Arkansas · HMDA 2025
Mortgage lenders in Sebastian County, AR
234 lenders reported 4,917 home-loan applications in Sebastian County in 2025. 2,567 closed as loans ($553.3M), 700 were denied — a 20.6% denial rate on decided applications, below the Arkansas rate of 23.0%. The three most active lenders handled 20% of applications, led by Arvest Bank. 12 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 4,917
- Loans originated
- 2,567
- Purchase / refinance
- 1,361 / 724
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Sebastian County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Arvest Bank 57 out of 100, Moderate | 535 | 10.9% | 18.5% |
| 2 | Cadence Bank | 222 | 4.5% | — |
| 3 | Rocket Mortgage, LLC | 206 | 4.2% | — |
| 4 | UNITED FEDERAL CREDIT UNION | 184 | 3.7% | — |
| 5 | PENNYMAC LOAN SERVICES, LLC | 180 | 3.7% | — |
| 6 | Firstar Bank 66 out of 100, Moderate | 169 | 3.4% | 3.7% |
| 7 | Regions Bank 64 out of 100, Moderate | 142 | 2.9% | 43.1% |
| 8 | ARKANSAS Federal Credit Union 64 out of 100, Moderate | 137 | 2.8% | 31.7% |
| 9 | Mortgage Research Center, LLC | 126 | 2.6% | — |
| 10 | The First National Bank of Fort Smith 78 out of 100, Strong | 120 | 2.4% | 7.2% |
| 11 | Armstrong Bank 74 out of 100, Strong | 108 | 2.2% | 9.7% |
| 12 | NEWREZ LLC | 107 | 2.2% | — |
| 13 | HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 107 | 2.2% | — |
| 14 | FIRSTTRUST HOME LOANS, INC. | 104 | 2.1% | — |
| 15 | Farmers Bank 90 out of 100, Very strong | 98 | 2.0% | 17.3% |
| 16 | First Financial Bank 50 out of 100, Below average | 83 | 1.7% | 7.5% |
| 17 | AMERIHOME MORTGAGE COMPANY, LLC | 81 | 1.6% | — |
| 18 | Kiavi Funding, Inc. | 80 | 1.6% | — |
| 19 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 79 | 1.6% | 14.1% |
| 20 | SWBC MORTGAGE CORPORATION | 74 | 1.5% | — |
| 21 | Bank OZK 76 out of 100, Strong | 73 | 1.5% | 37.8% |
| 22 | FREEDOM MORTGAGE CORPORATION | 71 | 1.4% | — |
| 23 | UNITED SHORE FINANCIAL SERVICES, LLC | 68 | 1.4% | — |
| 24 | PLANET HOME LENDING, LLC | 68 | 1.4% | — |
| 25 | FLAT BRANCH MORTGAGE, INC. | 58 | 1.2% | — |
| 26 | AmeriSave Mortgage Corporation | 57 | 1.2% | — |
| 27 | U.S. Bank National Association 55 out of 100, Moderate | 52 | 1.1% | 39.5% |
| 28 | FIRST WESTERN MORTGAGE, INC. | 51 | 1.0% | — |
| 29 | Broker Solutions, Inc. | 46 | 0.9% | — |
| 30 | PHH Mortgage Corporation | 45 | 0.9% | — |
| 31 | NATIONSTAR MORTGAGE LLC | 44 | 0.9% | — |
| 32 | 21st Mortgage Corporation | 43 | 0.9% | — |
| 33 | Coastal Community Bank 35 out of 100, Low | 42 | 0.9% | 3.0% |
| 34 | FIRST COMMUNITY MORTGAGE, INC. | 40 | 0.8% | — |
| 35 | Fairway Independent Mortgage Corporation | 39 | 0.8% | — |
| 36 | Discover Bank | 39 | 0.8% | — |
| 37 | VANDERBILT MORTGAGE AND FINANCE, INC. | 37 | 0.8% | — |
| 38 | FIGURE LENDING LLC | 37 | 0.8% | — |
| 39 | Loandepot.Com, LLC | 36 | 0.7% | — |
| 40 | NEW DAY FINANCIAL, LLC | 36 | 0.7% | — |
Top 40 of 234 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Arkansas
- Benton County 19,914 apps
- Pulaski County 17,313 apps
- Washington County 11,549 apps
- Saline County 7,383 apps
- Faulkner County 6,470 apps
- Garland County 5,157 apps
- Craighead County 4,883 apps
- Lonoke County 4,594 apps
- White County 3,777 apps
- Crawford County 2,638 apps
- Pope County 2,293 apps
- Greene County 1,959 apps