Colorado · HMDA 2025
Mortgage lenders in Montrose County, CO
187 lenders reported 1,979 home-loan applications in Montrose County in 2025. 1,076 closed as loans ($312.7M), 297 were denied — a 20.5% denial rate on decided applications, close to the Colorado rate of 19.6%. The three most active lenders handled 22% of applications, led by GUILD MORTGAGE COMPANY. 12 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,979
- Loans originated
- 1,076
- Purchase / refinance
- 602 / 309
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Montrose County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | GUILD MORTGAGE COMPANY | 247 | 12.5% | — |
| 2 | UNITED SHORE FINANCIAL SERVICES, LLC | 101 | 5.1% | — |
| 3 | Rocket Mortgage, LLC | 94 | 4.7% | — |
| 4 | The Central Trust Bank 69 out of 100, Moderate | 94 | 4.7% | 10.4% |
| 5 | Alpine Bank 73 out of 100, Strong | 86 | 4.3% | 13.2% |
| 6 | Bank of Colorado 74 out of 100, Strong | 70 | 3.5% | 12.4% |
| 7 | PENNYMAC LOAN SERVICES, LLC | 61 | 3.1% | — |
| 8 | U.S. Bank National Association 55 out of 100, Moderate | 53 | 2.7% | 39.5% |
| 9 | CORNERSTONE CAPITAL BANK, SSB 32 out of 100, Low | 52 | 2.6% | 2.2% |
| 10 | 21st Mortgage Corporation | 51 | 2.6% | — |
| 11 | NEWREZ LLC | 43 | 2.2% | — |
| 12 | Broker Solutions, Inc. | 39 | 2.0% | — |
| 13 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 36 | 1.8% | 14.1% |
| 14 | SPRING EQ, LLC | 35 | 1.8% | — |
| 15 | BMO Bank National Association 83 out of 100, Strong | 33 | 1.7% | 40.5% |
| 16 | FREEDOM MORTGAGE CORPORATION | 33 | 1.7% | — |
| 17 | TRIAD FINANCIAL SERVICES, INC. | 31 | 1.6% | — |
| 18 | NextMortgage, LLC | 30 | 1.5% | — |
| 19 | NATIONSTAR MORTGAGE LLC | 26 | 1.3% | — |
| 20 | Mortgage Research Center, LLC | 25 | 1.3% | — |
| 21 | AMERIHOME MORTGAGE COMPANY, LLC | 25 | 1.3% | — |
| 22 | THE MORTGAGE LINK, INC. | 24 | 1.2% | — |
| 23 | CMG MORTGAGE, INC. | 22 | 1.1% | — |
| 24 | FIGURE LENDING LLC | 22 | 1.1% | — |
| 25 | BELLCO CREDIT UNION 55 out of 100, Moderate | 22 | 1.1% | 45.0% |
| 26 | Fairway Independent Mortgage Corporation | 19 | 1.0% | — |
| 27 | Loandepot.Com, LLC | 19 | 1.0% | — |
| 28 | Navy Federal Credit Union 66 out of 100, Moderate | 18 | 0.9% | 32.9% |
| 29 | Paramount Residential Mortgage Group, Inc. | 16 | 0.8% | — |
| 30 | AmeriSave Mortgage Corporation | 15 | 0.8% | — |
| 31 | PHH Mortgage Corporation | 15 | 0.8% | — |
| 32 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | 14 | 0.7% | — |
| 33 | Discover Bank | 13 | 0.7% | — |
| 34 | MORTGAGE SOLUTIONS OF COLORADO, LLC | 13 | 0.7% | — |
| 35 | Zions Bancorporation, N.A. 67 out of 100, Moderate | 13 | 0.7% | 30.7% |
| 36 | VANDERBILT MORTGAGE AND FINANCE, INC. | 12 | 0.6% | — |
| 37 | AMERICAN FINANCING CORPORATION | 12 | 0.6% | — |
| 38 | Coastal Community Bank 35 out of 100, Low | 11 | 0.6% | 3.0% |
| 39 | Bank of America, National Association 59 out of 100, Moderate | 10 | 0.5% | 44.7% |
| 40 | GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 10 | 0.5% | — |
Top 40 of 187 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Colorado
- El Paso County 40,529 apps
- Arapahoe County 29,851 apps
- Jefferson County 28,409 apps
- Adams County 27,875 apps
- Denver County 27,105 apps
- Douglas County 23,880 apps
- Weld County 21,307 apps
- Larimer County 17,770 apps
- Boulder County 11,982 apps
- Mesa County 9,196 apps
- Pueblo County 8,319 apps
- Garfield County 3,352 apps