Florida · HMDA 2025
Mortgage lenders in Charlotte County, FL
640 lenders reported 15,381 home-loan applications in Charlotte County in 2025. 7,431 closed as loans ($2.1B), 2,474 were denied — a 23.9% denial rate on decided applications, below the Florida rate of 27.1%. The three most active lenders handled 17% of applications, led by LENNAR MORTGAGE, LLC. 12 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 15,381
- Loans originated
- 7,431
- Purchase / refinance
- 4,988 / 1,418
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Charlotte County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | LENNAR MORTGAGE, LLC | 972 | 6.3% | — |
| 2 | UNITED SHORE FINANCIAL SERVICES, LLC | 909 | 5.9% | — |
| 3 | Rocket Mortgage, LLC | 759 | 4.9% | — |
| 4 | PENNYMAC LOAN SERVICES, LLC | 718 | 4.7% | — |
| 5 | Suncoast Credit Union 62 out of 100, Moderate | 572 | 3.7% | 23.3% |
| 6 | NEWREZ LLC | 373 | 2.4% | — |
| 7 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 353 | 2.3% | 14.1% |
| 8 | DHI MORTGAGE COMPANY, LTD. | 340 | 2.2% | — |
| 9 | LAKEVIEW LOAN SERVICING, LLC | 306 | 2.0% | — |
| 10 | AMERIHOME MORTGAGE COMPANY, LLC | 295 | 1.9% | — |
| 11 | Regions Bank 64 out of 100, Moderate | 280 | 1.8% | 43.1% |
| 12 | Bank of America, National Association 59 out of 100, Moderate | 254 | 1.7% | 44.7% |
| 13 | Mortgage Research Center, LLC | 252 | 1.6% | — |
| 14 | Loandepot.Com, LLC | 238 | 1.5% | — |
| 15 | FREEDOM MORTGAGE CORPORATION | 224 | 1.5% | — |
| 16 | CROSSCOUNTRY MORTGAGE, INC. | 206 | 1.3% | — |
| 17 | Truist Bank 63 out of 100, Moderate | 199 | 1.3% | 40.8% |
| 18 | Fifth Third Bank, National Association 62 out of 100, Moderate | 181 | 1.2% | 34.0% |
| 19 | THE LOAN STORE, INC. | 166 | 1.1% | — |
| 20 | LAKE MICHIGAN CREDIT UNION 73 out of 100, Strong | 160 | 1.0% | 7.3% |
| 21 | Broker Solutions, Inc. | 153 | 1.0% | — |
| 22 | NATIONSTAR MORTGAGE LLC | 137 | 0.9% | — |
| 23 | PLANET HOME LENDING, LLC | 123 | 0.8% | — |
| 24 | Navy Federal Credit Union 66 out of 100, Moderate | 122 | 0.8% | 32.9% |
| 25 | ACHIEVA CREDIT UNION 68 out of 100, Moderate | 117 | 0.8% | 28.3% |
| 26 | SPRING EQ, LLC | 113 | 0.7% | — |
| 27 | Third Federal Savings and Loan Association of Cleveland 64 out of 100, Moderate | 110 | 0.7% | 35.5% |
| 28 | Coastal Community Bank 35 out of 100, Low | 110 | 0.7% | 3.0% |
| 29 | FBC MORTGAGE, LLC | 109 | 0.7% | — |
| 30 | FIGURE LENDING LLC | 107 | 0.7% | — |
| 31 | PHH Mortgage Corporation | 107 | 0.7% | — |
| 32 | Kiavi Funding, Inc. | 104 | 0.7% | — |
| 33 | LOWER, LLC | 104 | 0.7% | — |
| 34 | INSPIRE HOME LOANS INC. | 100 | 0.7% | — |
| 35 | GUARANTEED RATE, INC. | 98 | 0.6% | — |
| 36 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 96 | 0.6% | 22.2% |
| 37 | AMERICAN PACIFIC MORTGAGE CORPORATION | 96 | 0.6% | — |
| 38 | Taylor Morrison Home Funding, Inc. | 96 | 0.6% | — |
| 39 | CHAMPIONS FUNDING, LLC | 96 | 0.6% | — |
| 40 | AmeriSave Mortgage Corporation | 94 | 0.6% | — |
Top 40 of 640 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Florida
- Miami-Dade County 82,507 apps
- Broward County 75,647 apps
- Hillsborough County 64,621 apps
- Palm Beach County 63,472 apps
- Orange County 55,029 apps
- Lee County 47,429 apps
- Duval County 46,192 apps
- Polk County 45,313 apps
- Pinellas County 42,029 apps
- Pasco County 39,658 apps
- Brevard County 36,873 apps
- Volusia County 30,743 apps