Florida · HMDA 2025
Mortgage lenders in St. Lucie County, FL
570 lenders reported 23,319 home-loan applications in St. Lucie County in 2025. 10,304 closed as loans ($3.2B), 4,532 were denied — a 29.2% denial rate on decided applications, above the Florida rate of 27.1%. The three most active lenders handled 18% of applications, led by UNITED SHORE FINANCIAL SERVICES, LLC. 11 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 23,319
- Loans originated
- 10,304
- Purchase / refinance
- 6,348 / 2,450
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in St. Lucie County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | UNITED SHORE FINANCIAL SERVICES, LLC | 1,865 | 8.0% | — |
| 2 | Rocket Mortgage, LLC | 1,157 | 5.0% | — |
| 3 | PENNYMAC LOAN SERVICES, LLC | 1,115 | 4.8% | — |
| 4 | CROSSCOUNTRY MORTGAGE, INC. | 709 | 3.0% | — |
| 5 | NEWREZ LLC | 666 | 2.9% | — |
| 6 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 631 | 2.7% | 14.1% |
| 7 | FREEDOM MORTGAGE CORPORATION | 603 | 2.6% | — |
| 8 | MIDFLORIDA | 574 | 2.5% | — |
| 9 | AMERIHOME MORTGAGE COMPANY, LLC | 573 | 2.5% | — |
| 10 | LAKEVIEW LOAN SERVICING, LLC | 572 | 2.5% | — |
| 11 | Loandepot.Com, LLC | 567 | 2.4% | — |
| 12 | Bank of America, National Association 59 out of 100, Moderate | 556 | 2.4% | 44.7% |
| 13 | LENNAR MORTGAGE, LLC | 504 | 2.2% | — |
| 14 | PNC Bank, National Association 62 out of 100, Moderate | 434 | 1.9% | 33.8% |
| 15 | FBC MORTGAGE, LLC | 318 | 1.4% | — |
| 16 | DHI MORTGAGE COMPANY, LTD. | 295 | 1.3% | — |
| 17 | Coastal Community Bank 35 out of 100, Low | 291 | 1.2% | 3.0% |
| 18 | Navy Federal Credit Union 66 out of 100, Moderate | 287 | 1.2% | 32.9% |
| 19 | SPRING EQ, LLC | 277 | 1.2% | — |
| 20 | Seacoast National Bank 63 out of 100, Moderate | 264 | 1.1% | 35.3% |
| 21 | Mortgage Research Center, LLC | 261 | 1.1% | — |
| 22 | Truist Bank 63 out of 100, Moderate | 257 | 1.1% | 40.8% |
| 23 | GUARANTEED RATE, INC. | 247 | 1.1% | — |
| 24 | TD Bank, National Association 63 out of 100, Moderate | 238 | 1.0% | 35.3% |
| 25 | NATIONSTAR MORTGAGE LLC | 231 | 1.0% | — |
| 26 | SPACE COAST CREDIT UNION 66 out of 100, Moderate | 225 | 1.0% | 35.2% |
| 27 | FIGURE LENDING LLC | 219 | 0.9% | — |
| 28 | Taylor Morrison Home Funding, Inc. | 210 | 0.9% | — |
| 29 | PLANET HOME LENDING, LLC | 202 | 0.9% | — |
| 30 | Broker Solutions, Inc. | 200 | 0.9% | — |
| 31 | VILLAGE CAPITAL & INVESTMENT LLC | 199 | 0.9% | — |
| 32 | Discover Bank | 195 | 0.8% | — |
| 33 | AmeriSave Mortgage Corporation | 186 | 0.8% | — |
| 34 | MATTAMY HOME FUNDING, LLC | 181 | 0.8% | — |
| 35 | Paramount Residential Mortgage Group, Inc. | 165 | 0.7% | — |
| 36 | COASTAL LOANS, LLC | 160 | 0.7% | — |
| 37 | GUILD MORTGAGE COMPANY | 152 | 0.7% | — |
| 38 | A&D Mortgage LLC | 150 | 0.6% | — |
| 39 | Citizens Bank, National Association 54 out of 100, Below average | 142 | 0.6% | 32.5% |
| 40 | SouthState Bank, National Association 68 out of 100, Moderate | 141 | 0.6% | 23.3% |
Top 40 of 570 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Florida
- Miami-Dade County 82,507 apps
- Broward County 75,647 apps
- Hillsborough County 64,621 apps
- Palm Beach County 63,472 apps
- Orange County 55,029 apps
- Lee County 47,429 apps
- Duval County 46,192 apps
- Polk County 45,313 apps
- Pinellas County 42,029 apps
- Pasco County 39,658 apps
- Brevard County 36,873 apps
- Volusia County 30,743 apps