Florida · HMDA 2025
Mortgage lenders in Dixie County, FL
111 lenders reported 591 home-loan applications in Dixie County in 2025. 206 closed as loans ($38.4M), 175 were denied — a 42.8% denial rate on decided applications, above the Florida rate of 27.1%. The three most active lenders handled 29% of applications, led by 21st Mortgage Corporation. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 591
- Loans originated
- 206
- Purchase / refinance
- 142 / 49
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Dixie County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 21st Mortgage Corporation | 105 | 17.8% | — |
| 2 | VANDERBILT MORTGAGE AND FINANCE, INC. | 44 | 7.4% | — |
| 3 | UNITED SHORE FINANCIAL SERVICES, LLC | 24 | 4.1% | — |
| 4 | TRIAD FINANCIAL SERVICES, INC. | 20 | 3.4% | — |
| 5 | Rocket Mortgage, LLC | 20 | 3.4% | — |
| 6 | Mortgage Research Center, LLC | 20 | 3.4% | — |
| 7 | AMERICAN FINANCIAL RESOURCES, INC. | 18 | 3.0% | — |
| 8 | NEWREZ LLC | 14 | 2.4% | — |
| 9 | AmeriSave Mortgage Corporation | 12 | 2.0% | — |
| 10 | Radiant Credit Union 65 out of 100, Moderate | 12 | 2.0% | 41.0% |
| 11 | Capital City Bank 72 out of 100, Strong | 12 | 2.0% | 32.0% |
| 12 | Suncoast Credit Union 62 out of 100, Moderate | 12 | 2.0% | 23.3% |
| 13 | EVERETT FINANCIAL, INC. | 12 | 2.0% | — |
| 14 | Broker Solutions, Inc. | 10 | 1.7% | — |
| 15 | PENNYMAC LOAN SERVICES, LLC | 10 | 1.7% | — |
| 16 | Florida Credit Union 75 out of 100, Strong | 9 | 1.5% | 70.0% |
| 17 | FREEDOM MORTGAGE CORPORATION | 9 | 1.5% | — |
| 18 | LAKEVIEW LOAN SERVICING, LLC | 9 | 1.5% | — |
| 19 | Ameris Bank 67 out of 100, Moderate | 9 | 1.5% | 10.5% |
| 20 | SOUTHWEST STAGE FUNDING, LLC | 8 | 1.4% | — |
| 21 | Seacoast National Bank 63 out of 100, Moderate | 8 | 1.4% | 35.3% |
| 22 | GUARANTEED RATE, INC. | 7 | 1.2% | — |
| 23 | CROSSCOUNTRY MORTGAGE, INC. | 7 | 1.2% | — |
| 24 | PLANET HOME LENDING, LLC | 7 | 1.2% | — |
| 25 | Loandepot.Com, LLC | 6 | 1.0% | — |
| 26 | UNION HOME MORTGAGE CORP. | 6 | 1.0% | — |
| 27 | Navy Federal Credit Union 66 out of 100, Moderate | 5 | 0.8% | 32.9% |
| 28 | AFFORDABLE MORTGAGE ADVISORS, LLC. | 5 | 0.8% | — |
| 29 | CAMPUS USA CREDIT UNION 76 out of 100, Strong | 5 | 0.8% | 10.5% |
| 30 | AMERICAN PACIFIC MORTGAGE CORPORATION | 5 | 0.8% | — |
| 31 | First Federal Bank 50 out of 100, Below average | 5 | 0.8% | 13.5% |
| 32 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 4 | 0.7% | 14.1% |
| 33 | VYSTAR CREDIT UNION 51 out of 100, Below average | 4 | 0.7% | 48.8% |
| 34 | FirstBank 59 out of 100, Moderate | 4 | 0.7% | 42.8% |
| 35 | ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 4 | 0.7% | — |
| 36 | METROPLEX MORTGAGE SERVICES, INC. | 4 | 0.7% | — |
| 37 | VILLAGE CAPITAL & INVESTMENT LLC | 4 | 0.7% | — |
| 38 | MOVEMENT MORTGAGE, LLC | 3 | 0.5% | — |
| 39 | Bank of America, National Association 59 out of 100, Moderate | 3 | 0.5% | 44.7% |
| 40 | AMERIHOME MORTGAGE COMPANY, LLC | 3 | 0.5% | — |
Top 40 of 111 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Florida
- Miami-Dade County 82,507 apps
- Broward County 75,647 apps
- Hillsborough County 64,621 apps
- Palm Beach County 63,472 apps
- Orange County 55,029 apps
- Lee County 47,429 apps
- Duval County 46,192 apps
- Polk County 45,313 apps
- Pinellas County 42,029 apps
- Pasco County 39,658 apps
- Brevard County 36,873 apps
- Volusia County 30,743 apps