Colorado · HMDA 2025
Mortgage lenders in Washington County, CO
64 lenders reported 198 home-loan applications in Washington County in 2025. 93 closed as loans ($18.9M), 37 were denied — a 27.0% denial rate on decided applications, above the Colorado rate of 19.6%. The three most active lenders handled 26% of applications, led by Bank of Colorado. 12 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 198
- Loans originated
- 93
- Purchase / refinance
- 52 / 26
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Washington County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Bank of Colorado 74 out of 100, Strong | 25 | 12.6% | 12.4% |
| 2 | AMERICAN FINANCING CORPORATION | 15 | 7.6% | — |
| 3 | GUILD MORTGAGE COMPANY | 12 | 6.1% | — |
| 4 | Rocket Mortgage, LLC | 12 | 6.1% | — |
| 5 | UNITED SHORE FINANCIAL SERVICES, LLC | 9 | 4.5% | — |
| 6 | PENNYMAC LOAN SERVICES, LLC | 9 | 4.5% | — |
| 7 | Mortgage Research Center, LLC | 9 | 4.5% | — |
| 8 | Broker Solutions, Inc. | 7 | 3.5% | — |
| 9 | FREEDOM MORTGAGE CORPORATION | 7 | 3.5% | — |
| 10 | Equitable Savings and Loan Association 75 out of 100, Strong | 6 | 3.0% | 20.9% |
| 11 | FIGURE LENDING LLC | 4 | 2.0% | — |
| 12 | BOKF, National Association 64 out of 100, Moderate | 4 | 2.0% | 27.5% |
| 13 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 3 | 1.5% | 14.1% |
| 14 | Discover Bank | 3 | 1.5% | — |
| 15 | U.S. Bank National Association 55 out of 100, Moderate | 3 | 1.5% | 39.5% |
| 16 | V.I.P. MORTGAGE, INC. | 3 | 1.5% | — |
| 17 | VILLAGE CAPITAL & INVESTMENT LLC | 3 | 1.5% | — |
| 18 | TBK BANK, SSB 52 out of 100, Below average | 3 | 1.5% | 23.3% |
| 19 | NEWREZ LLC | 2 | 1.0% | — |
| 20 | Fairway Independent Mortgage Corporation | 2 | 1.0% | — |
| 21 | Loandepot.Com, LLC | 2 | 1.0% | — |
| 22 | AmeriSave Mortgage Corporation | 2 | 1.0% | — |
| 23 | CROSSCOUNTRY MORTGAGE, INC. | 2 | 1.0% | — |
| 24 | Peak Financial LLC | 2 | 1.0% | — |
| 25 | COLORADO CREDIT UNION 65 out of 100, Moderate | 2 | 1.0% | 23.5% |
| 26 | PLANET HOME LENDING, LLC | 2 | 1.0% | — |
| 27 | SUN WEST MORTGAGE COMPANY, INC. | 2 | 1.0% | — |
| 28 | Ixonia Bank 67 out of 100, Moderate | 2 | 1.0% | 4.7% |
| 29 | UNION HOME MORTGAGE CORP. | 2 | 1.0% | — |
| 30 | LOWER, LLC | 2 | 1.0% | — |
| 31 | EVERETT FINANCIAL, INC. | 2 | 1.0% | — |
| 32 | ENT Credit Union | 2 | 1.0% | — |
| 33 | Coastal Community Bank 35 out of 100, Low | 2 | 1.0% | 3.0% |
| 34 | Navy Federal Credit Union 66 out of 100, Moderate | 1 | 0.5% | 32.9% |
| 35 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 1 | 0.5% | 22.2% |
| 36 | TRIAD FINANCIAL SERVICES, INC. | 1 | 0.5% | — |
| 37 | Bank of America, National Association 59 out of 100, Moderate | 1 | 0.5% | 44.7% |
| 38 | SPRING EQ, LLC | 1 | 0.5% | — |
| 39 | THE LOAN STORE, INC. | 1 | 0.5% | — |
| 40 | Paramount Residential Mortgage Group, Inc. | 1 | 0.5% | — |
Top 40 of 64 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Colorado
- El Paso County 40,529 apps
- Arapahoe County 29,851 apps
- Jefferson County 28,409 apps
- Adams County 27,875 apps
- Denver County 27,105 apps
- Douglas County 23,880 apps
- Weld County 21,307 apps
- Larimer County 17,770 apps
- Boulder County 11,982 apps
- Mesa County 9,196 apps
- Pueblo County 8,319 apps
- Garfield County 3,352 apps