Arkansas · HMDA 2025
Mortgage lenders in Saline County, AR
285 lenders reported 7,383 home-loan applications in Saline County in 2025. 3,566 closed as loans ($832.3M), 1,073 were denied — a 22.1% denial rate on decided applications, close to the Arkansas rate of 23.0%. The three most active lenders handled 15% of applications, led by ARKANSAS Federal Credit Union. 15 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 7,383
- Loans originated
- 3,566
- Purchase / refinance
- 2,236 / 821
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Saline County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | ARKANSAS Federal Credit Union 64 out of 100, Moderate | 404 | 5.5% | 31.7% |
| 2 | PENNYMAC LOAN SERVICES, LLC | 403 | 5.5% | — |
| 3 | Arvest Bank 57 out of 100, Moderate | 326 | 4.4% | 18.5% |
| 4 | VANDERBILT MORTGAGE AND FINANCE, INC. | 296 | 4.0% | — |
| 5 | EUSTIS MORTGAGE CORPORATION | 286 | 3.9% | — |
| 6 | Rocket Mortgage, LLC | 271 | 3.7% | — |
| 7 | FIRSTTRUST HOME LOANS, INC. | 251 | 3.4% | — |
| 8 | AMERIHOME MORTGAGE COMPANY, LLC | 190 | 2.6% | — |
| 9 | Eagle Bank and Trust Company 83 out of 100, Strong | 180 | 2.4% | 4.9% |
| 10 | NEWREZ LLC | 174 | 2.4% | — |
| 11 | FREEDOM MORTGAGE CORPORATION | 163 | 2.2% | — |
| 12 | UNITED SHORE FINANCIAL SERVICES, LLC | 153 | 2.1% | — |
| 13 | PLANET HOME LENDING, LLC | 146 | 2.0% | — |
| 14 | Mortgage Research Center, LLC | 145 | 2.0% | — |
| 15 | Regions Bank 64 out of 100, Moderate | 144 | 2.0% | 43.1% |
| 16 | First Security Bank 92 out of 100, Very strong | 140 | 1.9% | 6.6% |
| 17 | Bank OZK 76 out of 100, Strong | 123 | 1.7% | 37.8% |
| 18 | BETTER MORTGAGE CORPORATION | 118 | 1.6% | — |
| 19 | NATIONSTAR MORTGAGE LLC | 107 | 1.4% | — |
| 20 | 21st Mortgage Corporation | 105 | 1.4% | — |
| 21 | U.S. Bank National Association 55 out of 100, Moderate | 103 | 1.4% | 39.5% |
| 22 | TRIAD FINANCIAL SERVICES, INC. | 102 | 1.4% | — |
| 23 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 94 | 1.3% | 14.1% |
| 24 | Simmons Bank 60 out of 100, Moderate | 83 | 1.1% | 26.5% |
| 25 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 80 | 1.1% | 74.7% |
| 26 | DHI MORTGAGE COMPANY, LTD. | 79 | 1.1% | — |
| 27 | First Horizon Bank 64 out of 100, Moderate | 77 | 1.0% | 25.4% |
| 28 | FLAT BRANCH MORTGAGE, INC. | 75 | 1.0% | — |
| 29 | Navy Federal Credit Union 66 out of 100, Moderate | 66 | 0.9% | 32.9% |
| 30 | Fairway Independent Mortgage Corporation | 62 | 0.8% | — |
| 31 | PHH Mortgage Corporation | 61 | 0.8% | — |
| 32 | Citizens Bank, National Association 54 out of 100, Below average | 57 | 0.8% | 32.5% |
| 33 | AmeriSave Mortgage Corporation | 56 | 0.8% | — |
| 34 | VILLAGE CAPITAL & INVESTMENT LLC | 55 | 0.7% | — |
| 35 | Broker Solutions, Inc. | 54 | 0.7% | — |
| 36 | FIGURE LENDING LLC | 53 | 0.7% | — |
| 37 | Coastal Community Bank 35 out of 100, Low | 53 | 0.7% | 3.0% |
| 38 | ENCORE BANK 61 out of 100, Moderate | 52 | 0.7% | 19.6% |
| 39 | GUILD MORTGAGE COMPANY | 50 | 0.7% | — |
| 40 | CROSSCOUNTRY MORTGAGE, INC. | 50 | 0.7% | — |
Top 40 of 285 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Arkansas
- Benton County 19,914 apps
- Pulaski County 17,313 apps
- Washington County 11,549 apps
- Faulkner County 6,470 apps
- Garland County 5,157 apps
- Sebastian County 4,917 apps
- Craighead County 4,883 apps
- Lonoke County 4,594 apps
- White County 3,777 apps
- Crawford County 2,638 apps
- Pope County 2,293 apps
- Greene County 1,959 apps