Colorado · HMDA 2025
Mortgage lenders in Clear Creek County, CO
156 lenders reported 623 home-loan applications in Clear Creek County in 2025. 309 closed as loans ($130.9M), 96 were denied — a 22.8% denial rate on decided applications, above the Colorado rate of 19.6%. The three most active lenders handled 17% of applications, led by UNITED SHORE FINANCIAL SERVICES, LLC. 6 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 623
- Loans originated
- 309
- Purchase / refinance
- 159 / 105
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Clear Creek County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | UNITED SHORE FINANCIAL SERVICES, LLC | 52 | 8.3% | — |
| 2 | Rocket Mortgage, LLC | 30 | 4.8% | — |
| 3 | PENNYMAC LOAN SERVICES, LLC | 25 | 4.0% | — |
| 4 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 20 | 3.2% | 14.1% |
| 5 | U.S. Bank National Association 55 out of 100, Moderate | 20 | 3.2% | 39.5% |
| 6 | FirstBank | 16 | 2.6% | — |
| 7 | CMG MORTGAGE, INC. | 14 | 2.2% | — |
| 8 | FREEDOM MORTGAGE CORPORATION | 14 | 2.2% | — |
| 9 | BMO Bank National Association 83 out of 100, Strong | 13 | 2.1% | 40.5% |
| 10 | CREDIT UNION OF COLORADO, A FEDERAL CREDIT UNION | 13 | 2.1% | — |
| 11 | Fairway Independent Mortgage Corporation | 12 | 1.9% | — |
| 12 | SELECT LENDING SERVICES LLC | 12 | 1.9% | — |
| 13 | AMERICAN FINANCING CORPORATION | 11 | 1.8% | — |
| 14 | NEWREZ LLC | 10 | 1.6% | — |
| 15 | GUILD MORTGAGE COMPANY | 10 | 1.6% | — |
| 16 | Navy Federal Credit Union 66 out of 100, Moderate | 9 | 1.4% | 32.9% |
| 17 | AMERIHOME MORTGAGE COMPANY, LLC | 9 | 1.4% | — |
| 18 | NATIONSTAR MORTGAGE LLC | 9 | 1.4% | — |
| 19 | LAKEVIEW LOAN SERVICING, LLC | 9 | 1.4% | — |
| 20 | Loandepot.Com, LLC | 8 | 1.3% | — |
| 21 | GUARANTEED RATE, INC. | 8 | 1.3% | — |
| 22 | Mortgage Research Center, LLC | 8 | 1.3% | — |
| 23 | MEGASTAR FINANCIAL CORP. | 8 | 1.3% | — |
| 24 | ENT Credit Union | 8 | 1.3% | — |
| 25 | CROSSCOUNTRY MORTGAGE, INC. | 7 | 1.1% | — |
| 26 | THE LOAN STORE, INC. | 7 | 1.1% | — |
| 27 | RESICENTRAL, LLC | 7 | 1.1% | — |
| 28 | BELLCO CREDIT UNION 55 out of 100, Moderate | 7 | 1.1% | 45.0% |
| 29 | PHH Mortgage Corporation | 7 | 1.1% | — |
| 30 | VANDERBILT MORTGAGE AND FINANCE, INC. | 5 | 0.8% | — |
| 31 | Broker Solutions, Inc. | 5 | 0.8% | — |
| 32 | FIGURE LENDING LLC | 5 | 0.8% | — |
| 33 | ELEVATIONS | 5 | 0.8% | — |
| 34 | LOWER, LLC | 5 | 0.8% | — |
| 35 | Northpointe Bank 58 out of 100, Moderate | 5 | 0.8% | 10.4% |
| 36 | VILLAGE CAPITAL & INVESTMENT LLC | 5 | 0.8% | — |
| 37 | 21st Mortgage Corporation | 4 | 0.6% | — |
| 38 | MOVEMENT MORTGAGE, LLC | 4 | 0.6% | — |
| 39 | AmeriSave Mortgage Corporation | 4 | 0.6% | — |
| 40 | SPRING EQ, LLC | 4 | 0.6% | — |
Top 40 of 156 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Colorado
- El Paso County 40,529 apps
- Arapahoe County 29,851 apps
- Jefferson County 28,409 apps
- Adams County 27,875 apps
- Denver County 27,105 apps
- Douglas County 23,880 apps
- Weld County 21,307 apps
- Larimer County 17,770 apps
- Boulder County 11,982 apps
- Mesa County 9,196 apps
- Pueblo County 8,319 apps
- Garfield County 3,352 apps