Georgia · HMDA 2025
Mortgage lenders in Baldwin County, GA
187 lenders reported 1,212 home-loan applications in Baldwin County in 2025. 596 closed as loans ($175.7M), 218 were denied — a 25.6% denial rate on decided applications, close to the Georgia rate of 24.9%. The three most active lenders handled 17% of applications, led by Rocket Mortgage, LLC. 8 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,212
- Loans originated
- 596
- Purchase / refinance
- 307 / 204
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Baldwin County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Rocket Mortgage, LLC | 73 | 6.0% | — |
| 2 | ROBINS FINANCIAL | 65 | 5.4% | — |
| 3 | Exchange Bank | 62 | 5.1% | — |
| 4 | 21st Mortgage Corporation | 53 | 4.4% | — |
| 5 | MUTUAL OF OMAHA MORTGAGE, INC. | 39 | 3.2% | — |
| 6 | PENNYMAC LOAN SERVICES, LLC | 36 | 3.0% | — |
| 7 | CROSSCOUNTRY MORTGAGE, INC. | 34 | 2.8% | — |
| 8 | Mortgage Research Center, LLC | 33 | 2.7% | — |
| 9 | Truist Bank 63 out of 100, Moderate | 32 | 2.6% | 40.8% |
| 10 | Magnolia State Bank 87 out of 100, Very strong | 32 | 2.6% | 3.8% |
| 11 | UNITED SHORE FINANCIAL SERVICES, LLC | 29 | 2.4% | — |
| 12 | PLANET HOME LENDING, LLC | 28 | 2.3% | — |
| 13 | Loandepot.Com, LLC | 24 | 2.0% | — |
| 14 | NEWREZ LLC | 22 | 1.8% | — |
| 15 | VANDERBILT MORTGAGE AND FINANCE, INC. | 22 | 1.8% | — |
| 16 | Broker Solutions, Inc. | 22 | 1.8% | — |
| 17 | FREEDOM MORTGAGE CORPORATION | 22 | 1.8% | — |
| 18 | AMERIHOME MORTGAGE COMPANY, LLC | 17 | 1.4% | — |
| 19 | SOUTHEAST MORTGAGE OF GEORGIA, INC. | 17 | 1.4% | — |
| 20 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 16 | 1.3% | 14.1% |
| 21 | LENNAR MORTGAGE, LLC | 16 | 1.3% | — |
| 22 | NATIONSTAR MORTGAGE LLC | 16 | 1.3% | — |
| 23 | Navy Federal Credit Union 66 out of 100, Moderate | 15 | 1.2% | 32.9% |
| 24 | Fairway Independent Mortgage Corporation | 15 | 1.2% | — |
| 25 | COLONY BANK 64 out of 100, Moderate | 11 | 0.9% | 4.8% |
| 26 | Ameris Bank 67 out of 100, Moderate | 11 | 0.9% | 10.5% |
| 27 | AmeriSave Mortgage Corporation | 10 | 0.8% | — |
| 28 | FIRST COLONY MORTGAGE CORPORATION | 10 | 0.8% | — |
| 29 | PLAZA HOME MORTGAGE, INC. | 10 | 0.8% | — |
| 30 | AMERICAN PACIFIC MORTGAGE CORPORATION | 10 | 0.8% | — |
| 31 | CHAMPIONS FUNDING, LLC | 10 | 0.8% | — |
| 32 | GUILD MORTGAGE COMPANY | 9 | 0.7% | — |
| 33 | SPRING EQ, LLC | 9 | 0.7% | — |
| 34 | TRIAD FINANCIAL SERVICES, INC. | 8 | 0.7% | — |
| 35 | KIND LENDING, LLC | 8 | 0.7% | — |
| 36 | LAKEVIEW LOAN SERVICING, LLC | 8 | 0.7% | — |
| 37 | CARRINGTON MORTGAGE SERVICES, LLC | 8 | 0.7% | — |
| 38 | The Commercial Bank 79 out of 100, Strong | 8 | 0.7% | 3.6% |
| 39 | PHH Mortgage Corporation | 8 | 0.7% | — |
| 40 | Regions Bank 64 out of 100, Moderate | 7 | 0.6% | 43.1% |
Top 40 of 187 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Georgia
- Fulton County 49,328 apps
- Gwinnett County 42,155 apps
- Cobb County 35,482 apps
- DeKalb County 32,023 apps
- Cherokee County 16,444 apps
- Forsyth County 15,824 apps
- Henry County 15,743 apps
- Chatham County 14,732 apps
- Clayton County 11,733 apps
- Paulding County 11,046 apps
- Hall County 9,711 apps
- Houston County 9,273 apps