Florida · HMDA 2025
Mortgage lenders in Wakulla County, FL
194 lenders reported 2,260 home-loan applications in Wakulla County in 2025. 1,073 closed as loans ($265.5M), 292 were denied — a 20.5% denial rate on decided applications, below the Florida rate of 27.1%. The three most active lenders handled 21% of applications, led by DHI MORTGAGE COMPANY, LTD.. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 2,260
- Loans originated
- 1,073
- Purchase / refinance
- 715 / 231
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Wakulla County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | DHI MORTGAGE COMPANY, LTD. | 223 | 9.9% | — |
| 2 | LAKEVIEW LOAN SERVICING, LLC | 121 | 5.4% | — |
| 3 | University Bank 60 out of 100, Moderate | 120 | 5.3% | 4.9% |
| 4 | Rocket Mortgage, LLC | 101 | 4.5% | — |
| 5 | PENNYMAC LOAN SERVICES, LLC | 100 | 4.4% | — |
| 6 | Loandepot.Com, LLC | 81 | 3.6% | — |
| 7 | 21st Mortgage Corporation | 67 | 3.0% | — |
| 8 | Centennial Bank 79 out of 100, Strong | 59 | 2.6% | 23.4% |
| 9 | Mortgage Research Center, LLC | 58 | 2.6% | — |
| 10 | NEWREZ LLC | 54 | 2.4% | — |
| 11 | MOVEMENT MORTGAGE, LLC | 54 | 2.4% | — |
| 12 | UNITED SHORE FINANCIAL SERVICES, LLC | 52 | 2.3% | — |
| 13 | FIRST COMMERCE CREDIT UNION 65 out of 100, Moderate | 52 | 2.3% | 28.6% |
| 14 | AMERIHOME MORTGAGE COMPANY, LLC | 48 | 2.1% | — |
| 15 | VANDERBILT MORTGAGE AND FINANCE, INC. | 45 | 2.0% | — |
| 16 | Capital City Home Loans, LLC | 44 | 1.9% | — |
| 17 | Ameris Bank 67 out of 100, Moderate | 36 | 1.6% | 10.5% |
| 18 | Navy Federal Credit Union 66 out of 100, Moderate | 30 | 1.3% | 32.9% |
| 19 | Truist Bank 63 out of 100, Moderate | 29 | 1.3% | 40.8% |
| 20 | Gulf Winds Credit Union 69 out of 100, Moderate | 28 | 1.2% | 27.1% |
| 21 | FREEDOM MORTGAGE CORPORATION | 27 | 1.2% | — |
| 22 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 26 | 1.2% | 14.1% |
| 23 | U.S. Bank National Association 55 out of 100, Moderate | 26 | 1.2% | 39.5% |
| 24 | Prime Meridian Bank | 26 | 1.2% | — |
| 25 | Capital City Bank 72 out of 100, Strong | 25 | 1.1% | 32.0% |
| 26 | VILLAGE CAPITAL & INVESTMENT LLC | 25 | 1.1% | — |
| 27 | CARRINGTON MORTGAGE SERVICES, LLC | 21 | 0.9% | — |
| 28 | NATIONSTAR MORTGAGE LLC | 20 | 0.9% | — |
| 29 | AmeriSave Mortgage Corporation | 18 | 0.8% | — |
| 30 | CROSSCOUNTRY MORTGAGE, INC. | 18 | 0.8% | — |
| 31 | Bank of America, National Association 59 out of 100, Moderate | 18 | 0.8% | 44.7% |
| 32 | PLANET HOME LENDING, LLC | 18 | 0.8% | — |
| 33 | TRIAD FINANCIAL SERVICES, INC. | 16 | 0.7% | — |
| 34 | FIGURE LENDING LLC | 15 | 0.7% | — |
| 35 | GMFS LLC | 15 | 0.7% | — |
| 36 | TOWNE MORTGAGE COMPANY | 15 | 0.7% | — |
| 37 | Coastal Community Bank 35 out of 100, Low | 15 | 0.7% | 3.0% |
| 38 | SPRING EQ, LLC | 14 | 0.6% | — |
| 39 | Broker Solutions, Inc. | 13 | 0.6% | — |
| 40 | Bell Bank 59 out of 100, Moderate | 13 | 0.6% | 7.1% |
Top 40 of 194 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Florida
- Miami-Dade County 82,507 apps
- Broward County 75,647 apps
- Hillsborough County 64,621 apps
- Palm Beach County 63,472 apps
- Orange County 55,029 apps
- Lee County 47,429 apps
- Duval County 46,192 apps
- Polk County 45,313 apps
- Pinellas County 42,029 apps
- Pasco County 39,658 apps
- Brevard County 36,873 apps
- Volusia County 30,743 apps