Colorado · HMDA 2025
Mortgage lenders in Lincoln County, CO
71 lenders reported 234 home-loan applications in Lincoln County in 2025. 116 closed as loans ($23.9M), 42 were denied — a 25.5% denial rate on decided applications, above the Colorado rate of 19.6%. The three most active lenders handled 23% of applications, led by Rocket Mortgage, LLC. 10 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 234
- Loans originated
- 116
- Purchase / refinance
- 65 / 35
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Lincoln County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Rocket Mortgage, LLC | 19 | 8.1% | — |
| 2 | NBH Bank 66 out of 100, Moderate | 18 | 7.7% | 16.8% |
| 3 | UNITED SHORE FINANCIAL SERVICES, LLC | 16 | 6.8% | — |
| 4 | AMERICAN FINANCING CORPORATION | 11 | 4.7% | — |
| 5 | Equitable Savings and Loan Association 75 out of 100, Strong | 11 | 4.7% | 20.9% |
| 6 | Navy Federal Credit Union 66 out of 100, Moderate | 8 | 3.4% | 32.9% |
| 7 | Fairway Independent Mortgage Corporation | 7 | 3.0% | — |
| 8 | FREEDOM MORTGAGE CORPORATION | 6 | 2.6% | — |
| 9 | 21st Mortgage Corporation | 5 | 2.1% | — |
| 10 | NEWREZ LLC | 5 | 2.1% | — |
| 11 | AmeriSave Mortgage Corporation | 5 | 2.1% | — |
| 12 | GUILD MORTGAGE COMPANY | 5 | 2.1% | — |
| 13 | ENT Credit Union | 5 | 2.1% | — |
| 14 | PENNYMAC LOAN SERVICES, LLC | 4 | 1.7% | — |
| 15 | Mortgage Research Center, LLC | 4 | 1.7% | — |
| 16 | SPRING EQ, LLC | 4 | 1.7% | — |
| 17 | BELLCO CREDIT UNION 55 out of 100, Moderate | 4 | 1.7% | 45.0% |
| 18 | PHH Mortgage Corporation | 4 | 1.7% | — |
| 19 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 3 | 1.3% | 14.1% |
| 20 | VANDERBILT MORTGAGE AND FINANCE, INC. | 3 | 1.3% | — |
| 21 | Loandepot.Com, LLC | 3 | 1.3% | — |
| 22 | GUARANTEED RATE, INC. | 3 | 1.3% | — |
| 23 | TRIAD FINANCIAL SERVICES, INC. | 3 | 1.3% | — |
| 24 | U.S. Bank National Association 55 out of 100, Moderate | 3 | 1.3% | 39.5% |
| 25 | Synergy One Lending, Inc. | 3 | 1.3% | — |
| 26 | AMERIHOME MORTGAGE COMPANY, LLC | 3 | 1.3% | — |
| 27 | FIGURE LENDING LLC | 3 | 1.3% | — |
| 28 | CREDIT UNION OF COLORADO, A FEDERAL CREDIT UNION | 3 | 1.3% | — |
| 29 | CANVAS CREDIT UNION 56 out of 100, Moderate | 3 | 1.3% | 17.3% |
| 30 | NATIONSTAR MORTGAGE LLC | 3 | 1.3% | — |
| 31 | High Plains Bank 74 out of 100, Strong | 3 | 1.3% | 14.3% |
| 32 | Northpointe Bank 58 out of 100, Moderate | 3 | 1.3% | 10.4% |
| 33 | American Liberty Mortgage, Incorporated | 3 | 1.3% | — |
| 34 | CMG MORTGAGE, INC. | 2 | 0.9% | — |
| 35 | Broker Solutions, Inc. | 2 | 0.9% | — |
| 36 | CROSSCOUNTRY MORTGAGE, INC. | 2 | 0.9% | — |
| 37 | The Federal Savings Bank 51 out of 100, Below average | 2 | 0.9% | 19.1% |
| 38 | SOFI BANK, NATIONAL ASSOCIATION | 2 | 0.9% | — |
| 39 | Farm Credit Mid-America | 2 | 0.9% | — |
| 40 | PLAZA HOME MORTGAGE, INC. | 2 | 0.9% | — |
Top 40 of 71 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Colorado
- El Paso County 40,529 apps
- Arapahoe County 29,851 apps
- Jefferson County 28,409 apps
- Adams County 27,875 apps
- Denver County 27,105 apps
- Douglas County 23,880 apps
- Weld County 21,307 apps
- Larimer County 17,770 apps
- Boulder County 11,982 apps
- Mesa County 9,196 apps
- Pueblo County 8,319 apps
- Garfield County 3,352 apps