Florida · HMDA 2025
Mortgage lenders in Indian River County, FL
442 lenders reported 8,796 home-loan applications in Indian River County in 2025. 4,153 closed as loans ($1.3B), 1,595 were denied — a 26.4% denial rate on decided applications, close to the Florida rate of 27.1%. The three most active lenders handled 15% of applications, led by UNITED SHORE FINANCIAL SERVICES, LLC. 11 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 8,796
- Loans originated
- 4,153
- Purchase / refinance
- 2,376 / 1,035
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Indian River County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | UNITED SHORE FINANCIAL SERVICES, LLC | 472 | 5.4% | — |
| 2 | Rocket Mortgage, LLC | 443 | 5.0% | — |
| 3 | SPACE COAST CREDIT UNION 66 out of 100, Moderate | 390 | 4.4% | 35.2% |
| 4 | PENNYMAC LOAN SERVICES, LLC | 288 | 3.3% | — |
| 5 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 260 | 3.0% | 14.1% |
| 6 | MIDFLORIDA | 256 | 2.9% | — |
| 7 | NEWREZ LLC | 248 | 2.8% | — |
| 8 | PNC Bank, National Association 62 out of 100, Moderate | 240 | 2.7% | 33.8% |
| 9 | Bank of America, National Association 59 out of 100, Moderate | 223 | 2.5% | 44.7% |
| 10 | GUILD MORTGAGE COMPANY | 172 | 2.0% | — |
| 11 | Loandepot.Com, LLC | 169 | 1.9% | — |
| 12 | AMERIHOME MORTGAGE COMPANY, LLC | 153 | 1.7% | — |
| 13 | FREEDOM MORTGAGE CORPORATION | 142 | 1.6% | — |
| 14 | LAKEVIEW LOAN SERVICING, LLC | 137 | 1.6% | — |
| 15 | SouthState Bank, National Association 68 out of 100, Moderate | 132 | 1.5% | 23.3% |
| 16 | TD Bank, National Association 63 out of 100, Moderate | 130 | 1.5% | 35.3% |
| 17 | CROSSCOUNTRY MORTGAGE, INC. | 128 | 1.5% | — |
| 18 | Seacoast National Bank 63 out of 100, Moderate | 128 | 1.5% | 35.3% |
| 19 | PULTE MORTGAGE LLC | 122 | 1.4% | — |
| 20 | Truist Bank 63 out of 100, Moderate | 117 | 1.3% | 40.8% |
| 21 | DHI MORTGAGE COMPANY, LTD. | 117 | 1.3% | — |
| 22 | Mortgage Research Center, LLC | 113 | 1.3% | — |
| 23 | UNION HOME MORTGAGE CORP. | 113 | 1.3% | — |
| 24 | FBC MORTGAGE, LLC | 106 | 1.2% | — |
| 25 | Coastal Community Bank 35 out of 100, Low | 105 | 1.2% | 3.0% |
| 26 | NATIONSTAR MORTGAGE LLC | 103 | 1.2% | — |
| 27 | Navy Federal Credit Union 66 out of 100, Moderate | 97 | 1.1% | 32.9% |
| 28 | FIGURE LENDING LLC | 97 | 1.1% | — |
| 29 | TRIAD FINANCIAL SERVICES, INC. | 89 | 1.0% | — |
| 30 | AmeriSave Mortgage Corporation | 88 | 1.0% | — |
| 31 | CONTOUR MORTGAGE CORPORATION | 81 | 0.9% | — |
| 32 | NVR Mortgage Finance, Inc. | 80 | 0.9% | — |
| 33 | SPRING EQ, LLC | 77 | 0.9% | — |
| 34 | MOVEMENT MORTGAGE, LLC | 74 | 0.8% | — |
| 35 | PLANET HOME LENDING, LLC | 74 | 0.8% | — |
| 36 | RMC HOME MORTGAGE, LLC | 67 | 0.8% | — |
| 37 | Kiavi Funding, Inc. | 64 | 0.7% | — |
| 38 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 62 | 0.7% | 22.2% |
| 39 | Broker Solutions, Inc. | 57 | 0.6% | — |
| 40 | NEW DAY FINANCIAL, LLC | 57 | 0.6% | — |
Top 40 of 442 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Florida
- Miami-Dade County 82,507 apps
- Broward County 75,647 apps
- Hillsborough County 64,621 apps
- Palm Beach County 63,472 apps
- Orange County 55,029 apps
- Lee County 47,429 apps
- Duval County 46,192 apps
- Polk County 45,313 apps
- Pinellas County 42,029 apps
- Pasco County 39,658 apps
- Brevard County 36,873 apps
- Volusia County 30,743 apps