Arkansas · HMDA 2025
Mortgage lenders in White County, AR
210 lenders reported 3,777 home-loan applications in White County in 2025. 1,735 closed as loans ($313.2M), 620 were denied — a 25.3% denial rate on decided applications, above the Arkansas rate of 23.0%. The three most active lenders handled 19% of applications, led by First Community Bank. 15 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 3,777
- Loans originated
- 1,735
- Purchase / refinance
- 1,052 / 433
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in White County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | First Community Bank 62 out of 100, Moderate | 329 | 8.7% | 6.5% |
| 2 | First Security Bank 92 out of 100, Very strong | 210 | 5.6% | 6.6% |
| 3 | ARKANSAS Federal Credit Union 64 out of 100, Moderate | 195 | 5.2% | 31.7% |
| 4 | 21st Mortgage Corporation | 191 | 5.1% | — |
| 5 | Rocket Mortgage, LLC | 164 | 4.3% | — |
| 6 | VANDERBILT MORTGAGE AND FINANCE, INC. | 146 | 3.9% | — |
| 7 | PENNYMAC LOAN SERVICES, LLC | 138 | 3.7% | — |
| 8 | Regions Bank 64 out of 100, Moderate | 136 | 3.6% | 43.1% |
| 9 | NEWREZ LLC | 123 | 3.3% | — |
| 10 | Simmons Bank 60 out of 100, Moderate | 115 | 3.0% | 26.5% |
| 11 | FLAT BRANCH MORTGAGE, INC. | 108 | 2.9% | — |
| 12 | FIRSTTRUST HOME LOANS, INC. | 97 | 2.6% | — |
| 13 | AMERIHOME MORTGAGE COMPANY, LLC | 94 | 2.5% | — |
| 14 | Mortgage Research Center, LLC | 86 | 2.3% | — |
| 15 | FREEDOM MORTGAGE CORPORATION | 75 | 2.0% | — |
| 16 | PHH Mortgage Corporation | 74 | 2.0% | — |
| 17 | PLANET HOME LENDING, LLC | 64 | 1.7% | — |
| 18 | TRIAD FINANCIAL SERVICES, INC. | 63 | 1.7% | — |
| 19 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 61 | 1.6% | 74.7% |
| 20 | UNITED SHORE FINANCIAL SERVICES, LLC | 59 | 1.6% | — |
| 21 | Centennial Bank 79 out of 100, Strong | 52 | 1.4% | 23.4% |
| 22 | NATIONSTAR MORTGAGE LLC | 50 | 1.3% | — |
| 23 | NEW DAY FINANCIAL, LLC | 48 | 1.3% | — |
| 24 | Southern Bank 70 out of 100, Strong | 40 | 1.1% | 5.8% |
| 25 | AmeriSave Mortgage Corporation | 35 | 0.9% | — |
| 26 | Coastal Community Bank 35 out of 100, Low | 35 | 0.9% | 3.0% |
| 27 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 33 | 0.9% | 14.1% |
| 28 | Broker Solutions, Inc. | 33 | 0.9% | — |
| 29 | U.S. Bank National Association 55 out of 100, Moderate | 33 | 0.9% | 39.5% |
| 30 | SENTE MORTGAGE, INC. | 33 | 0.9% | — |
| 31 | Citizens Bank, National Association 54 out of 100, Below average | 32 | 0.8% | 32.5% |
| 32 | Loandepot.Com, LLC | 32 | 0.8% | — |
| 33 | PREMIER MORTGAGE RESOURCES, L.L.C. | 30 | 0.8% | — |
| 34 | VILLAGE CAPITAL & INVESTMENT LLC | 30 | 0.8% | — |
| 35 | Arvest Bank 57 out of 100, Moderate | 27 | 0.7% | 18.5% |
| 36 | Navy Federal Credit Union 66 out of 100, Moderate | 25 | 0.7% | 32.9% |
| 37 | DHI MORTGAGE COMPANY, LTD. | 22 | 0.6% | — |
| 38 | FIGURE LENDING LLC | 22 | 0.6% | — |
| 39 | SOUTHWEST STAGE FUNDING, LLC | 18 | 0.5% | — |
| 40 | Bank of England 57 out of 100, Moderate | 16 | 0.4% | 8.4% |
Top 40 of 210 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Arkansas
- Benton County 19,914 apps
- Pulaski County 17,313 apps
- Washington County 11,549 apps
- Saline County 7,383 apps
- Faulkner County 6,470 apps
- Garland County 5,157 apps
- Sebastian County 4,917 apps
- Craighead County 4,883 apps
- Lonoke County 4,594 apps
- Crawford County 2,638 apps
- Pope County 2,293 apps
- Greene County 1,959 apps