California · HMDA 2025
Mortgage lenders in Napa County, CA
274 lenders reported 3,981 home-loan applications in Napa County in 2025. 1,997 closed as loans ($1.5B), 610 were denied — a 22.1% denial rate on decided applications, close to the California rate of 22.3%. The three most active lenders handled 17% of applications, led by REDWOOD. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 3,981
- Loans originated
- 1,997
- Purchase / refinance
- 836 / 731
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Napa County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | REDWOOD | 287 | 7.2% | — |
| 2 | UNITED SHORE FINANCIAL SERVICES, LLC | 204 | 5.1% | — |
| 3 | Rocket Mortgage, LLC | 177 | 4.4% | — |
| 4 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 154 | 3.9% | 14.1% |
| 5 | GUARANTEED RATE, INC. | 149 | 3.7% | — |
| 6 | Bank of America, National Association 59 out of 100, Moderate | 144 | 3.6% | 44.7% |
| 7 | PENNYMAC LOAN SERVICES, LLC | 123 | 3.1% | — |
| 8 | CMG MORTGAGE, INC. | 103 | 2.6% | — |
| 9 | U.S. Bank National Association 55 out of 100, Moderate | 95 | 2.4% | 39.5% |
| 10 | SPRING EQ, LLC | 89 | 2.2% | — |
| 11 | DHI MORTGAGE COMPANY, LTD. | 75 | 1.9% | — |
| 12 | Loandepot.Com, LLC | 74 | 1.9% | — |
| 13 | NEWREZ LLC | 68 | 1.7% | — |
| 14 | THE GOLDEN 1 | 66 | 1.7% | — |
| 15 | FIGURE LENDING LLC | 65 | 1.6% | — |
| 16 | TRIAD FINANCIAL SERVICES, INC. | 59 | 1.5% | — |
| 17 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 58 | 1.5% | 22.2% |
| 18 | BMO Bank National Association 83 out of 100, Strong | 53 | 1.3% | 40.5% |
| 19 | Coastal Community Bank 35 out of 100, Low | 53 | 1.3% | 3.0% |
| 20 | CROSSCOUNTRY MORTGAGE, INC. | 52 | 1.3% | — |
| 21 | AMERICAN PACIFIC MORTGAGE CORPORATION | 51 | 1.3% | — |
| 22 | 21st Mortgage Corporation | 49 | 1.2% | — |
| 23 | NATIONSTAR MORTGAGE LLC | 46 | 1.2% | — |
| 24 | FREEDOM MORTGAGE CORPORATION | 41 | 1.0% | — |
| 25 | AMERIHOME MORTGAGE COMPANY, LLC | 38 | 1.0% | — |
| 26 | SOFI BANK, NATIONAL ASSOCIATION | 38 | 1.0% | — |
| 27 | Umpqua Bank 64 out of 100, Moderate | 37 | 0.9% | 28.5% |
| 28 | Broker Solutions, Inc. | 35 | 0.9% | — |
| 29 | THE LOAN STORE, INC. | 35 | 0.9% | — |
| 30 | LAKEVIEW LOAN SERVICING, LLC | 35 | 0.9% | — |
| 31 | Bank of Marin 67 out of 100, Moderate | 32 | 0.8% | 21.8% |
| 32 | ALAMEDA MORTGAGE CORPORATION | 31 | 0.8% | — |
| 33 | Patelco Credit Union 60 out of 100, Moderate | 31 | 0.8% | 16.7% |
| 34 | PHH Mortgage Corporation | 31 | 0.8% | — |
| 35 | STG MORTGAGE INC | 30 | 0.8% | — |
| 36 | TRAVIS CREDIT UNION 65 out of 100, Moderate | 29 | 0.7% | 10.2% |
| 37 | QUORUM FEDERAL CREDIT UNION 59 out of 100, Moderate | 26 | 0.7% | 36.0% |
| 38 | Navy Federal Credit Union 66 out of 100, Moderate | 25 | 0.6% | 32.9% |
| 39 | BETTER MORTGAGE CORPORATION | 25 | 0.6% | — |
| 40 | Citibank, National Association 60 out of 100, Moderate | 24 | 0.6% | 24.0% |
Top 40 of 274 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in California
- Los Angeles County 221,487 apps
- San Diego County 103,767 apps
- Riverside County 103,444 apps
- Orange County 86,651 apps
- San Bernardino County 77,329 apps
- Sacramento County 56,166 apps
- Santa Clara County 45,843 apps
- Alameda County 41,873 apps
- Contra Costa County 38,954 apps
- Kern County 31,328 apps
- Fresno County 29,585 apps
- San Joaquin County 28,724 apps