Florida · HMDA 2025
Mortgage lenders in Osceola County, FL
582 lenders reported 25,998 home-loan applications in Osceola County in 2025. 11,546 closed as loans ($4.1B), 5,101 were denied — a 29.3% denial rate on decided applications, above the Florida rate of 27.1%. The three most active lenders handled 15% of applications, led by UNITED SHORE FINANCIAL SERVICES, LLC. 9 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 25,998
- Loans originated
- 11,546
- Purchase / refinance
- 8,105 / 2,247
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Osceola County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | UNITED SHORE FINANCIAL SERVICES, LLC | 1,808 | 7.0% | — |
| 2 | PENNYMAC LOAN SERVICES, LLC | 1,246 | 4.8% | — |
| 3 | DHI MORTGAGE COMPANY, LTD. | 889 | 3.4% | — |
| 4 | Rocket Mortgage, LLC | 873 | 3.4% | — |
| 5 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 758 | 2.9% | 14.1% |
| 6 | FREEDOM MORTGAGE CORPORATION | 712 | 2.7% | — |
| 7 | NEWREZ LLC | 593 | 2.3% | — |
| 8 | LENNAR MORTGAGE, LLC | 570 | 2.2% | — |
| 9 | PULTE MORTGAGE LLC | 557 | 2.1% | — |
| 10 | Bank of America, National Association 59 out of 100, Moderate | 522 | 2.0% | 44.7% |
| 11 | CROSSCOUNTRY MORTGAGE, INC. | 474 | 1.8% | — |
| 12 | LAKEVIEW LOAN SERVICING, LLC | 452 | 1.7% | — |
| 13 | AMERIHOME MORTGAGE COMPANY, LLC | 423 | 1.6% | — |
| 14 | FBC MORTGAGE, LLC | 421 | 1.6% | — |
| 15 | Broker Solutions, Inc. | 411 | 1.6% | — |
| 16 | Loandepot.Com, LLC | 381 | 1.5% | — |
| 17 | Navy Federal Credit Union 66 out of 100, Moderate | 379 | 1.5% | 32.9% |
| 18 | A&D Mortgage LLC | 338 | 1.3% | — |
| 19 | Coastal Community Bank 35 out of 100, Low | 312 | 1.2% | 3.0% |
| 20 | SPRING EQ, LLC | 295 | 1.1% | — |
| 21 | Taylor Morrison Home Funding, Inc. | 273 | 1.1% | — |
| 22 | VILLAGE CAPITAL & INVESTMENT LLC | 272 | 1.0% | — |
| 23 | Truist Bank 63 out of 100, Moderate | 267 | 1.0% | 40.8% |
| 24 | Mortgage Research Center, LLC | 247 | 1.0% | — |
| 25 | GUARANTEED RATE, INC. | 245 | 0.9% | — |
| 26 | FIGURE LENDING LLC | 245 | 0.9% | — |
| 27 | Fifth Third Bank, National Association 62 out of 100, Moderate | 243 | 0.9% | 34.0% |
| 28 | PLANET HOME LENDING, LLC | 234 | 0.9% | — |
| 29 | Regions Bank 64 out of 100, Moderate | 223 | 0.9% | 43.1% |
| 30 | Cornerstone First Mortgage, Inc | 219 | 0.8% | — |
| 31 | PARTNERS Federal Credit Union 68 out of 100, Moderate | 218 | 0.8% | 37.1% |
| 32 | ADDITION FINANCIAL | 216 | 0.8% | — |
| 33 | NFM, INC. | 204 | 0.8% | — |
| 34 | NATIONSTAR MORTGAGE LLC | 199 | 0.8% | — |
| 35 | TRAILBLAZER MORTGAGE L.L.C. | 198 | 0.8% | — |
| 36 | VANDERBILT MORTGAGE AND FINANCE, INC. | 189 | 0.7% | — |
| 37 | SouthState Bank, National Association 68 out of 100, Moderate | 187 | 0.7% | 23.3% |
| 38 | 21st Mortgage Corporation | 185 | 0.7% | — |
| 39 | AMWEST FUNDING CORP. | 185 | 0.7% | — |
| 40 | M/I FINANCIAL, LLC | 184 | 0.7% | — |
Top 40 of 582 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Florida
- Miami-Dade County 82,507 apps
- Broward County 75,647 apps
- Hillsborough County 64,621 apps
- Palm Beach County 63,472 apps
- Orange County 55,029 apps
- Lee County 47,429 apps
- Duval County 46,192 apps
- Polk County 45,313 apps
- Pinellas County 42,029 apps
- Pasco County 39,658 apps
- Brevard County 36,873 apps
- Volusia County 30,743 apps