Arkansas · HMDA 2025
Mortgage lenders in Lonoke County, AR
233 lenders reported 4,594 home-loan applications in Lonoke County in 2025. 2,205 closed as loans ($493.5M), 557 were denied — a 19.1% denial rate on decided applications, below the Arkansas rate of 23.0%. The three most active lenders handled 16% of applications, led by ARKANSAS Federal Credit Union. 16 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 4,594
- Loans originated
- 2,205
- Purchase / refinance
- 1,334 / 580
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Lonoke County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | ARKANSAS Federal Credit Union 64 out of 100, Moderate | 312 | 6.8% | 31.7% |
| 2 | PENNYMAC LOAN SERVICES, LLC | 249 | 5.4% | — |
| 3 | Rocket Mortgage, LLC | 194 | 4.2% | — |
| 4 | Mortgage Research Center, LLC | 167 | 3.6% | — |
| 5 | FIRSTTRUST HOME LOANS, INC. | 164 | 3.6% | — |
| 6 | FLAT BRANCH MORTGAGE, INC. | 160 | 3.5% | — |
| 7 | PLANET HOME LENDING, LLC | 157 | 3.4% | — |
| 8 | AMERIHOME MORTGAGE COMPANY, LLC | 149 | 3.2% | — |
| 9 | Centennial Bank 79 out of 100, Strong | 144 | 3.1% | 23.4% |
| 10 | FREEDOM MORTGAGE CORPORATION | 141 | 3.1% | — |
| 11 | NEWREZ LLC | 137 | 3.0% | — |
| 12 | Arvest Bank 57 out of 100, Moderate | 113 | 2.5% | 18.5% |
| 13 | SENTE MORTGAGE, INC. | 95 | 2.1% | — |
| 14 | UNITED SHORE FINANCIAL SERVICES, LLC | 84 | 1.8% | — |
| 15 | 21st Mortgage Corporation | 80 | 1.7% | — |
| 16 | First Community Bank 62 out of 100, Moderate | 77 | 1.7% | 6.5% |
| 17 | Regions Bank 64 out of 100, Moderate | 75 | 1.6% | 43.1% |
| 18 | VANDERBILT MORTGAGE AND FINANCE, INC. | 71 | 1.5% | — |
| 19 | Chambers Bank 81 out of 100, Strong | 70 | 1.5% | 11.0% |
| 20 | VILLAGE CAPITAL & INVESTMENT LLC | 67 | 1.5% | — |
| 21 | Navy Federal Credit Union 66 out of 100, Moderate | 60 | 1.3% | 32.9% |
| 22 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 59 | 1.3% | 14.1% |
| 23 | NATIONSTAR MORTGAGE LLC | 55 | 1.2% | — |
| 24 | TRIAD FINANCIAL SERVICES, INC. | 53 | 1.2% | — |
| 25 | AmeriSave Mortgage Corporation | 45 | 1.0% | — |
| 26 | U.S. Bank National Association 55 out of 100, Moderate | 44 | 1.0% | 39.5% |
| 27 | NEW DAY FINANCIAL, LLC | 43 | 0.9% | — |
| 28 | Bank OZK 76 out of 100, Strong | 43 | 0.9% | 37.8% |
| 29 | First Security Bank 92 out of 100, Very strong | 39 | 0.8% | 6.6% |
| 30 | Broker Solutions, Inc. | 38 | 0.8% | — |
| 31 | Coastal Community Bank 35 out of 100, Low | 38 | 0.8% | 3.0% |
| 32 | First Horizon Bank 64 out of 100, Moderate | 37 | 0.8% | 25.4% |
| 33 | Eagle Bank and Trust Company 83 out of 100, Strong | 35 | 0.8% | 4.9% |
| 34 | LENNAR MORTGAGE, LLC | 33 | 0.7% | — |
| 35 | Cadence Bank | 33 | 0.7% | — |
| 36 | FIGURE LENDING LLC | 32 | 0.7% | — |
| 37 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 31 | 0.7% | 74.7% |
| 38 | Fairway Independent Mortgage Corporation | 30 | 0.7% | — |
| 39 | Bank of England 57 out of 100, Moderate | 30 | 0.7% | 8.4% |
| 40 | PHH Mortgage Corporation | 30 | 0.7% | — |
Top 40 of 233 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Arkansas
- Benton County 19,914 apps
- Pulaski County 17,313 apps
- Washington County 11,549 apps
- Saline County 7,383 apps
- Faulkner County 6,470 apps
- Garland County 5,157 apps
- Sebastian County 4,917 apps
- Craighead County 4,883 apps
- White County 3,777 apps
- Crawford County 2,638 apps
- Pope County 2,293 apps
- Greene County 1,959 apps