Colorado · HMDA 2025
Mortgage lenders in Delta County, CO
181 lenders reported 1,566 home-loan applications in Delta County in 2025. 838 closed as loans ($196.3M), 204 were denied — a 18.9% denial rate on decided applications, close to the Colorado rate of 19.6%. The three most active lenders handled 24% of applications, led by CORNERSTONE CAPITAL BANK, SSB. 12 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,566
- Loans originated
- 838
- Purchase / refinance
- 422 / 261
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Delta County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | CORNERSTONE CAPITAL BANK, SSB 32 out of 100, Low | 196 | 12.5% | 2.2% |
| 2 | Bank of Colorado 74 out of 100, Strong | 92 | 5.9% | 12.4% |
| 3 | UNITED SHORE FINANCIAL SERVICES, LLC | 91 | 5.8% | — |
| 4 | Rocket Mortgage, LLC | 83 | 5.3% | — |
| 5 | Broker Solutions, Inc. | 75 | 4.8% | — |
| 6 | GUILD MORTGAGE COMPANY | 59 | 3.8% | — |
| 7 | PENNYMAC LOAN SERVICES, LLC | 51 | 3.3% | — |
| 8 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 30 | 1.9% | 14.1% |
| 9 | NEWREZ LLC | 29 | 1.9% | — |
| 10 | Alpine Bank 73 out of 100, Strong | 28 | 1.8% | 13.2% |
| 11 | Mortgage Research Center, LLC | 27 | 1.7% | — |
| 12 | U.S. Bank National Association 55 out of 100, Moderate | 26 | 1.7% | 39.5% |
| 13 | FREEDOM MORTGAGE CORPORATION | 26 | 1.7% | — |
| 14 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | 25 | 1.6% | — |
| 15 | NATIONSTAR MORTGAGE LLC | 24 | 1.5% | — |
| 16 | Oakstar Bank 69 out of 100, Moderate | 23 | 1.5% | 4.7% |
| 17 | BMO Bank National Association 83 out of 100, Strong | 21 | 1.3% | 40.5% |
| 18 | FIGURE LENDING LLC | 21 | 1.3% | — |
| 19 | The Central Trust Bank 69 out of 100, Moderate | 20 | 1.3% | 10.4% |
| 20 | Loandepot.Com, LLC | 18 | 1.1% | — |
| 21 | Fairway Independent Mortgage Corporation | 17 | 1.1% | — |
| 22 | MORTGAGE SOLUTIONS OF COLORADO, LLC | 16 | 1.0% | — |
| 23 | PHH Mortgage Corporation | 15 | 1.0% | — |
| 24 | AmeriSave Mortgage Corporation | 14 | 0.9% | — |
| 25 | AMERIHOME MORTGAGE COMPANY, LLC | 14 | 0.9% | — |
| 26 | SPRING EQ, LLC | 13 | 0.8% | — |
| 27 | VANDERBILT MORTGAGE AND FINANCE, INC. | 12 | 0.8% | — |
| 28 | LAKEVIEW LOAN SERVICING, LLC | 12 | 0.8% | — |
| 29 | AMERICAN FINANCING CORPORATION | 11 | 0.7% | — |
| 30 | TRIAD FINANCIAL SERVICES, INC. | 10 | 0.6% | — |
| 31 | BELLCO CREDIT UNION 55 out of 100, Moderate | 10 | 0.6% | 45.0% |
| 32 | REDWOOD RESIDENTIAL ACQUISITION CORPORATION | 10 | 0.6% | — |
| 33 | NEW DAY FINANCIAL, LLC | 10 | 0.6% | — |
| 34 | CARRINGTON MORTGAGE SERVICES, LLC | 10 | 0.6% | — |
| 35 | Climb Credit Union | 9 | 0.6% | — |
| 36 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 9 | 0.6% | — |
| 37 | Coastal Community Bank 35 out of 100, Low | 9 | 0.6% | 3.0% |
| 38 | CMG MORTGAGE, INC. | 8 | 0.5% | — |
| 39 | Navy Federal Credit Union 66 out of 100, Moderate | 8 | 0.5% | 32.9% |
| 40 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 8 | 0.5% | 22.2% |
Top 40 of 181 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Colorado
- El Paso County 40,529 apps
- Arapahoe County 29,851 apps
- Jefferson County 28,409 apps
- Adams County 27,875 apps
- Denver County 27,105 apps
- Douglas County 23,880 apps
- Weld County 21,307 apps
- Larimer County 17,770 apps
- Boulder County 11,982 apps
- Mesa County 9,196 apps
- Pueblo County 8,319 apps
- Garfield County 3,352 apps