Florida · HMDA 2025
Mortgage lenders in Escambia County, FL
491 lenders reported 15,614 home-loan applications in Escambia County in 2025. 7,167 closed as loans ($1.9B), 2,540 were denied — a 24.8% denial rate on decided applications, below the Florida rate of 27.1%. The three most active lenders handled 18% of applications, led by Navy Federal Credit Union. 8 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 15,614
- Loans originated
- 7,167
- Purchase / refinance
- 4,405 / 1,758
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Escambia County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Navy Federal Credit Union 66 out of 100, Moderate | 1,455 | 9.3% | 32.9% |
| 2 | Rocket Mortgage, LLC | 671 | 4.3% | — |
| 3 | PENNYMAC LOAN SERVICES, LLC | 668 | 4.3% | — |
| 4 | UNITED SHORE FINANCIAL SERVICES, LLC | 650 | 4.2% | — |
| 5 | DHI MORTGAGE COMPANY, LTD. | 577 | 3.7% | — |
| 6 | LAKEVIEW LOAN SERVICING, LLC | 480 | 3.1% | — |
| 7 | Mortgage Research Center, LLC | 479 | 3.1% | — |
| 8 | Regions Bank 64 out of 100, Moderate | 428 | 2.7% | 43.1% |
| 9 | Pen Air Credit Union | 333 | 2.1% | — |
| 10 | NEWREZ LLC | 308 | 2.0% | — |
| 11 | 21st Mortgage Corporation | 307 | 2.0% | — |
| 12 | FREEDOM MORTGAGE CORPORATION | 278 | 1.8% | — |
| 13 | MOVEMENT MORTGAGE, LLC | 264 | 1.7% | — |
| 14 | AMERIHOME MORTGAGE COMPANY, LLC | 261 | 1.7% | — |
| 15 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 239 | 1.5% | 14.1% |
| 16 | Gulf Winds Credit Union 69 out of 100, Moderate | 227 | 1.5% | 27.1% |
| 17 | CMG MORTGAGE, INC. | 198 | 1.3% | — |
| 18 | GUILD MORTGAGE COMPANY | 198 | 1.3% | — |
| 19 | THE MORTGAGE FIRM, INC. | 197 | 1.3% | — |
| 20 | Bank of America, National Association 59 out of 100, Moderate | 191 | 1.2% | 44.7% |
| 21 | NEW DAY FINANCIAL, LLC | 185 | 1.2% | — |
| 22 | Fairway Independent Mortgage Corporation | 162 | 1.0% | — |
| 23 | University Bank 60 out of 100, Moderate | 161 | 1.0% | 4.9% |
| 24 | PLANET HOME LENDING, LLC | 156 | 1.0% | — |
| 25 | FBC MORTGAGE, LLC | 145 | 0.9% | — |
| 26 | VILLAGE CAPITAL & INVESTMENT LLC | 143 | 0.9% | — |
| 27 | Broker Solutions, Inc. | 130 | 0.8% | — |
| 28 | Loandepot.Com, LLC | 128 | 0.8% | — |
| 29 | AmeriSave Mortgage Corporation | 123 | 0.8% | — |
| 30 | Synovus Bank | 122 | 0.8% | — |
| 31 | GUARANTEED RATE AFFINITY, LLC | 121 | 0.8% | — |
| 32 | NATIONSTAR MORTGAGE LLC | 119 | 0.8% | — |
| 33 | Coastal Community Bank 35 out of 100, Low | 119 | 0.8% | 3.0% |
| 34 | Truist Bank 63 out of 100, Moderate | 115 | 0.7% | 40.8% |
| 35 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | 113 | 0.7% | — |
| 36 | SPRING EQ, LLC | 110 | 0.7% | — |
| 37 | Zippy Loans, LLC | 109 | 0.7% | — |
| 38 | TRIAD FINANCIAL SERVICES, INC. | 108 | 0.7% | — |
| 39 | CROSSCOUNTRY MORTGAGE, INC. | 107 | 0.7% | — |
| 40 | Kiavi Funding, Inc. | 107 | 0.7% | — |
Top 40 of 491 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Florida
- Miami-Dade County 82,507 apps
- Broward County 75,647 apps
- Hillsborough County 64,621 apps
- Palm Beach County 63,472 apps
- Orange County 55,029 apps
- Lee County 47,429 apps
- Duval County 46,192 apps
- Polk County 45,313 apps
- Pinellas County 42,029 apps
- Pasco County 39,658 apps
- Brevard County 36,873 apps
- Volusia County 30,743 apps