Arkansas · HMDA 2025
Mortgage lenders in Cleveland County, AR
55 lenders reported 260 home-loan applications in Cleveland County in 2025. 94 closed as loans ($14.6M), 70 were denied — a 37.4% denial rate on decided applications, above the Arkansas rate of 23.0%. The three most active lenders handled 27% of applications, led by 21st Mortgage Corporation. 11 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 260
- Loans originated
- 94
- Purchase / refinance
- 49 / 32
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Cleveland County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 21st Mortgage Corporation | 33 | 12.7% | — |
| 2 | TRIAD FINANCIAL SERVICES, INC. | 19 | 7.3% | — |
| 3 | Rocket Mortgage, LLC | 19 | 7.3% | — |
| 4 | VANDERBILT MORTGAGE AND FINANCE, INC. | 18 | 6.9% | — |
| 5 | Fairway Independent Mortgage Corporation | 14 | 5.4% | — |
| 6 | PENNYMAC LOAN SERVICES, LLC | 13 | 5.0% | — |
| 7 | UNITED SHORE FINANCIAL SERVICES, LLC | 11 | 4.2% | — |
| 8 | Connect Bank 89 out of 100, Very strong | 10 | 3.8% | 24.2% |
| 9 | FREEDOM MORTGAGE CORPORATION | 9 | 3.5% | — |
| 10 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 8 | 3.1% | 74.7% |
| 11 | PINE BLUFF COTTON BELT Federal Credit Union | 8 | 3.1% | — |
| 12 | FIRSTTRUST HOME LOANS, INC. | 7 | 2.7% | — |
| 13 | ARKANSAS Federal Credit Union 64 out of 100, Moderate | 6 | 2.3% | 31.7% |
| 14 | Simmons Bank 60 out of 100, Moderate | 6 | 2.3% | 26.5% |
| 15 | AmeriSave Mortgage Corporation | 5 | 1.9% | — |
| 16 | Mortgage Research Center, LLC | 4 | 1.5% | — |
| 17 | MORTGAGE FINANCIAL SERVICES, LLC | 4 | 1.5% | — |
| 18 | NEWREZ LLC | 3 | 1.2% | — |
| 19 | SPRING EQ, LLC | 3 | 1.2% | — |
| 20 | U.S. Bank National Association 55 out of 100, Moderate | 3 | 1.2% | 39.5% |
| 21 | FIGURE LENDING LLC | 3 | 1.2% | — |
| 22 | The Federal Savings Bank 51 out of 100, Below average | 3 | 1.2% | 19.1% |
| 23 | SOUTHWEST STAGE FUNDING, LLC | 3 | 1.2% | — |
| 24 | PLANET HOME LENDING, LLC | 3 | 1.2% | — |
| 25 | NATIONSTAR MORTGAGE LLC | 3 | 1.2% | — |
| 26 | GERSHMAN INVESTMENT CORP. | 3 | 1.2% | — |
| 27 | CARRINGTON MORTGAGE SERVICES, LLC | 3 | 1.2% | — |
| 28 | Coastal Community Bank 35 out of 100, Low | 3 | 1.2% | 3.0% |
| 29 | Broker Solutions, Inc. | 2 | 0.8% | — |
| 30 | AMERIHOME MORTGAGE COMPANY, LLC | 2 | 0.8% | — |
| 31 | AMERICAN FINANCIAL RESOURCES, INC. | 2 | 0.8% | — |
| 32 | UNITED BUILT HOMES, L.L.C. | 2 | 0.8% | — |
| 33 | HOMEXPRESS MORTGAGE CORP. | 2 | 0.8% | — |
| 34 | First Horizon Bank 64 out of 100, Moderate | 2 | 0.8% | 25.4% |
| 35 | Navy Federal Credit Union 66 out of 100, Moderate | 1 | 0.4% | 32.9% |
| 36 | Citizens Bank, National Association 54 out of 100, Below average | 1 | 0.4% | 32.5% |
| 37 | Loandepot.Com, LLC | 1 | 0.4% | — |
| 38 | First Financial Bank 50 out of 100, Below average | 1 | 0.4% | 7.5% |
| 39 | ROUNDPOINT MORTGAGE SERVICING LLC | 1 | 0.4% | — |
| 40 | CONSUMERS COOPERATIVE CREDIT UNION | 1 | 0.4% | — |
Top 40 of 55 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Arkansas
- Benton County 19,914 apps
- Pulaski County 17,313 apps
- Washington County 11,549 apps
- Saline County 7,383 apps
- Faulkner County 6,470 apps
- Garland County 5,157 apps
- Sebastian County 4,917 apps
- Craighead County 4,883 apps
- Lonoke County 4,594 apps
- White County 3,777 apps
- Crawford County 2,638 apps
- Pope County 2,293 apps