Arkansas · HMDA 2025
Mortgage lenders in Washington County, AR
373 lenders reported 11,549 home-loan applications in Washington County in 2025. 6,230 closed as loans ($4.4B), 1,338 were denied — a 17.0% denial rate on decided applications, below the Arkansas rate of 23.0%. The three most active lenders handled 25% of applications, led by Arvest Bank. 19 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 11,549
- Loans originated
- 6,230
- Purchase / refinance
- 3,665 / 1,550
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Washington County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Arvest Bank 57 out of 100, Moderate | 1,867 | 16.2% | 18.5% |
| 2 | PENNYMAC LOAN SERVICES, LLC | 507 | 4.4% | — |
| 3 | Rocket Mortgage, LLC | 459 | 4.0% | — |
| 4 | DHI MORTGAGE COMPANY, LTD. | 421 | 3.6% | — |
| 5 | FLAT BRANCH MORTGAGE, INC. | 321 | 2.8% | — |
| 6 | NEWREZ LLC | 262 | 2.3% | — |
| 7 | AMERIHOME MORTGAGE COMPANY, LLC | 230 | 2.0% | — |
| 8 | Centennial Bank 79 out of 100, Strong | 229 | 2.0% | 23.4% |
| 9 | FREEDOM MORTGAGE CORPORATION | 201 | 1.7% | — |
| 10 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 189 | 1.6% | 14.1% |
| 11 | ARKANSAS Federal Credit Union 64 out of 100, Moderate | 173 | 1.5% | 31.7% |
| 12 | First Security Bank 92 out of 100, Very strong | 164 | 1.4% | 6.6% |
| 13 | Signature Bank of Arkansas 67 out of 100, Moderate | 160 | 1.4% | 4.0% |
| 14 | UNITED SHORE FINANCIAL SERVICES, LLC | 156 | 1.4% | — |
| 15 | NATIONSTAR MORTGAGE LLC | 155 | 1.3% | — |
| 16 | VANDERBILT MORTGAGE AND FINANCE, INC. | 150 | 1.3% | — |
| 17 | Mortgage Research Center, LLC | 145 | 1.3% | — |
| 18 | UNITED FEDERAL CREDIT UNION | 139 | 1.2% | — |
| 19 | PHH Mortgage Corporation | 138 | 1.2% | — |
| 20 | Priority Bank 49 out of 100, Below average | 127 | 1.1% | 0.4% |
| 21 | Bank of America, National Association 59 out of 100, Moderate | 123 | 1.1% | 44.7% |
| 22 | Gateway First Bank 54 out of 100, Below average | 123 | 1.1% | 5.3% |
| 23 | MY MOVE MORTGAGE, LLC | 122 | 1.1% | — |
| 24 | LENDLO MORTGAGE, LLC | 121 | 1.0% | — |
| 25 | Generations Bank 63 out of 100, Moderate | 114 | 1.0% | 9.9% |
| 26 | Simmons Bank 60 out of 100, Moderate | 111 | 1.0% | 26.5% |
| 27 | LENNAR MORTGAGE, LLC | 105 | 0.9% | — |
| 28 | ASSOCIATED MORTGAGE CORPORATION | 101 | 0.9% | — |
| 29 | Regions Bank 64 out of 100, Moderate | 100 | 0.9% | 43.1% |
| 30 | First Horizon Bank 64 out of 100, Moderate | 100 | 0.9% | 25.4% |
| 31 | PLANET HOME LENDING, LLC | 99 | 0.9% | — |
| 32 | FIGURE LENDING LLC | 90 | 0.8% | — |
| 33 | Truist Bank 63 out of 100, Moderate | 87 | 0.8% | 40.8% |
| 34 | Fairway Independent Mortgage Corporation | 87 | 0.8% | — |
| 35 | ENCORE BANK 61 out of 100, Moderate | 83 | 0.7% | 19.6% |
| 36 | CORNERSTONE CAPITAL BANK, SSB 32 out of 100, Low | 80 | 0.7% | 2.2% |
| 37 | Citizens Bank, National Association 54 out of 100, Below average | 79 | 0.7% | 32.5% |
| 38 | The First National Bank of Fort Smith 78 out of 100, Strong | 78 | 0.7% | 7.2% |
| 39 | Legacy National Bank 65 out of 100, Moderate | 77 | 0.7% | 1.4% |
| 40 | GERSHMAN INVESTMENT CORP. | 77 | 0.7% | — |
Top 40 of 373 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Arkansas
- Benton County 19,914 apps
- Pulaski County 17,313 apps
- Saline County 7,383 apps
- Faulkner County 6,470 apps
- Garland County 5,157 apps
- Sebastian County 4,917 apps
- Craighead County 4,883 apps
- Lonoke County 4,594 apps
- White County 3,777 apps
- Crawford County 2,638 apps
- Pope County 2,293 apps
- Greene County 1,959 apps