Georgia · HMDA 2025
Mortgage lenders in Emanuel County, GA
103 lenders reported 503 home-loan applications in Emanuel County in 2025. 186 closed as loans ($28.6M), 135 were denied — a 39.7% denial rate on decided applications, above the Georgia rate of 24.9%. The three most active lenders handled 32% of applications, led by 21st Mortgage Corporation. 8 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 503
- Loans originated
- 186
- Purchase / refinance
- 108 / 48
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Emanuel County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 21st Mortgage Corporation | 81 | 16.1% | — |
| 2 | VANDERBILT MORTGAGE AND FINANCE, INC. | 40 | 8.0% | — |
| 3 | Rocket Mortgage, LLC | 39 | 7.8% | — |
| 4 | ROBINS FINANCIAL | 28 | 5.6% | — |
| 5 | UNITED SHORE FINANCIAL SERVICES, LLC | 20 | 4.0% | — |
| 6 | PLANET HOME LENDING, LLC | 17 | 3.4% | — |
| 7 | Mortgage Research Center, LLC | 14 | 2.8% | — |
| 8 | Navy Federal Credit Union 66 out of 100, Moderate | 12 | 2.4% | 32.9% |
| 9 | Truist Bank 63 out of 100, Moderate | 9 | 1.8% | 40.8% |
| 10 | Broker Solutions, Inc. | 9 | 1.8% | — |
| 11 | PENNYMAC LOAN SERVICES, LLC | 8 | 1.6% | — |
| 12 | VILLAGE CAPITAL & INVESTMENT LLC | 8 | 1.6% | — |
| 13 | NEWREZ LLC | 7 | 1.4% | — |
| 14 | AmeriSave Mortgage Corporation | 7 | 1.4% | — |
| 15 | GUILD MORTGAGE COMPANY | 7 | 1.4% | — |
| 16 | SOUTHWEST STAGE FUNDING, LLC | 7 | 1.4% | — |
| 17 | Loandepot.Com, LLC | 6 | 1.2% | — |
| 18 | TRIAD FINANCIAL SERVICES, INC. | 6 | 1.2% | — |
| 19 | Renasant Bank 64 out of 100, Moderate | 6 | 1.2% | 11.6% |
| 20 | TAMMAC HOLDINGS CORPORATION | 6 | 1.2% | — |
| 21 | FREEDOM MORTGAGE CORPORATION | 6 | 1.2% | — |
| 22 | ATLANTA POSTAL | 6 | 1.2% | — |
| 23 | FirstBank 59 out of 100, Moderate | 6 | 1.2% | 42.8% |
| 24 | Fairway Independent Mortgage Corporation | 5 | 1.0% | — |
| 25 | MOVEMENT MORTGAGE, LLC | 5 | 1.0% | — |
| 26 | NATIONSTAR MORTGAGE LLC | 5 | 1.0% | — |
| 27 | Equity Prime Mortgage LLC | 5 | 1.0% | — |
| 28 | NEW DAY FINANCIAL, LLC | 5 | 1.0% | — |
| 29 | CROSSCOUNTRY MORTGAGE, INC. | 4 | 0.8% | — |
| 30 | PREMIER MORTGAGE RESOURCES, L.L.C. | 4 | 0.8% | — |
| 31 | LAKEVIEW LOAN SERVICING, LLC | 4 | 0.8% | — |
| 32 | USAA Federal Savings Bank 64 out of 100, Moderate | 4 | 0.8% | 37.2% |
| 33 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 3 | 0.6% | 14.1% |
| 34 | Bank of America, National Association 59 out of 100, Moderate | 3 | 0.6% | 44.7% |
| 35 | SPRING EQ, LLC | 3 | 0.6% | — |
| 36 | COLONY BANK 64 out of 100, Moderate | 3 | 0.6% | 4.8% |
| 37 | FIGURE LENDING LLC | 3 | 0.6% | — |
| 38 | FIRST COLONY MORTGAGE CORPORATION | 3 | 0.6% | — |
| 39 | RESOURCE FINANCIAL SERVICES, INC. | 3 | 0.6% | — |
| 40 | SOUTHEAST MORTGAGE OF GEORGIA, INC. | 3 | 0.6% | — |
Top 40 of 103 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Georgia
- Fulton County 49,328 apps
- Gwinnett County 42,155 apps
- Cobb County 35,482 apps
- DeKalb County 32,023 apps
- Cherokee County 16,444 apps
- Forsyth County 15,824 apps
- Henry County 15,743 apps
- Chatham County 14,732 apps
- Clayton County 11,733 apps
- Paulding County 11,046 apps
- Hall County 9,711 apps
- Houston County 9,273 apps