Wisconsin · HMDA 2025
Mortgage lenders in Washburn County, WI
150 lenders reported 724 home-loan applications in Washburn County in 2025. 435 closed as loans ($103.7M), 111 were denied — a 19.9% denial rate on decided applications, above the Wisconsin rate of 16.2%. The three most active lenders handled 19% of applications, led by Royal Credit Union. 19 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 724
- Loans originated
- 435
- Purchase / refinance
- 190 / 124
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Washburn County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Royal Credit Union 73 out of 100, Strong | 50 | 6.9% | 11.3% |
| 2 | Indianhead Credit Union 86 out of 100, Very strong | 46 | 6.4% | 9.5% |
| 3 | Johnson Financial Group 73 out of 100, Strong | 43 | 5.9% | 7.8% |
| 4 | Rocket Mortgage, LLC | 32 | 4.4% | — |
| 5 | WESTCONSIN Credit Union 78 out of 100, Strong | 31 | 4.3% | 15.4% |
| 6 | U.S. Bank National Association 55 out of 100, Moderate | 28 | 3.9% | 39.5% |
| 7 | CROSSCOUNTRY MORTGAGE, INC. | 25 | 3.5% | — |
| 8 | Superior Choice Credit Union 56 out of 100, Moderate | 22 | 3.0% | 22.8% |
| 9 | Mortgage Research Center, LLC | 21 | 2.9% | — |
| 10 | Citizens Community Federal National Association 50 out of 100, Below average | 21 | 2.9% | 9.4% |
| 11 | PENNYMAC LOAN SERVICES, LLC | 20 | 2.8% | — |
| 12 | Associated Bank, National Association | 15 | 2.1% | — |
| 13 | BMO Bank National Association 83 out of 100, Strong | 14 | 1.9% | 40.5% |
| 14 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 11 | 1.5% | 14.1% |
| 15 | Loandepot.Com, LLC | 11 | 1.5% | — |
| 16 | The Huntington National Bank 59 out of 100, Moderate | 10 | 1.4% | 31.6% |
| 17 | Dairy State Bank 80 out of 100, Strong | 10 | 1.4% | 20.3% |
| 18 | Broker Solutions, Inc. | 9 | 1.2% | — |
| 19 | FREEDOM MORTGAGE CORPORATION | 9 | 1.2% | — |
| 20 | NEWREZ LLC | 8 | 1.1% | — |
| 21 | COMPEER FINANCIAL, FLCA | 8 | 1.1% | — |
| 22 | Navy Federal Credit Union 66 out of 100, Moderate | 7 | 1.0% | 32.9% |
| 23 | AMERICAN PACIFIC MORTGAGE CORPORATION | 7 | 1.0% | — |
| 24 | NEW DAY FINANCIAL, LLC | 7 | 1.0% | — |
| 25 | Frandsen Bank & Trust 71 out of 100, Strong | 7 | 1.0% | 7.9% |
| 26 | 21st Mortgage Corporation | 6 | 0.8% | — |
| 27 | Fairway Independent Mortgage Corporation | 6 | 0.8% | — |
| 28 | Prosperity Home Mortgage, LLC | 6 | 0.8% | — |
| 29 | Bell Bank 59 out of 100, Moderate | 6 | 0.8% | 7.1% |
| 30 | GUARANTEED RATE, INC. | 5 | 0.7% | — |
| 31 | AmeriSave Mortgage Corporation | 5 | 0.7% | — |
| 32 | Summit Credit Union | 5 | 0.7% | — |
| 33 | FIGURE LENDING LLC | 5 | 0.7% | — |
| 34 | AMERICAN FINANCING CORPORATION | 5 | 0.7% | — |
| 35 | Bankers' Bank 69 out of 100, Moderate | 5 | 0.7% | 13.0% |
| 36 | Merchants Bank, National Association 73 out of 100, Strong | 5 | 0.7% | 5.9% |
| 37 | Coastal Community Bank 35 out of 100, Low | 5 | 0.7% | 3.0% |
| 38 | UNITED SHORE FINANCIAL SERVICES, LLC | 4 | 0.6% | — |
| 39 | The Federal Savings Bank 51 out of 100, Below average | 4 | 0.6% | 19.1% |
| 40 | Alerus Financial, National Association 70 out of 100, Strong | 4 | 0.6% | 10.1% |
Top 40 of 150 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Wisconsin
- Milwaukee County 34,631 apps
- Dane County 22,884 apps
- Waukesha County 19,347 apps
- Brown County 10,627 apps
- Racine County 9,168 apps
- Rock County 7,985 apps
- Outagamie County 7,887 apps
- Kenosha County 6,979 apps
- Winnebago County 6,765 apps
- Washington County 6,309 apps
- Marathon County 5,233 apps
- Walworth County 4,998 apps