Arkansas · HMDA 2025
Mortgage lenders in Benton County, AR
487 lenders reported 19,914 home-loan applications in Benton County in 2025. 10,608 closed as loans ($3.7B), 2,055 were denied — a 15.6% denial rate on decided applications, below the Arkansas rate of 23.0%. The three most active lenders handled 23% of applications, led by Arvest Bank. 15 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 19,914
- Loans originated
- 10,608
- Purchase / refinance
- 6,279 / 2,649
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Benton County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Arvest Bank 57 out of 100, Moderate | 2,804 | 14.1% | 18.5% |
| 2 | Rocket Mortgage, LLC | 948 | 4.8% | — |
| 3 | PENNYMAC LOAN SERVICES, LLC | 885 | 4.4% | — |
| 4 | FLAT BRANCH MORTGAGE, INC. | 485 | 2.4% | — |
| 5 | UNITED SHORE FINANCIAL SERVICES, LLC | 483 | 2.4% | — |
| 6 | Centennial Bank 79 out of 100, Strong | 477 | 2.4% | 23.4% |
| 7 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 460 | 2.3% | 14.1% |
| 8 | NEWREZ LLC | 458 | 2.3% | — |
| 9 | AMERIHOME MORTGAGE COMPANY, LLC | 438 | 2.2% | — |
| 10 | ARKANSAS Federal Credit Union 64 out of 100, Moderate | 389 | 2.0% | 31.7% |
| 11 | NATIONSTAR MORTGAGE LLC | 350 | 1.8% | — |
| 12 | FREEDOM MORTGAGE CORPORATION | 338 | 1.7% | — |
| 13 | DHI MORTGAGE COMPANY, LTD. | 305 | 1.5% | — |
| 14 | UNITED FEDERAL CREDIT UNION | 282 | 1.4% | — |
| 15 | Bank of America, National Association 59 out of 100, Moderate | 261 | 1.3% | 44.7% |
| 16 | Mortgage Research Center, LLC | 250 | 1.3% | — |
| 17 | PHH Mortgage Corporation | 231 | 1.2% | — |
| 18 | Gateway First Bank 54 out of 100, Below average | 203 | 1.0% | 5.3% |
| 19 | GERSHMAN INVESTMENT CORP. | 197 | 1.0% | — |
| 20 | Generations Bank 63 out of 100, Moderate | 192 | 1.0% | 9.9% |
| 21 | LENNAR MORTGAGE, LLC | 191 | 1.0% | — |
| 22 | MY MOVE MORTGAGE, LLC | 188 | 0.9% | — |
| 23 | Navy Federal Credit Union 66 out of 100, Moderate | 178 | 0.9% | 32.9% |
| 24 | PLANET HOME LENDING, LLC | 178 | 0.9% | — |
| 25 | ASSOCIATED MORTGAGE CORPORATION | 175 | 0.9% | — |
| 26 | Regions Bank 64 out of 100, Moderate | 169 | 0.8% | 43.1% |
| 27 | Coastal Community Bank 35 out of 100, Low | 167 | 0.8% | 3.0% |
| 28 | The First National Bank of Fort Smith 78 out of 100, Strong | 165 | 0.8% | 7.2% |
| 29 | Bank OZK 76 out of 100, Strong | 160 | 0.8% | 37.8% |
| 30 | LENDLO MORTGAGE, LLC | 156 | 0.8% | — |
| 31 | U.S. Bank National Association 55 out of 100, Moderate | 151 | 0.8% | 39.5% |
| 32 | BETTER MORTGAGE CORPORATION | 146 | 0.7% | — |
| 33 | VANDERBILT MORTGAGE AND FINANCE, INC. | 144 | 0.7% | — |
| 34 | Signature Bank of Arkansas 67 out of 100, Moderate | 144 | 0.7% | 4.0% |
| 35 | Broker Solutions, Inc. | 136 | 0.7% | — |
| 36 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 133 | 0.7% | — |
| 37 | Simmons Bank 60 out of 100, Moderate | 133 | 0.7% | 26.5% |
| 38 | Loandepot.Com, LLC | 132 | 0.7% | — |
| 39 | MUTUAL OF OMAHA MORTGAGE, INC. | 132 | 0.7% | — |
| 40 | GUILD MORTGAGE COMPANY | 130 | 0.7% | — |
Top 40 of 487 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Arkansas
- Pulaski County 17,313 apps
- Washington County 11,549 apps
- Saline County 7,383 apps
- Faulkner County 6,470 apps
- Garland County 5,157 apps
- Sebastian County 4,917 apps
- Craighead County 4,883 apps
- Lonoke County 4,594 apps
- White County 3,777 apps
- Crawford County 2,638 apps
- Pope County 2,293 apps
- Greene County 1,959 apps