Georgia · HMDA 2025
Mortgage lenders in Echols County, GA
30 lenders reported 72 home-loan applications in Echols County in 2025. 29 closed as loans ($4.9M), 18 were denied — a 33.3% denial rate on decided applications, above the Georgia rate of 24.9%. The three most active lenders handled 43% of applications, led by 21st Mortgage Corporation. 10 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 72
- Loans originated
- 29
- Purchase / refinance
- 16 / 8
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Echols County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 21st Mortgage Corporation | 16 | 22.2% | — |
| 2 | TRIAD FINANCIAL SERVICES, INC. | 9 | 12.5% | — |
| 3 | VANDERBILT MORTGAGE AND FINANCE, INC. | 6 | 8.3% | — |
| 4 | First Federal Savings and Loan Association of Valdosta 57 out of 100, Moderate | 6 | 8.3% | 0.0% |
| 5 | Rocket Mortgage, LLC | 5 | 6.9% | — |
| 6 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 3 | 4.2% | 74.7% |
| 7 | FREEDOM MORTGAGE CORPORATION | 2 | 2.8% | — |
| 8 | Bank OZK 76 out of 100, Strong | 2 | 2.8% | 37.8% |
| 9 | Synovus Bank | 2 | 2.8% | — |
| 10 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 1 | 1.4% | 14.1% |
| 11 | Fairway Independent Mortgage Corporation | 1 | 1.4% | — |
| 12 | UNITED SHORE FINANCIAL SERVICES, LLC | 1 | 1.4% | — |
| 13 | Regions Bank 64 out of 100, Moderate | 1 | 1.4% | 43.1% |
| 14 | AmeriSave Mortgage Corporation | 1 | 1.4% | — |
| 15 | Pineland Bank | 1 | 1.4% | — |
| 16 | AMERIHOME MORTGAGE COMPANY, LLC | 1 | 1.4% | — |
| 17 | FIGURE LENDING LLC | 1 | 1.4% | — |
| 18 | Renasant Bank 64 out of 100, Moderate | 1 | 1.4% | 11.6% |
| 19 | SOFI BANK, NATIONAL ASSOCIATION | 1 | 1.4% | — |
| 20 | PREMIER MORTGAGE RESOURCES, L.L.C. | 1 | 1.4% | — |
| 21 | CAMPUS USA CREDIT UNION 76 out of 100, Strong | 1 | 1.4% | 10.5% |
| 22 | Farmers & Merchants Bank 58 out of 100, Moderate | 1 | 1.4% | 6.3% |
| 23 | TAMMAC HOLDINGS CORPORATION | 1 | 1.4% | — |
| 24 | NATIONSTAR MORTGAGE LLC | 1 | 1.4% | — |
| 25 | FirstBank 59 out of 100, Moderate | 1 | 1.4% | 42.8% |
| 26 | STOCKTON MORTGAGE CORPORATION | 1 | 1.4% | — |
| 27 | CARRINGTON MORTGAGE SERVICES, LLC | 1 | 1.4% | — |
| 28 | AgGeorgia Farm Credit, ACA | 1 | 1.4% | — |
| 29 | Fifth Third Bank, National Association 62 out of 100, Moderate | 1 | 1.4% | 34.0% |
| 30 | BANKSOUTH MORTGAGE COMPANY, LLC | 1 | 1.4% | — |
Top 30 of 30 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Georgia
- Fulton County 49,328 apps
- Gwinnett County 42,155 apps
- Cobb County 35,482 apps
- DeKalb County 32,023 apps
- Cherokee County 16,444 apps
- Forsyth County 15,824 apps
- Henry County 15,743 apps
- Chatham County 14,732 apps
- Clayton County 11,733 apps
- Paulding County 11,046 apps
- Hall County 9,711 apps
- Houston County 9,273 apps