Wyoming · HMDA 2025
Mortgage lenders in Hot Springs County, WY
50 lenders reported 124 home-loan applications in Hot Springs County in 2025. 69 closed as loans ($11.7M), 18 were denied — a 19.8% denial rate on decided applications, close to the Wyoming rate of 19.4%. The three most active lenders handled 27% of applications, led by Pinnacle Bank - Wyoming. 14 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 124
- Loans originated
- 69
- Purchase / refinance
- 31 / 27
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Hot Springs County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Pinnacle Bank - Wyoming 77 out of 100, Strong | 19 | 15.3% | 8.6% |
| 2 | Central Bank and Trust 78 out of 100, Strong | 8 | 6.5% | 3.2% |
| 3 | UNITED SHORE FINANCIAL SERVICES, LLC | 7 | 5.6% | — |
| 4 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 6 | 4.8% | 14.1% |
| 5 | GUILD MORTGAGE COMPANY | 5 | 4.0% | — |
| 6 | PENNYMAC LOAN SERVICES, LLC | 4 | 3.2% | — |
| 7 | Rocket Mortgage, LLC | 4 | 3.2% | — |
| 8 | Mortgage Research Center, LLC | 4 | 3.2% | — |
| 9 | U.S. Bank National Association 55 out of 100, Moderate | 4 | 3.2% | 39.5% |
| 10 | Fairway Independent Mortgage Corporation | 3 | 2.4% | — |
| 11 | FREEDOM MORTGAGE CORPORATION | 3 | 2.4% | — |
| 12 | First Interstate Bank 62 out of 100, Moderate | 3 | 2.4% | 29.4% |
| 13 | BETTER MORTGAGE CORPORATION | 3 | 2.4% | — |
| 14 | CMG MORTGAGE, INC. | 2 | 1.6% | — |
| 15 | Navy Federal Credit Union 66 out of 100, Moderate | 2 | 1.6% | 32.9% |
| 16 | NEWREZ LLC | 2 | 1.6% | — |
| 17 | Loandepot.Com, LLC | 2 | 1.6% | — |
| 18 | Discover Bank | 2 | 1.6% | — |
| 19 | AmeriSave Mortgage Corporation | 2 | 1.6% | — |
| 20 | FIGURE LENDING LLC | 2 | 1.6% | — |
| 21 | Click n' Close, Inc. | 2 | 1.6% | — |
| 22 | Glacier Bank 68 out of 100, Moderate | 2 | 1.6% | 20.0% |
| 23 | KIND LENDING, LLC | 2 | 1.6% | — |
| 24 | NEW DAY FINANCIAL, LLC | 2 | 1.6% | — |
| 25 | LoanUnited.com, LLC | 2 | 1.6% | — |
| 26 | ANB Bank 64 out of 100, Moderate | 2 | 1.6% | 17.9% |
| 27 | Flagstar Bank, N.A. 31 out of 100, Low | 2 | 1.6% | 35.1% |
| 28 | 21st Mortgage Corporation | 1 | 0.8% | — |
| 29 | Truist Bank 63 out of 100, Moderate | 1 | 0.8% | 40.8% |
| 30 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 1 | 0.8% | 22.2% |
| 31 | Broker Solutions, Inc. | 1 | 0.8% | — |
| 32 | GUARANTEED RATE, INC. | 1 | 0.8% | — |
| 33 | PNC Bank, National Association 62 out of 100, Moderate | 1 | 0.8% | 33.8% |
| 34 | Bank of America, National Association 59 out of 100, Moderate | 1 | 0.8% | 44.7% |
| 35 | Citadel Servicing Corporation | 1 | 0.8% | — |
| 36 | The Federal Savings Bank 51 out of 100, Below average | 1 | 0.8% | 19.1% |
| 37 | PLANET HOME LENDING, LLC | 1 | 0.8% | — |
| 38 | ZILLOW HOME LOANS, LLC | 1 | 0.8% | — |
| 39 | WYHY | 1 | 0.8% | — |
| 40 | ADVANTAGE PLUS | 1 | 0.8% | — |
Top 40 of 50 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Wyoming
- Laramie County 6,039 apps
- Natrona County 4,095 apps
- Campbell County 1,991 apps
- Sweetwater County 1,380 apps
- Albany County 1,261 apps
- Sheridan County 1,257 apps
- Park County 1,146 apps
- Fremont County 1,098 apps
- Lincoln County 1,054 apps
- Uinta County 856 apps
- Teton County 731 apps
- Carbon County 620 apps