Georgia · HMDA 2025
Mortgage lenders in Butts County, GA
188 lenders reported 1,292 home-loan applications in Butts County in 2025. 605 closed as loans ($132.2M), 206 were denied — a 24.5% denial rate on decided applications, close to the Georgia rate of 24.9%. The three most active lenders handled 15% of applications, led by United Bank. 7 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,292
- Loans originated
- 605
- Purchase / refinance
- 296 / 205
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Butts County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | United Bank 89 out of 100, Very strong | 71 | 5.5% | 19.2% |
| 2 | Rocket Mortgage, LLC | 62 | 4.8% | — |
| 3 | Broker Solutions, Inc. | 58 | 4.5% | — |
| 4 | PENNYMAC LOAN SERVICES, LLC | 51 | 3.9% | — |
| 5 | UNITED SHORE FINANCIAL SERVICES, LLC | 48 | 3.7% | — |
| 6 | INSPIRE HOME LOANS INC. | 45 | 3.5% | — |
| 7 | Fairway Independent Mortgage Corporation | 40 | 3.1% | — |
| 8 | FREEDOM MORTGAGE CORPORATION | 39 | 3.0% | — |
| 9 | DELTA COMMUNITY CREDIT UNION 81 out of 100, Strong | 35 | 2.7% | 33.7% |
| 10 | Truist Bank 63 out of 100, Moderate | 33 | 2.6% | 40.8% |
| 11 | NEWREZ LLC | 31 | 2.4% | — |
| 12 | GUILD MORTGAGE COMPANY | 26 | 2.0% | — |
| 13 | 21st Mortgage Corporation | 23 | 1.8% | — |
| 14 | AMERIHOME MORTGAGE COMPANY, LLC | 23 | 1.8% | — |
| 15 | Navy Federal Credit Union 66 out of 100, Moderate | 22 | 1.7% | 32.9% |
| 16 | Loandepot.Com, LLC | 22 | 1.7% | — |
| 17 | Mortgage Research Center, LLC | 22 | 1.7% | — |
| 18 | PLANET HOME LENDING, LLC | 22 | 1.7% | — |
| 19 | Ameris Bank 67 out of 100, Moderate | 22 | 1.7% | 10.5% |
| 20 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 20 | 1.5% | 14.1% |
| 21 | CARRINGTON MORTGAGE SERVICES, LLC | 20 | 1.5% | — |
| 22 | FIGURE LENDING LLC | 17 | 1.3% | — |
| 23 | GEORGIA UNITED | 17 | 1.3% | — |
| 24 | AmeriSave Mortgage Corporation | 16 | 1.2% | — |
| 25 | CROSSCOUNTRY MORTGAGE, INC. | 16 | 1.2% | — |
| 26 | NEW DAY FINANCIAL, LLC | 15 | 1.2% | — |
| 27 | Bank of America, National Association 59 out of 100, Moderate | 14 | 1.1% | 44.7% |
| 28 | VILLAGE CAPITAL & INVESTMENT LLC | 12 | 0.9% | — |
| 29 | VANDERBILT MORTGAGE AND FINANCE, INC. | 11 | 0.9% | — |
| 30 | LOWER, LLC | 10 | 0.8% | — |
| 31 | EVERETT FINANCIAL, INC. | 10 | 0.8% | — |
| 32 | NATIONSTAR MORTGAGE LLC | 9 | 0.7% | — |
| 33 | ATLANTA POSTAL | 9 | 0.7% | — |
| 34 | MUTUAL OF OMAHA MORTGAGE, INC. | 9 | 0.7% | — |
| 35 | Paramount Residential Mortgage Group, Inc. | 8 | 0.6% | — |
| 36 | GEORGIA'S OWN | 8 | 0.6% | — |
| 37 | SOFI BANK, NATIONAL ASSOCIATION | 8 | 0.6% | — |
| 38 | KIND LENDING, LLC | 8 | 0.6% | — |
| 39 | MILEND, INC. | 8 | 0.6% | — |
| 40 | ZILLOW HOME LOANS, LLC | 7 | 0.5% | — |
Top 40 of 188 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Georgia
- Fulton County 49,328 apps
- Gwinnett County 42,155 apps
- Cobb County 35,482 apps
- DeKalb County 32,023 apps
- Cherokee County 16,444 apps
- Forsyth County 15,824 apps
- Henry County 15,743 apps
- Chatham County 14,732 apps
- Clayton County 11,733 apps
- Paulding County 11,046 apps
- Hall County 9,711 apps
- Houston County 9,273 apps