Arkansas · HMDA 2025
Mortgage lenders in Garland County, AR
302 lenders reported 5,157 home-loan applications in Garland County in 2025. 2,357 closed as loans ($572.3M), 1,080 were denied — a 29.8% denial rate on decided applications, above the Arkansas rate of 23.0%. The three most active lenders handled 16% of applications, led by Arvest Bank. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 5,157
- Loans originated
- 2,357
- Purchase / refinance
- 1,307 / 635
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Garland County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Arvest Bank 57 out of 100, Moderate | 324 | 6.3% | 18.5% |
| 2 | Rocket Mortgage, LLC | 264 | 5.1% | — |
| 3 | ARKANSAS Federal Credit Union 64 out of 100, Moderate | 219 | 4.2% | 31.7% |
| 4 | VANDERBILT MORTGAGE AND FINANCE, INC. | 213 | 4.1% | — |
| 5 | Regions Bank 64 out of 100, Moderate | 196 | 3.8% | 43.1% |
| 6 | SWBC MORTGAGE CORPORATION | 164 | 3.2% | — |
| 7 | Bank OZK 76 out of 100, Strong | 150 | 2.9% | 37.8% |
| 8 | PENNYMAC LOAN SERVICES, LLC | 140 | 2.7% | — |
| 9 | 21st Mortgage Corporation | 136 | 2.6% | — |
| 10 | UNITED SHORE FINANCIAL SERVICES, LLC | 131 | 2.5% | — |
| 11 | TRIAD FINANCIAL SERVICES, INC. | 128 | 2.5% | — |
| 12 | Mortgage Research Center, LLC | 121 | 2.3% | — |
| 13 | U.S. Bank National Association 55 out of 100, Moderate | 115 | 2.2% | 39.5% |
| 14 | NEWREZ LLC | 113 | 2.2% | — |
| 15 | Southern Bancorp Bank 61 out of 100, Moderate | 100 | 1.9% | 12.4% |
| 16 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | 88 | 1.7% | — |
| 17 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 85 | 1.6% | 14.1% |
| 18 | First Security Bank 92 out of 100, Very strong | 82 | 1.6% | 6.6% |
| 19 | FIRSTTRUST HOME LOANS, INC. | 81 | 1.6% | — |
| 20 | AMERIHOME MORTGAGE COMPANY, LLC | 74 | 1.4% | — |
| 21 | AmeriSave Mortgage Corporation | 70 | 1.4% | — |
| 22 | Simmons Bank 60 out of 100, Moderate | 66 | 1.3% | 26.5% |
| 23 | Fairway Independent Mortgage Corporation | 58 | 1.1% | — |
| 24 | CROSSCOUNTRY MORTGAGE, INC. | 56 | 1.1% | — |
| 25 | BETTER MORTGAGE CORPORATION | 55 | 1.1% | — |
| 26 | Broker Solutions, Inc. | 54 | 1.0% | — |
| 27 | Loandepot.Com, LLC | 51 | 1.0% | — |
| 28 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 51 | 1.0% | 74.7% |
| 29 | PRIMARY RESIDENTIAL MORTGAGE, INC. | 50 | 1.0% | — |
| 30 | NATIONSTAR MORTGAGE LLC | 50 | 1.0% | — |
| 31 | NEW DAY FINANCIAL, LLC | 50 | 1.0% | — |
| 32 | PLANET HOME LENDING, LLC | 48 | 0.9% | — |
| 33 | PHH Mortgage Corporation | 45 | 0.9% | — |
| 34 | Coastal Community Bank 35 out of 100, Low | 43 | 0.8% | 3.0% |
| 35 | FIGURE LENDING LLC | 40 | 0.8% | — |
| 36 | FREEDOM MORTGAGE CORPORATION | 40 | 0.8% | — |
| 37 | COMMUNITY MORTGAGE CORPORATION | 38 | 0.7% | — |
| 38 | Bank of America, National Association 59 out of 100, Moderate | 36 | 0.7% | 44.7% |
| 39 | ENCORE BANK 61 out of 100, Moderate | 35 | 0.7% | 19.6% |
| 40 | EUSTIS MORTGAGE CORPORATION | 35 | 0.7% | — |
Top 40 of 302 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Arkansas
- Benton County 19,914 apps
- Pulaski County 17,313 apps
- Washington County 11,549 apps
- Saline County 7,383 apps
- Faulkner County 6,470 apps
- Sebastian County 4,917 apps
- Craighead County 4,883 apps
- Lonoke County 4,594 apps
- White County 3,777 apps
- Crawford County 2,638 apps
- Pope County 2,293 apps
- Greene County 1,959 apps