Florida · HMDA 2025
Mortgage lenders in Citrus County, FL
445 lenders reported 10,775 home-loan applications in Citrus County in 2025. 5,177 closed as loans ($1.1B), 1,789 were denied — a 24.4% denial rate on decided applications, below the Florida rate of 27.1%. The three most active lenders handled 17% of applications, led by UNITED SHORE FINANCIAL SERVICES, LLC. 9 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 10,775
- Loans originated
- 5,177
- Purchase / refinance
- 3,054 / 1,280
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Citrus County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | UNITED SHORE FINANCIAL SERVICES, LLC | 649 | 6.0% | — |
| 2 | Rocket Mortgage, LLC | 589 | 5.5% | — |
| 3 | Suncoast Credit Union 62 out of 100, Moderate | 571 | 5.3% | 23.3% |
| 4 | PENNYMAC LOAN SERVICES, LLC | 325 | 3.0% | — |
| 5 | Regions Bank 64 out of 100, Moderate | 290 | 2.7% | 43.1% |
| 6 | Mortgage Research Center, LLC | 286 | 2.7% | — |
| 7 | LAKEVIEW LOAN SERVICING, LLC | 260 | 2.4% | — |
| 8 | Truist Bank 63 out of 100, Moderate | 258 | 2.4% | 40.8% |
| 9 | Brannen Bank 65 out of 100, Moderate | 243 | 2.3% | 9.6% |
| 10 | 21st Mortgage Corporation | 233 | 2.2% | — |
| 11 | Bank of America, National Association 59 out of 100, Moderate | 221 | 2.1% | 44.7% |
| 12 | NEWREZ LLC | 220 | 2.0% | — |
| 13 | CROSSCOUNTRY MORTGAGE, INC. | 190 | 1.8% | — |
| 14 | FREEDOM MORTGAGE CORPORATION | 183 | 1.7% | — |
| 15 | AMERIHOME MORTGAGE COMPANY, LLC | 171 | 1.6% | — |
| 16 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 167 | 1.5% | 14.1% |
| 17 | EVERETT FINANCIAL, INC. | 166 | 1.5% | — |
| 18 | PLANET HOME LENDING, LLC | 165 | 1.5% | — |
| 19 | Fairway Independent Mortgage Corporation | 163 | 1.5% | — |
| 20 | FBC MORTGAGE, LLC | 155 | 1.4% | — |
| 21 | Navy Federal Credit Union 66 out of 100, Moderate | 147 | 1.4% | 32.9% |
| 22 | Broker Solutions, Inc. | 141 | 1.3% | — |
| 23 | Florida Credit Union 75 out of 100, Strong | 130 | 1.2% | 70.0% |
| 24 | NEW DAY FINANCIAL, LLC | 124 | 1.2% | — |
| 25 | AmeriSave Mortgage Corporation | 110 | 1.0% | — |
| 26 | RMC HOME MORTGAGE, LLC | 106 | 1.0% | — |
| 27 | VILLAGE CAPITAL & INVESTMENT LLC | 104 | 1.0% | — |
| 28 | NATIONSTAR MORTGAGE LLC | 100 | 0.9% | — |
| 29 | MIDFLORIDA | 100 | 0.9% | — |
| 30 | SPRING EQ, LLC | 98 | 0.9% | — |
| 31 | FIGURE LENDING LLC | 98 | 0.9% | — |
| 32 | Coastal Community Bank 35 out of 100, Low | 90 | 0.8% | 3.0% |
| 33 | CMG MORTGAGE, INC. | 88 | 0.8% | — |
| 34 | Loandepot.Com, LLC | 85 | 0.8% | — |
| 35 | Equity Prime Mortgage LLC | 76 | 0.7% | — |
| 36 | INSPIRE HOME LOANS INC. | 69 | 0.6% | — |
| 37 | VANDERBILT MORTGAGE AND FINANCE, INC. | 65 | 0.6% | — |
| 38 | MOVEMENT MORTGAGE, LLC | 65 | 0.6% | — |
| 39 | UNION HOME MORTGAGE CORP. | 59 | 0.5% | — |
| 40 | AMERICAN FINANCIAL RESOURCES, INC. | 58 | 0.5% | — |
Top 40 of 445 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Florida
- Miami-Dade County 82,507 apps
- Broward County 75,647 apps
- Hillsborough County 64,621 apps
- Palm Beach County 63,472 apps
- Orange County 55,029 apps
- Lee County 47,429 apps
- Duval County 46,192 apps
- Polk County 45,313 apps
- Pinellas County 42,029 apps
- Pasco County 39,658 apps
- Brevard County 36,873 apps
- Volusia County 30,743 apps