Florida · HMDA 2025
Mortgage lenders in Martin County, FL
442 lenders reported 7,672 home-loan applications in Martin County in 2025. 3,761 closed as loans ($1.6B), 1,269 were denied — a 24.1% denial rate on decided applications, below the Florida rate of 27.1%. The three most active lenders handled 15% of applications, led by UNITED SHORE FINANCIAL SERVICES, LLC. 14 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 7,672
- Loans originated
- 3,761
- Purchase / refinance
- 2,110 / 878
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Martin County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | UNITED SHORE FINANCIAL SERVICES, LLC | 490 | 6.4% | — |
| 2 | PENNYMAC LOAN SERVICES, LLC | 330 | 4.3% | — |
| 3 | Rocket Mortgage, LLC | 313 | 4.1% | — |
| 4 | CROSSCOUNTRY MORTGAGE, INC. | 279 | 3.6% | — |
| 5 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 262 | 3.4% | 14.1% |
| 6 | Bank of America, National Association 59 out of 100, Moderate | 262 | 3.4% | 44.7% |
| 7 | Seacoast National Bank 63 out of 100, Moderate | 247 | 3.2% | 35.3% |
| 8 | NEWREZ LLC | 162 | 2.1% | — |
| 9 | AMERIHOME MORTGAGE COMPANY, LLC | 153 | 2.0% | — |
| 10 | PULTE MORTGAGE LLC | 153 | 2.0% | — |
| 11 | Truist Bank 63 out of 100, Moderate | 148 | 1.9% | 40.8% |
| 12 | MIDFLORIDA | 147 | 1.9% | — |
| 13 | PNC Bank, National Association 62 out of 100, Moderate | 142 | 1.9% | 33.8% |
| 14 | MATTAMY HOME FUNDING, LLC | 128 | 1.7% | — |
| 15 | Loandepot.Com, LLC | 112 | 1.5% | — |
| 16 | SPRING EQ, LLC | 106 | 1.4% | — |
| 17 | LAKEVIEW LOAN SERVICING, LLC | 102 | 1.3% | — |
| 18 | TD Bank, National Association 63 out of 100, Moderate | 101 | 1.3% | 35.3% |
| 19 | Navy Federal Credit Union 66 out of 100, Moderate | 100 | 1.3% | 32.9% |
| 20 | GUARANTEED RATE, INC. | 100 | 1.3% | — |
| 21 | Third Federal Savings and Loan Association of Cleveland 64 out of 100, Moderate | 100 | 1.3% | 35.5% |
| 22 | DHI MORTGAGE COMPANY, LTD. | 97 | 1.3% | — |
| 23 | FIGURE LENDING LLC | 91 | 1.2% | — |
| 24 | Coastal Community Bank 35 out of 100, Low | 88 | 1.1% | 3.0% |
| 25 | SouthState Bank, National Association 68 out of 100, Moderate | 86 | 1.1% | 23.3% |
| 26 | SPACE COAST CREDIT UNION 66 out of 100, Moderate | 78 | 1.0% | 35.2% |
| 27 | NATIONSTAR MORTGAGE LLC | 76 | 1.0% | — |
| 28 | FREEDOM MORTGAGE CORPORATION | 73 | 1.0% | — |
| 29 | AmeriSave Mortgage Corporation | 71 | 0.9% | — |
| 30 | Citizens Bank, National Association 54 out of 100, Below average | 63 | 0.8% | 32.5% |
| 31 | 21st Mortgage Corporation | 62 | 0.8% | — |
| 32 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 62 | 0.8% | 22.2% |
| 33 | K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. | 60 | 0.8% | — |
| 34 | Discover Bank | 57 | 0.7% | — |
| 35 | PLANET HOME LENDING, LLC | 55 | 0.7% | — |
| 36 | NVR Mortgage Finance, Inc. | 54 | 0.7% | — |
| 37 | Capital Partner Mortgage Services | 52 | 0.7% | — |
| 38 | Fifth Third Bank, National Association 62 out of 100, Moderate | 52 | 0.7% | 34.0% |
| 39 | THE LOAN STORE, INC. | 51 | 0.7% | — |
| 40 | Fairway Independent Mortgage Corporation | 50 | 0.7% | — |
Top 40 of 442 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Florida
- Miami-Dade County 82,507 apps
- Broward County 75,647 apps
- Hillsborough County 64,621 apps
- Palm Beach County 63,472 apps
- Orange County 55,029 apps
- Lee County 47,429 apps
- Duval County 46,192 apps
- Polk County 45,313 apps
- Pinellas County 42,029 apps
- Pasco County 39,658 apps
- Brevard County 36,873 apps
- Volusia County 30,743 apps