Colorado · HMDA 2025
Mortgage lenders in Archuleta County, CO
168 lenders reported 994 home-loan applications in Archuleta County in 2025. 513 closed as loans ($214.0M), 130 were denied — a 19.3% denial rate on decided applications, close to the Colorado rate of 19.6%. The three most active lenders handled 24% of applications, led by The Central Trust Bank. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 994
- Loans originated
- 513
- Purchase / refinance
- 284 / 160
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Archuleta County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | The Central Trust Bank 69 out of 100, Moderate | 87 | 8.8% | 10.4% |
| 2 | UNITED SHORE FINANCIAL SERVICES, LLC | 80 | 8.0% | — |
| 3 | Rocket Mortgage, LLC | 71 | 7.1% | — |
| 4 | Bank of Colorado 74 out of 100, Strong | 54 | 5.4% | 12.4% |
| 5 | PENNYMAC LOAN SERVICES, LLC | 50 | 5.0% | — |
| 6 | Glacier Bank 68 out of 100, Moderate | 35 | 3.5% | 20.0% |
| 7 | NEWREZ LLC | 24 | 2.4% | — |
| 8 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 24 | 2.4% | 14.1% |
| 9 | PHH Mortgage Corporation | 23 | 2.3% | — |
| 10 | Mortgage Research Center, LLC | 18 | 1.8% | — |
| 11 | Loandepot.Com, LLC | 14 | 1.4% | — |
| 12 | AMERIHOME MORTGAGE COMPANY, LLC | 14 | 1.4% | — |
| 13 | FIGURE LENDING LLC | 14 | 1.4% | — |
| 14 | 21st Mortgage Corporation | 13 | 1.3% | — |
| 15 | Broker Solutions, Inc. | 13 | 1.3% | — |
| 16 | GUARANTEED RATE, INC. | 13 | 1.3% | — |
| 17 | Navy Federal Credit Union 66 out of 100, Moderate | 12 | 1.2% | 32.9% |
| 18 | Bank of America, National Association 59 out of 100, Moderate | 12 | 1.2% | 44.7% |
| 19 | Coastal Community Bank 35 out of 100, Low | 12 | 1.2% | 3.0% |
| 20 | Discover Bank | 11 | 1.1% | — |
| 21 | FREEDOM MORTGAGE CORPORATION | 11 | 1.1% | — |
| 22 | GUILD MORTGAGE COMPANY | 10 | 1.0% | — |
| 23 | U.S. Bank National Association 55 out of 100, Moderate | 10 | 1.0% | 39.5% |
| 24 | NexBank 56 out of 100, Moderate | 10 | 1.0% | 13.1% |
| 25 | CREDIT UNION OF COLORADO, A FEDERAL CREDIT UNION | 9 | 0.9% | — |
| 26 | AMERICAN FINANCING CORPORATION | 9 | 0.9% | — |
| 27 | V.I.P. MORTGAGE, INC. | 9 | 0.9% | — |
| 28 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 8 | 0.8% | 22.2% |
| 29 | Fairway Independent Mortgage Corporation | 8 | 0.8% | — |
| 30 | SPRING EQ, LLC | 8 | 0.8% | — |
| 31 | THE LOAN STORE, INC. | 8 | 0.8% | — |
| 32 | Zions Bancorporation, N.A. 67 out of 100, Moderate | 8 | 0.8% | 30.7% |
| 33 | ENT Credit Union | 8 | 0.8% | — |
| 34 | CROSSCOUNTRY MORTGAGE, INC. | 7 | 0.7% | — |
| 35 | PENTAGON FEDERAL CREDIT UNION 64 out of 100, Moderate | 7 | 0.7% | 45.9% |
| 36 | KIND LENDING, LLC | 7 | 0.7% | — |
| 37 | Cadence Bank | 7 | 0.7% | — |
| 38 | CMG MORTGAGE, INC. | 6 | 0.6% | — |
| 39 | AmeriSave Mortgage Corporation | 6 | 0.6% | — |
| 40 | BMO Bank National Association 83 out of 100, Strong | 6 | 0.6% | 40.5% |
Top 40 of 168 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Colorado
- El Paso County 40,529 apps
- Arapahoe County 29,851 apps
- Jefferson County 28,409 apps
- Adams County 27,875 apps
- Denver County 27,105 apps
- Douglas County 23,880 apps
- Weld County 21,307 apps
- Larimer County 17,770 apps
- Boulder County 11,982 apps
- Mesa County 9,196 apps
- Pueblo County 8,319 apps
- Garfield County 3,352 apps