Georgia · HMDA 2025
Mortgage lenders in Atkinson County, GA
53 lenders reported 160 home-loan applications in Atkinson County in 2025. 52 closed as loans ($7.2M), 55 were denied — a 47.8% denial rate on decided applications, above the Georgia rate of 24.9%. The three most active lenders handled 44% of applications, led by 21st Mortgage Corporation. 10 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 160
- Loans originated
- 52
- Purchase / refinance
- 30 / 18
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Atkinson County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 21st Mortgage Corporation | 46 | 28.7% | — |
| 2 | VANDERBILT MORTGAGE AND FINANCE, INC. | 13 | 8.1% | — |
| 3 | Guardian Bank 65 out of 100, Moderate | 11 | 6.9% | 1.3% |
| 4 | UNION HOME MORTGAGE CORP. | 7 | 4.4% | — |
| 5 | TRIAD FINANCIAL SERVICES, INC. | 5 | 3.1% | — |
| 6 | Ameris Bank 67 out of 100, Moderate | 5 | 3.1% | 10.5% |
| 7 | Mortgage Research Center, LLC | 4 | 2.5% | — |
| 8 | Broker Solutions, Inc. | 3 | 1.9% | — |
| 9 | PENNYMAC LOAN SERVICES, LLC | 3 | 1.9% | — |
| 10 | Rocket Mortgage, LLC | 3 | 1.9% | — |
| 11 | First National Bank of Coffee County 70 out of 100, Strong | 3 | 1.9% | 1.2% |
| 12 | SOUTHWEST STAGE FUNDING, LLC | 3 | 1.9% | — |
| 13 | Renasant Bank 64 out of 100, Moderate | 3 | 1.9% | 11.6% |
| 14 | Farmers & Merchants Bank 58 out of 100, Moderate | 3 | 1.9% | 6.3% |
| 15 | TAMMAC HOLDINGS CORPORATION | 3 | 1.9% | — |
| 16 | FirstBank 59 out of 100, Moderate | 3 | 1.9% | 42.8% |
| 17 | Navy Federal Credit Union 66 out of 100, Moderate | 2 | 1.3% | 32.9% |
| 18 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 2 | 1.3% | 22.2% |
| 19 | AmeriSave Mortgage Corporation | 2 | 1.3% | — |
| 20 | TOWNE MORTGAGE COMPANY | 2 | 1.3% | — |
| 21 | LOWER, LLC | 2 | 1.3% | — |
| 22 | NEWREZ LLC | 1 | 0.6% | — |
| 23 | Truist Bank 63 out of 100, Moderate | 1 | 0.6% | 40.8% |
| 24 | UNITED SHORE FINANCIAL SERVICES, LLC | 1 | 0.6% | — |
| 25 | Discover Bank | 1 | 0.6% | — |
| 26 | SPRING EQ, LLC | 1 | 0.6% | — |
| 27 | Pineland Bank | 1 | 0.6% | — |
| 28 | Citadel Servicing Corporation | 1 | 0.6% | — |
| 29 | THE LOAN STORE, INC. | 1 | 0.6% | — |
| 30 | AMERIHOME MORTGAGE COMPANY, LLC | 1 | 0.6% | — |
| 31 | FIGURE LENDING LLC | 1 | 0.6% | — |
| 32 | The Federal Savings Bank 51 out of 100, Below average | 1 | 0.6% | 19.1% |
| 33 | HOMEBRIDGE FINANCIAL SERVICES, INC. | 1 | 0.6% | — |
| 34 | PLANET HOME LENDING, LLC | 1 | 0.6% | — |
| 35 | SayGO Home Loans, LLC | 1 | 0.6% | — |
| 36 | COUNTRYPLACE MORTGAGE, LTD. | 1 | 0.6% | — |
| 37 | SOUTHEAST MORTGAGE OF GEORGIA, INC. | 1 | 0.6% | — |
| 38 | NATIONSTAR MORTGAGE LLC | 1 | 0.6% | — |
| 39 | SENTE MORTGAGE, INC. | 1 | 0.6% | — |
| 40 | Equity Prime Mortgage LLC | 1 | 0.6% | — |
Top 40 of 53 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Georgia
- Fulton County 49,328 apps
- Gwinnett County 42,155 apps
- Cobb County 35,482 apps
- DeKalb County 32,023 apps
- Cherokee County 16,444 apps
- Forsyth County 15,824 apps
- Henry County 15,743 apps
- Chatham County 14,732 apps
- Clayton County 11,733 apps
- Paulding County 11,046 apps
- Hall County 9,711 apps
- Houston County 9,273 apps