Colorado · HMDA 2025
Mortgage lenders in San Juan County, CO
41 lenders reported 84 home-loan applications in San Juan County in 2025. 32 closed as loans ($12.5M), 24 were denied — a 38.7% denial rate on decided applications, above the Colorado rate of 19.6%. The three most active lenders handled 23% of applications, led by PENNYMAC LOAN SERVICES, LLC. 15 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 84
- Loans originated
- 32
- Purchase / refinance
- 15 / 10
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in San Juan County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | PENNYMAC LOAN SERVICES, LLC | 8 | 9.5% | — |
| 2 | Glacier Bank 68 out of 100, Moderate | 6 | 7.1% | 20.0% |
| 3 | UNITED SHORE FINANCIAL SERVICES, LLC | 5 | 6.0% | — |
| 4 | Bank of America, National Association 59 out of 100, Moderate | 5 | 6.0% | 44.7% |
| 5 | THE LOAN STORE, INC. | 5 | 6.0% | — |
| 6 | GUILD MORTGAGE COMPANY | 4 | 4.8% | — |
| 7 | SPRING EQ, LLC | 4 | 4.8% | — |
| 8 | BETTER MORTGAGE CORPORATION | 4 | 4.8% | — |
| 9 | GUARANTEED RATE, INC. | 3 | 3.6% | — |
| 10 | KIND LENDING, LLC | 3 | 3.6% | — |
| 11 | Fairway Independent Mortgage Corporation | 2 | 2.4% | — |
| 12 | Rocket Mortgage, LLC | 2 | 2.4% | — |
| 13 | CREDIT UNION OF DENVER 75 out of 100, Strong | 2 | 2.4% | 38.1% |
| 14 | SOFI BANK, NATIONAL ASSOCIATION | 2 | 2.4% | — |
| 15 | ELEVATIONS | 2 | 2.4% | — |
| 16 | The Central Trust Bank 69 out of 100, Moderate | 2 | 2.4% | 10.4% |
| 17 | NEWREZ LLC | 1 | 1.2% | — |
| 18 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 1 | 1.2% | 14.1% |
| 19 | U.S. Bank National Association 55 out of 100, Moderate | 1 | 1.2% | 39.5% |
| 20 | Flanagan State Bank 67 out of 100, Moderate | 1 | 1.2% | 14.2% |
| 21 | FlexPoint, Inc. | 1 | 1.2% | — |
| 22 | GOLDEN EMPIRE MORTGAGE, INC. | 1 | 1.2% | — |
| 23 | HOMEBRIDGE FINANCIAL SERVICES, INC. | 1 | 1.2% | — |
| 24 | RESICENTRAL, LLC | 1 | 1.2% | — |
| 25 | Third Federal Savings and Loan Association of Cleveland 64 out of 100, Moderate | 1 | 1.2% | 35.5% |
| 26 | SECURITY SERVICE FEDERAL CREDIT UNION 61 out of 100, Moderate | 1 | 1.2% | 30.8% |
| 27 | AMERITRUST MORTGAGE CORPORATION | 1 | 1.2% | — |
| 28 | FINANCE OF AMERICA REVERSE LLC | 1 | 1.2% | — |
| 29 | NEXERA HOLDING LLC | 1 | 1.2% | — |
| 30 | WESTERRA CREDIT UNION 65 out of 100, Moderate | 1 | 1.2% | 29.1% |
| 31 | NATIONSTAR MORTGAGE LLC | 1 | 1.2% | — |
| 32 | Bank of Colorado 74 out of 100, Strong | 1 | 1.2% | 12.4% |
| 33 | EVERETT FINANCIAL, INC. | 1 | 1.2% | — |
| 34 | Zions Bancorporation, N.A. 67 out of 100, Moderate | 1 | 1.2% | 30.7% |
| 35 | CHAMPIONS FUNDING, LLC | 1 | 1.2% | — |
| 36 | BOKF, National Association 64 out of 100, Moderate | 1 | 1.2% | 27.5% |
| 37 | PHH Mortgage Corporation | 1 | 1.2% | — |
| 38 | NETWORK CAPITAL FUNDING CORPORATION | 1 | 1.2% | — |
| 39 | Morgan Stanley Private Bank, National Association 61 out of 100, Moderate | 1 | 1.2% | 4.9% |
| 40 | Charles Schwab Bank, SSB 81 out of 100, Strong | 1 | 1.2% | 5.2% |
Top 40 of 41 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Colorado
- El Paso County 40,529 apps
- Arapahoe County 29,851 apps
- Jefferson County 28,409 apps
- Adams County 27,875 apps
- Denver County 27,105 apps
- Douglas County 23,880 apps
- Weld County 21,307 apps
- Larimer County 17,770 apps
- Boulder County 11,982 apps
- Mesa County 9,196 apps
- Pueblo County 8,319 apps
- Garfield County 3,352 apps