Arkansas · HMDA 2025
Mortgage lenders in Faulkner County, AR
266 lenders reported 6,470 home-loan applications in Faulkner County in 2025. 3,326 closed as loans ($785.8M), 827 were denied — a 19.2% denial rate on decided applications, below the Arkansas rate of 23.0%. The three most active lenders handled 18% of applications, led by ARKANSAS Federal Credit Union. 17 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 6,470
- Loans originated
- 3,326
- Purchase / refinance
- 1,881 / 851
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Faulkner County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | ARKANSAS Federal Credit Union 64 out of 100, Moderate | 400 | 6.2% | 31.7% |
| 2 | First Security Bank 92 out of 100, Very strong | 385 | 6.0% | 6.6% |
| 3 | PENNYMAC LOAN SERVICES, LLC | 352 | 5.4% | — |
| 4 | Centennial Bank 79 out of 100, Strong | 287 | 4.4% | 23.4% |
| 5 | Eagle Bank and Trust Company 83 out of 100, Strong | 269 | 4.2% | 4.9% |
| 6 | Rocket Mortgage, LLC | 263 | 4.1% | — |
| 7 | Arvest Bank 57 out of 100, Moderate | 241 | 3.7% | 18.5% |
| 8 | FIRSTTRUST HOME LOANS, INC. | 205 | 3.2% | — |
| 9 | NEWREZ LLC | 171 | 2.6% | — |
| 10 | VANDERBILT MORTGAGE AND FINANCE, INC. | 161 | 2.5% | — |
| 11 | AMERIHOME MORTGAGE COMPANY, LLC | 154 | 2.4% | — |
| 12 | First Community Bank 62 out of 100, Moderate | 150 | 2.3% | 6.5% |
| 13 | FREEDOM MORTGAGE CORPORATION | 133 | 2.1% | — |
| 14 | 21st Mortgage Corporation | 129 | 2.0% | — |
| 15 | Mortgage Research Center, LLC | 125 | 1.9% | — |
| 16 | Regions Bank 64 out of 100, Moderate | 120 | 1.9% | 43.1% |
| 17 | PLANET HOME LENDING, LLC | 117 | 1.8% | — |
| 18 | UNITED SHORE FINANCIAL SERVICES, LLC | 115 | 1.8% | — |
| 19 | Bank OZK 76 out of 100, Strong | 105 | 1.6% | 37.8% |
| 20 | NATIONSTAR MORTGAGE LLC | 103 | 1.6% | — |
| 21 | PHH Mortgage Corporation | 103 | 1.6% | — |
| 22 | Simmons Bank 60 out of 100, Moderate | 103 | 1.6% | 26.5% |
| 23 | U.S. Bank National Association 55 out of 100, Moderate | 102 | 1.6% | 39.5% |
| 24 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 90 | 1.4% | 14.1% |
| 25 | FLAT BRANCH MORTGAGE, INC. | 85 | 1.3% | — |
| 26 | First Service Bank 59 out of 100, Moderate | 64 | 1.0% | 11.0% |
| 27 | Cadence Bank | 58 | 0.9% | — |
| 28 | Navy Federal Credit Union 66 out of 100, Moderate | 52 | 0.8% | 32.9% |
| 29 | TRIAD FINANCIAL SERVICES, INC. | 52 | 0.8% | — |
| 30 | Bank of America, National Association 59 out of 100, Moderate | 52 | 0.8% | 44.7% |
| 31 | Citizens Bank, National Association 54 out of 100, Below average | 51 | 0.8% | 32.5% |
| 32 | VILLAGE CAPITAL & INVESTMENT LLC | 47 | 0.7% | — |
| 33 | AmeriSave Mortgage Corporation | 45 | 0.7% | — |
| 34 | Fairway Independent Mortgage Corporation | 44 | 0.7% | — |
| 35 | Broker Solutions, Inc. | 39 | 0.6% | — |
| 36 | Coastal Community Bank 35 out of 100, Low | 39 | 0.6% | 3.0% |
| 37 | Loandepot.Com, LLC | 38 | 0.6% | — |
| 38 | LENNAR MORTGAGE, LLC | 37 | 0.6% | — |
| 39 | The First National Bank of Fort Smith 78 out of 100, Strong | 36 | 0.6% | 7.2% |
| 40 | LAKEVIEW LOAN SERVICING, LLC | 34 | 0.5% | — |
Top 40 of 266 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Arkansas
- Benton County 19,914 apps
- Pulaski County 17,313 apps
- Washington County 11,549 apps
- Saline County 7,383 apps
- Garland County 5,157 apps
- Sebastian County 4,917 apps
- Craighead County 4,883 apps
- Lonoke County 4,594 apps
- White County 3,777 apps
- Crawford County 2,638 apps
- Pope County 2,293 apps
- Greene County 1,959 apps