Florida · HMDA 2025
Mortgage lenders in Highlands County, FL
308 lenders reported 5,219 home-loan applications in Highlands County in 2025. 2,448 closed as loans ($529.8M), 994 were denied — a 27.7% denial rate on decided applications, close to the Florida rate of 27.1%. The three most active lenders handled 20% of applications, led by MIDFLORIDA. 11 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 5,219
- Loans originated
- 2,448
- Purchase / refinance
- 1,404 / 659
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Highlands County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | MIDFLORIDA | 501 | 9.6% | — |
| 2 | Rocket Mortgage, LLC | 288 | 5.5% | — |
| 3 | UNITED SHORE FINANCIAL SERVICES, LLC | 275 | 5.3% | — |
| 4 | LEADERONE FINANCIAL CORPORATION | 214 | 4.1% | — |
| 5 | LAKEVIEW LOAN SERVICING, LLC | 167 | 3.2% | — |
| 6 | PENNYMAC LOAN SERVICES, LLC | 157 | 3.0% | — |
| 7 | NEWREZ LLC | 133 | 2.5% | — |
| 8 | FREEDOM MORTGAGE CORPORATION | 133 | 2.5% | — |
| 9 | Seacoast National Bank 63 out of 100, Moderate | 120 | 2.3% | 35.3% |
| 10 | METROPLEX MORTGAGE SERVICES, INC. | 113 | 2.2% | — |
| 11 | Mortgage Research Center, LLC | 97 | 1.9% | — |
| 12 | PLANET HOME LENDING, LLC | 93 | 1.8% | — |
| 13 | AMERIHOME MORTGAGE COMPANY, LLC | 91 | 1.7% | — |
| 14 | Bank of America, National Association 59 out of 100, Moderate | 88 | 1.7% | 44.7% |
| 15 | Broker Solutions, Inc. | 84 | 1.6% | — |
| 16 | 21st Mortgage Corporation | 82 | 1.6% | — |
| 17 | SouthState Bank, National Association 68 out of 100, Moderate | 80 | 1.5% | 23.3% |
| 18 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 71 | 1.4% | 14.1% |
| 19 | CROSSCOUNTRY MORTGAGE, INC. | 71 | 1.4% | — |
| 20 | VILLAGE CAPITAL & INVESTMENT LLC | 71 | 1.4% | — |
| 21 | NATIONSTAR MORTGAGE LLC | 69 | 1.3% | — |
| 22 | Truist Bank 63 out of 100, Moderate | 65 | 1.2% | 40.8% |
| 23 | INSPIRE HOME LOANS INC. | 64 | 1.2% | — |
| 24 | Suncoast Credit Union 62 out of 100, Moderate | 62 | 1.2% | 23.3% |
| 25 | Bell Bank 59 out of 100, Moderate | 59 | 1.1% | 7.1% |
| 26 | Coastal Community Bank 35 out of 100, Low | 54 | 1.0% | 3.0% |
| 27 | SPRING EQ, LLC | 51 | 1.0% | — |
| 28 | NFM, INC. | 51 | 1.0% | — |
| 29 | Navy Federal Credit Union 66 out of 100, Moderate | 50 | 1.0% | 32.9% |
| 30 | AmeriSave Mortgage Corporation | 48 | 0.9% | — |
| 31 | Loandepot.Com, LLC | 47 | 0.9% | — |
| 32 | NEW DAY FINANCIAL, LLC | 45 | 0.9% | — |
| 33 | TRIAD FINANCIAL SERVICES, INC. | 44 | 0.8% | — |
| 34 | FIGURE LENDING LLC | 40 | 0.8% | — |
| 35 | AMERICAN FINANCIAL RESOURCES, INC. | 34 | 0.7% | — |
| 36 | Crews Bank & Trust 85 out of 100, Very strong | 34 | 0.7% | 8.6% |
| 37 | A&D Mortgage LLC | 32 | 0.6% | — |
| 38 | LOWER, LLC | 32 | 0.6% | — |
| 39 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 31 | 0.6% | 22.2% |
| 40 | VANDERBILT MORTGAGE AND FINANCE, INC. | 31 | 0.6% | — |
Top 40 of 308 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Florida
- Miami-Dade County 82,507 apps
- Broward County 75,647 apps
- Hillsborough County 64,621 apps
- Palm Beach County 63,472 apps
- Orange County 55,029 apps
- Lee County 47,429 apps
- Duval County 46,192 apps
- Polk County 45,313 apps
- Pinellas County 42,029 apps
- Pasco County 39,658 apps
- Brevard County 36,873 apps
- Volusia County 30,743 apps