Georgia · HMDA 2025
Mortgage lenders in Chattooga County, GA
143 lenders reported 907 home-loan applications in Chattooga County in 2025. 379 closed as loans ($66.5M), 218 were denied — a 34.8% denial rate on decided applications, above the Georgia rate of 24.9%. The three most active lenders handled 30% of applications, led by United Community Bank. 9 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 907
- Loans originated
- 379
- Purchase / refinance
- 172 / 136
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Chattooga County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | United Community Bank 67 out of 100, Moderate | 129 | 14.2% | 25.4% |
| 2 | VANDERBILT MORTGAGE AND FINANCE, INC. | 91 | 10.0% | — |
| 3 | Rocket Mortgage, LLC | 52 | 5.7% | — |
| 4 | Regions Bank 64 out of 100, Moderate | 33 | 3.6% | 43.1% |
| 5 | PENNYMAC LOAN SERVICES, LLC | 28 | 3.1% | — |
| 6 | Truist Bank 63 out of 100, Moderate | 24 | 2.6% | 40.8% |
| 7 | PLANET HOME LENDING, LLC | 23 | 2.5% | — |
| 8 | Southeast First National Bank 74 out of 100, Strong | 22 | 2.4% | 0.0% |
| 9 | UNION HOME MORTGAGE CORP. | 22 | 2.4% | — |
| 10 | Mortgage Research Center, LLC | 21 | 2.3% | — |
| 11 | UNITED SHORE FINANCIAL SERVICES, LLC | 17 | 1.9% | — |
| 12 | AmeriSave Mortgage Corporation | 16 | 1.8% | — |
| 13 | TRIAD FINANCIAL SERVICES, INC. | 15 | 1.7% | — |
| 14 | 21st Mortgage Corporation | 13 | 1.4% | — |
| 15 | THE BANK OF LAFAYETTE, GEORGIA 56 out of 100, Moderate | 13 | 1.4% | 5.8% |
| 16 | Broker Solutions, Inc. | 12 | 1.3% | — |
| 17 | FREEDOM MORTGAGE CORPORATION | 12 | 1.3% | — |
| 18 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 11 | 1.2% | 14.1% |
| 19 | TENNESSEE VALLEY FCU | 11 | 1.2% | — |
| 20 | NEWREZ LLC | 10 | 1.1% | — |
| 21 | PEACH STATE FEDERAL CREDIT UNION 68 out of 100, Moderate | 10 | 1.1% | 30.7% |
| 22 | Loandepot.Com, LLC | 9 | 1.0% | — |
| 23 | AMERIHOME MORTGAGE COMPANY, LLC | 9 | 1.0% | — |
| 24 | LEADERONE FINANCIAL CORPORATION | 9 | 1.0% | — |
| 25 | FirstBank 59 out of 100, Moderate | 9 | 1.0% | 42.8% |
| 26 | NEW DAY FINANCIAL, LLC | 9 | 1.0% | — |
| 27 | ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 9 | 1.0% | — |
| 28 | EVERETT FINANCIAL, INC. | 9 | 1.0% | — |
| 29 | Fairway Independent Mortgage Corporation | 8 | 0.9% | — |
| 30 | SOUTHWEST STAGE FUNDING, LLC | 7 | 0.8% | — |
| 31 | NATIONSTAR MORTGAGE LLC | 7 | 0.8% | — |
| 32 | VILLAGE CAPITAL & INVESTMENT LLC | 7 | 0.8% | — |
| 33 | CROSSCOUNTRY MORTGAGE, INC. | 6 | 0.7% | — |
| 34 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | 6 | 0.7% | — |
| 35 | LAKEVIEW LOAN SERVICING, LLC | 6 | 0.7% | — |
| 36 | MOVEMENT MORTGAGE, LLC | 5 | 0.6% | — |
| 37 | MEMBER FIRST MORTGAGE, LLC | 5 | 0.6% | — |
| 38 | SUMMIT FUNDING, INC. | 5 | 0.6% | — |
| 39 | MUTUAL OF OMAHA MORTGAGE, INC. | 5 | 0.6% | — |
| 40 | USAA Federal Savings Bank 64 out of 100, Moderate | 5 | 0.6% | 37.2% |
Top 40 of 143 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Georgia
- Fulton County 49,328 apps
- Gwinnett County 42,155 apps
- Cobb County 35,482 apps
- DeKalb County 32,023 apps
- Cherokee County 16,444 apps
- Forsyth County 15,824 apps
- Henry County 15,743 apps
- Chatham County 14,732 apps
- Clayton County 11,733 apps
- Paulding County 11,046 apps
- Hall County 9,711 apps
- Houston County 9,273 apps