOME MORTGAGE CORP. | 54 | 1.2% | — |
| 26 | CIBM Bank 53 out of 100, Below average | 51 | 1.1% | 4.6% |
| 27 | NATIONSTAR MORTGAGE LLC | 48 | 1.1% | — |
| 28 | Bell Bank 59 out of 100, Moderate | 48 | 1.1% | 7.1% |
| 29 | Cornerstone First Mortgage, Inc | 45 | 1.0% | — |
| 30 | Mortgage Research Center, LLC | 43 | 1.0% | — |
| 31 | FREEDOM MORTGAGE CORPORATION | 43 | 1.0% | — |
| 32 | Loandepot.Com, LLC | 36 | 0.8% | — |
| 33 | TOWNE MORTGAGE COMPANY | 35 | 0.8% | — |
| 34 | The Port Washington State Bank 67 out of 100, Moderate | 33 | 0.7% | 4.3% |
| 35 | Collins State Bank 62 out of 100, Moderate | 31 | 0.7% | 4.2% |
| 36 | Coastal Community Bank 35 out of 100, Low | 30 | 0.7% | 3.0% |
| 37 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 27 | 0.6% | 22.2% |
| 38 | Servion, Inc. | 27 | 0.6% | — |
| 39 | SPRING EQ, LLC | 26 | 0.6% | — |
| 40 | AmeriSave Mortgage Corporation | 24 | 0.5% | — |
Top 40 of 245 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Wisconsin
- Milwaukee County 34,631 apps
- Dane County 22,884 apps
- Waukesha County 19,347 apps
- Brown County 10,627 apps
- Racine County 9,168 apps
- Rock County 7,985 apps
- Outagamie County 7,887 apps
- Kenosha County 6,979 apps
- Winnebago County 6,765 apps
- Washington County 6,309 apps
- Marathon County 5,233 apps
- Walworth County 4,998 apps