Arkansas · HMDA 2025
Mortgage lenders in Craighead County, AR
224 lenders reported 4,883 home-loan applications in Craighead County in 2025. 2,594 closed as loans ($559.2M), 647 were denied — a 19.0% denial rate on decided applications, below the Arkansas rate of 23.0%. The three most active lenders handled 14% of applications, led by Arvest Bank. 17 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 4,883
- Loans originated
- 2,594
- Purchase / refinance
- 1,651 / 611
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Craighead County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Arvest Bank 57 out of 100, Moderate | 319 | 6.5% | 18.5% |
| 2 | PENNYMAC LOAN SERVICES, LLC | 230 | 4.7% | — |
| 3 | Simmons Bank 60 out of 100, Moderate | 159 | 3.3% | 26.5% |
| 4 | Rocket Mortgage, LLC | 155 | 3.2% | — |
| 5 | First Community Bank 62 out of 100, Moderate | 133 | 2.7% | 6.5% |
| 6 | UNITED SHORE FINANCIAL SERVICES, LLC | 125 | 2.6% | — |
| 7 | NEWREZ LLC | 115 | 2.4% | — |
| 8 | DHI MORTGAGE COMPANY, LTD. | 114 | 2.3% | — |
| 9 | Cadence Bank | 112 | 2.3% | — |
| 10 | Fairway Independent Mortgage Corporation | 107 | 2.2% | — |
| 11 | FIRSTTRUST HOME LOANS, INC. | 101 | 2.1% | — |
| 12 | FREEDOM MORTGAGE CORPORATION | 97 | 2.0% | — |
| 13 | AMERIHOME MORTGAGE COMPANY, LLC | 96 | 2.0% | — |
| 14 | First National Bank 71 out of 100, Strong | 96 | 2.0% | 3.9% |
| 15 | Centennial Bank 79 out of 100, Strong | 95 | 1.9% | 23.4% |
| 16 | ARKANSAS Federal Credit Union 64 out of 100, Moderate | 87 | 1.8% | 31.7% |
| 17 | First Horizon Bank 64 out of 100, Moderate | 87 | 1.8% | 25.4% |
| 18 | Mortgage Research Center, LLC | 86 | 1.8% | — |
| 19 | VANDERBILT MORTGAGE AND FINANCE, INC. | 84 | 1.7% | — |
| 20 | Southern Bank 70 out of 100, Strong | 84 | 1.7% | 5.8% |
| 21 | Regions Bank 64 out of 100, Moderate | 78 | 1.6% | 43.1% |
| 22 | NATIONSTAR MORTGAGE LLC | 75 | 1.5% | — |
| 23 | FOCUS BANK 75 out of 100, Strong | 73 | 1.5% | 11.5% |
| 24 | DAS Acquisition Company, LLC | 72 | 1.5% | — |
| 25 | First Financial Bank 50 out of 100, Below average | 69 | 1.4% | 7.5% |
| 26 | FIRST COLONY MORTGAGE CORPORATION | 65 | 1.3% | — |
| 27 | Evolve Bank & Trust | 63 | 1.3% | — |
| 28 | PLANET HOME LENDING, LLC | 62 | 1.3% | — |
| 29 | Bank OZK 76 out of 100, Strong | 62 | 1.3% | 37.8% |
| 30 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 58 | 1.2% | 14.1% |
| 31 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | 49 | 1.0% | — |
| 32 | VILLAGE CAPITAL & INVESTMENT LLC | 49 | 1.0% | — |
| 33 | First Security Bank 92 out of 100, Very strong | 48 | 1.0% | 6.6% |
| 34 | MORTGAGE INVESTORS GROUP, INC. | 45 | 0.9% | — |
| 35 | AmeriSave Mortgage Corporation | 43 | 0.9% | — |
| 36 | FNBC Bank 69 out of 100, Moderate | 43 | 0.9% | 5.0% |
| 37 | TRIAD FINANCIAL SERVICES, INC. | 39 | 0.8% | — |
| 38 | Signature Bank of Arkansas 67 out of 100, Moderate | 39 | 0.8% | 4.0% |
| 39 | The Farmers & Merchants Bank 67 out of 100, Moderate | 39 | 0.8% | 14.9% |
| 40 | FLAT BRANCH MORTGAGE, INC. | 38 | 0.8% | — |
Top 40 of 224 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Arkansas
- Benton County 19,914 apps
- Pulaski County 17,313 apps
- Washington County 11,549 apps
- Saline County 7,383 apps
- Faulkner County 6,470 apps
- Garland County 5,157 apps
- Sebastian County 4,917 apps
- Lonoke County 4,594 apps
- White County 3,777 apps
- Crawford County 2,638 apps
- Pope County 2,293 apps
- Greene County 1,959 apps