Colorado · HMDA 2025
Mortgage lenders in Phillips County, CO
43 lenders reported 160 home-loan applications in Phillips County in 2025. 85 closed as loans ($16.1M), 26 were denied — a 22.2% denial rate on decided applications, above the Colorado rate of 19.6%. The three most active lenders handled 43% of applications, led by GUILD MORTGAGE COMPANY. 9 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 160
- Loans originated
- 85
- Purchase / refinance
- 58 / 20
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Phillips County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | GUILD MORTGAGE COMPANY | 30 | 18.8% | — |
| 2 | Bank of Colorado 74 out of 100, Strong | 22 | 13.8% | 12.4% |
| 3 | Rocket Mortgage, LLC | 17 | 10.6% | — |
| 4 | BMO Bank National Association 83 out of 100, Strong | 15 | 9.4% | 40.5% |
| 5 | Equitable Savings and Loan Association 75 out of 100, Strong | 9 | 5.6% | 20.9% |
| 6 | UNITED SHORE FINANCIAL SERVICES, LLC | 6 | 3.8% | — |
| 7 | FREEDOM MORTGAGE CORPORATION | 5 | 3.1% | — |
| 8 | PENNYMAC LOAN SERVICES, LLC | 4 | 2.5% | — |
| 9 | AmeriSave Mortgage Corporation | 3 | 1.9% | — |
| 10 | Mortgage Research Center, LLC | 3 | 1.9% | — |
| 11 | NATIONSTAR MORTGAGE LLC | 3 | 1.9% | — |
| 12 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 2 | 1.3% | 14.1% |
| 13 | Fairway Independent Mortgage Corporation | 2 | 1.3% | — |
| 14 | Broker Solutions, Inc. | 2 | 1.3% | — |
| 15 | GUARANTEED RATE, INC. | 2 | 1.3% | — |
| 16 | PLANET HOME LENDING, LLC | 2 | 1.3% | — |
| 17 | Adams Bank & Trust 82 out of 100, Strong | 2 | 1.3% | 10.6% |
| 18 | ELEVATIONS | 2 | 1.3% | — |
| 19 | MUTUAL OF OMAHA MORTGAGE, INC. | 2 | 1.3% | — |
| 20 | WEST GATE BANK 72 out of 100, Strong | 2 | 1.3% | 4.8% |
| 21 | PHH Mortgage Corporation | 2 | 1.3% | — |
| 22 | Coastal Community Bank 35 out of 100, Low | 2 | 1.3% | 3.0% |
| 23 | 21st Mortgage Corporation | 1 | 0.6% | — |
| 24 | NEWREZ LLC | 1 | 0.6% | — |
| 25 | Loandepot.Com, LLC | 1 | 0.6% | — |
| 26 | CROSSCOUNTRY MORTGAGE, INC. | 1 | 0.6% | — |
| 27 | SPRING EQ, LLC | 1 | 0.6% | — |
| 28 | U.S. Bank National Association 55 out of 100, Moderate | 1 | 0.6% | 39.5% |
| 29 | A&D Mortgage LLC | 1 | 0.6% | — |
| 30 | CREDIT UNION OF DENVER 75 out of 100, Strong | 1 | 0.6% | 38.1% |
| 31 | Tomo Mortgage, LLC | 1 | 0.6% | — |
| 32 | FIGURE LENDING LLC | 1 | 0.6% | — |
| 33 | PRIMARY RESIDENTIAL MORTGAGE, INC. | 1 | 0.6% | — |
| 34 | Loan Simple, Inc. | 1 | 0.6% | — |
| 35 | CREDIT UNION OF COLORADO, A FEDERAL CREDIT UNION | 1 | 0.6% | — |
| 36 | AMERICAN FINANCING CORPORATION | 1 | 0.6% | — |
| 37 | NEW DAY FINANCIAL, LLC | 1 | 0.6% | — |
| 38 | LoanUnited.com, LLC | 1 | 0.6% | — |
| 39 | MISSION LOANS, LLC | 1 | 0.6% | — |
| 40 | BETTER MORTGAGE CORPORATION | 1 | 0.6% | — |
Top 40 of 43 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Colorado
- El Paso County 40,529 apps
- Arapahoe County 29,851 apps
- Jefferson County 28,409 apps
- Adams County 27,875 apps
- Denver County 27,105 apps
- Douglas County 23,880 apps
- Weld County 21,307 apps
- Larimer County 17,770 apps
- Boulder County 11,982 apps
- Mesa County 9,196 apps
- Pueblo County 8,319 apps
- Garfield County 3,352 apps