Florida · HMDA 2025
Mortgage lenders in Putnam County, FL
255 lenders reported 3,494 home-loan applications in Putnam County in 2025. 1,393 closed as loans ($288.8M), 833 were denied — a 35.9% denial rate on decided applications, above the Florida rate of 27.1%. The three most active lenders handled 21% of applications, led by 21st Mortgage Corporation. 10 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 3,494
- Loans originated
- 1,393
- Purchase / refinance
- 835 / 371
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Putnam County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 21st Mortgage Corporation | 305 | 8.7% | — |
| 2 | VYSTAR CREDIT UNION 51 out of 100, Below average | 226 | 6.5% | 48.8% |
| 3 | UNITED SHORE FINANCIAL SERVICES, LLC | 206 | 5.9% | — |
| 4 | Rocket Mortgage, LLC | 188 | 5.4% | — |
| 5 | VANDERBILT MORTGAGE AND FINANCE, INC. | 162 | 4.6% | — |
| 6 | CROSSCOUNTRY MORTGAGE, INC. | 150 | 4.3% | — |
| 7 | LAKEVIEW LOAN SERVICING, LLC | 107 | 3.1% | — |
| 8 | Mortgage Research Center, LLC | 76 | 2.2% | — |
| 9 | NEWREZ LLC | 75 | 2.1% | — |
| 10 | Broker Solutions, Inc. | 73 | 2.1% | — |
| 11 | PENNYMAC LOAN SERVICES, LLC | 70 | 2.0% | — |
| 12 | Equity Prime Mortgage LLC | 59 | 1.7% | — |
| 13 | TRIAD FINANCIAL SERVICES, INC. | 58 | 1.7% | — |
| 14 | Florida Credit Union 75 out of 100, Strong | 51 | 1.5% | 70.0% |
| 15 | UNION HOME MORTGAGE CORP. | 51 | 1.5% | — |
| 16 | VILLAGE CAPITAL & INVESTMENT LLC | 51 | 1.5% | — |
| 17 | FREEDOM MORTGAGE CORPORATION | 47 | 1.3% | — |
| 18 | Ameris Bank 67 out of 100, Moderate | 46 | 1.3% | 10.5% |
| 19 | PLANET HOME LENDING, LLC | 43 | 1.2% | — |
| 20 | SouthState Bank, National Association 68 out of 100, Moderate | 42 | 1.2% | 23.3% |
| 21 | Navy Federal Credit Union 66 out of 100, Moderate | 40 | 1.1% | 32.9% |
| 22 | FIGURE LENDING LLC | 39 | 1.1% | — |
| 23 | AmeriSave Mortgage Corporation | 37 | 1.1% | — |
| 24 | Loandepot.Com, LLC | 36 | 1.0% | — |
| 25 | CMG MORTGAGE, INC. | 31 | 0.9% | — |
| 26 | Capital City Bank 72 out of 100, Strong | 31 | 0.9% | 32.0% |
| 27 | GUILD MORTGAGE COMPANY | 30 | 0.9% | — |
| 28 | GUARANTEED RATE, INC. | 26 | 0.7% | — |
| 29 | Bank of America, National Association 59 out of 100, Moderate | 26 | 0.7% | 44.7% |
| 30 | INSPIRE HOME LOANS INC. | 25 | 0.7% | — |
| 31 | AFFORDABLE MORTGAGE ADVISORS, LLC. | 25 | 0.7% | — |
| 32 | SPRING EQ, LLC | 24 | 0.7% | — |
| 33 | SOUTHWEST STAGE FUNDING, LLC | 24 | 0.7% | — |
| 34 | AMERICAN FINANCIAL RESOURCES, INC. | 24 | 0.7% | — |
| 35 | AMERIHOME MORTGAGE COMPANY, LLC | 23 | 0.7% | — |
| 36 | NATIONSTAR MORTGAGE LLC | 23 | 0.7% | — |
| 37 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 21 | 0.6% | 14.1% |
| 38 | Truist Bank 63 out of 100, Moderate | 21 | 0.6% | 40.8% |
| 39 | TD Bank, National Association 63 out of 100, Moderate | 20 | 0.6% | 35.3% |
| 40 | GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 19 | 0.5% | — |
Top 40 of 255 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Florida
- Miami-Dade County 82,507 apps
- Broward County 75,647 apps
- Hillsborough County 64,621 apps
- Palm Beach County 63,472 apps
- Orange County 55,029 apps
- Lee County 47,429 apps
- Duval County 46,192 apps
- Polk County 45,313 apps
- Pinellas County 42,029 apps
- Pasco County 39,658 apps
- Brevard County 36,873 apps
- Volusia County 30,743 apps