Colorado · HMDA 2025
Mortgage lenders in Chaffee County, CO
200 lenders reported 1,175 home-loan applications in Chaffee County in 2025. 704 closed as loans ($320.8M), 144 were denied — a 16.4% denial rate on decided applications, below the Colorado rate of 19.6%. The three most active lenders handled 25% of applications, led by High Country Bank. 11 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,175
- Loans originated
- 704
- Purchase / refinance
- 372 / 235
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Chaffee County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | High Country Bank 56 out of 100, Moderate | 149 | 12.7% | 6.4% |
| 2 | UNITED SHORE FINANCIAL SERVICES, LLC | 77 | 6.6% | — |
| 3 | Rocket Mortgage, LLC | 72 | 6.1% | — |
| 4 | Glacier Bank 68 out of 100, Moderate | 60 | 5.1% | 20.0% |
| 5 | UNION HOME MORTGAGE CORP. | 58 | 4.9% | — |
| 6 | PENNYMAC LOAN SERVICES, LLC | 40 | 3.4% | — |
| 7 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 28 | 2.4% | 14.1% |
| 8 | THE LOAN STORE, INC. | 26 | 2.2% | — |
| 9 | Fairway Independent Mortgage Corporation | 23 | 2.0% | — |
| 10 | ENT Credit Union | 22 | 1.9% | — |
| 11 | BMO Bank National Association 83 out of 100, Strong | 21 | 1.8% | 40.5% |
| 12 | NEWREZ LLC | 19 | 1.6% | — |
| 13 | CROSSCOUNTRY MORTGAGE, INC. | 17 | 1.4% | — |
| 14 | U.S. Bank National Association 55 out of 100, Moderate | 16 | 1.4% | 39.5% |
| 15 | FREEDOM MORTGAGE CORPORATION | 16 | 1.4% | — |
| 16 | PHH Mortgage Corporation | 15 | 1.3% | — |
| 17 | FIGURE LENDING LLC | 14 | 1.2% | — |
| 18 | TRIAD FINANCIAL SERVICES, INC. | 13 | 1.1% | — |
| 19 | GUARANTEED RATE, INC. | 12 | 1.0% | — |
| 20 | Bank of America, National Association 59 out of 100, Moderate | 12 | 1.0% | 44.7% |
| 21 | AMERICAN FINANCING CORPORATION | 12 | 1.0% | — |
| 22 | CMG MORTGAGE, INC. | 11 | 0.9% | — |
| 23 | SPRING EQ, LLC | 11 | 0.9% | — |
| 24 | NATIONSTAR MORTGAGE LLC | 11 | 0.9% | — |
| 25 | GUILD MORTGAGE COMPANY | 10 | 0.9% | — |
| 26 | Blue Federal Credit Union 51 out of 100, Below average | 9 | 0.8% | 24.1% |
| 27 | Loandepot.Com, LLC | 8 | 0.7% | — |
| 28 | PROVIDENT FUNDING ASSOCIATES, L.P. | 8 | 0.7% | — |
| 29 | KIND LENDING, LLC | 8 | 0.7% | — |
| 30 | Charles Schwab Bank, SSB 81 out of 100, Strong | 8 | 0.7% | 5.2% |
| 31 | Broker Solutions, Inc. | 7 | 0.6% | — |
| 32 | Mortgage Research Center, LLC | 7 | 0.6% | — |
| 33 | CANVAS CREDIT UNION 56 out of 100, Moderate | 7 | 0.6% | 17.3% |
| 34 | LAKEVIEW LOAN SERVICING, LLC | 7 | 0.6% | — |
| 35 | LOWER, LLC | 7 | 0.6% | — |
| 36 | Navy Federal Credit Union 66 out of 100, Moderate | 6 | 0.5% | 32.9% |
| 37 | Discover Bank | 6 | 0.5% | — |
| 38 | AmeriSave Mortgage Corporation | 6 | 0.5% | — |
| 39 | CREDIT UNION OF COLORADO, A FEDERAL CREDIT UNION | 6 | 0.5% | — |
| 40 | WESTERRA CREDIT UNION 65 out of 100, Moderate | 6 | 0.5% | 29.1% |
Top 40 of 200 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Colorado
- El Paso County 40,529 apps
- Arapahoe County 29,851 apps
- Jefferson County 28,409 apps
- Adams County 27,875 apps
- Denver County 27,105 apps
- Douglas County 23,880 apps
- Weld County 21,307 apps
- Larimer County 17,770 apps
- Boulder County 11,982 apps
- Mesa County 9,196 apps
- Pueblo County 8,319 apps
- Garfield County 3,352 apps