Georgia · HMDA 2025
Mortgage lenders in Floyd County, GA
283 lenders reported 4,085 home-loan applications in Floyd County in 2025. 1,996 closed as loans ($424.3M), 680 were denied — a 24.5% denial rate on decided applications, close to the Georgia rate of 24.9%. The three most active lenders handled 18% of applications, led by Rocket Mortgage, LLC. 12 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 4,085
- Loans originated
- 1,996
- Purchase / refinance
- 1,173 / 552
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Floyd County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Rocket Mortgage, LLC | 285 | 7.0% | — |
| 2 | United Community Bank 67 out of 100, Moderate | 228 | 5.6% | 25.4% |
| 3 | VANDERBILT MORTGAGE AND FINANCE, INC. | 219 | 5.4% | — |
| 4 | PENNYMAC LOAN SERVICES, LLC | 164 | 4.0% | — |
| 5 | UNITED SHORE FINANCIAL SERVICES, LLC | 153 | 3.7% | — |
| 6 | Regions Bank 64 out of 100, Moderate | 127 | 3.1% | 43.1% |
| 7 | Truist Bank 63 out of 100, Moderate | 111 | 2.7% | 40.8% |
| 8 | DHI MORTGAGE COMPANY, LTD. | 89 | 2.2% | — |
| 9 | NEWREZ LLC | 86 | 2.1% | — |
| 10 | Fairway Independent Mortgage Corporation | 83 | 2.0% | — |
| 11 | AMERIHOME MORTGAGE COMPANY, LLC | 77 | 1.9% | — |
| 12 | UNION HOME MORTGAGE CORP. | 74 | 1.8% | — |
| 13 | FREEDOM MORTGAGE CORPORATION | 68 | 1.7% | — |
| 14 | AMERICAN PACIFIC MORTGAGE CORPORATION | 68 | 1.7% | — |
| 15 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 62 | 1.5% | 14.1% |
| 16 | Mortgage Research Center, LLC | 60 | 1.5% | — |
| 17 | EVERETT FINANCIAL, INC. | 60 | 1.5% | — |
| 18 | NATIONSTAR MORTGAGE LLC | 57 | 1.4% | — |
| 19 | Kiavi Funding, Inc. | 54 | 1.3% | — |
| 20 | CROSSCOUNTRY MORTGAGE, INC. | 50 | 1.2% | — |
| 21 | MEMBER FIRST MORTGAGE, LLC | 48 | 1.2% | — |
| 22 | 21st Mortgage Corporation | 47 | 1.2% | — |
| 23 | Navy Federal Credit Union 66 out of 100, Moderate | 45 | 1.1% | 32.9% |
| 24 | Loandepot.Com, LLC | 45 | 1.1% | — |
| 25 | Broker Solutions, Inc. | 45 | 1.1% | — |
| 26 | TRIAD FINANCIAL SERVICES, INC. | 41 | 1.0% | — |
| 27 | SWBC MORTGAGE CORPORATION | 41 | 1.0% | — |
| 28 | LGE COMMUNITY CREDIT UNION 71 out of 100, Strong | 41 | 1.0% | 17.5% |
| 29 | Synovus Bank | 41 | 1.0% | — |
| 30 | FIGURE LENDING LLC | 38 | 0.9% | — |
| 31 | PLANET HOME LENDING, LLC | 36 | 0.9% | — |
| 32 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 35 | 0.9% | 22.2% |
| 33 | LAKEVIEW LOAN SERVICING, LLC | 33 | 0.8% | — |
| 34 | MOVEMENT MORTGAGE, LLC | 32 | 0.8% | — |
| 35 | Luminate Bank 47 out of 100, Below average | 31 | 0.8% | 4.3% |
| 36 | AmeriSave Mortgage Corporation | 30 | 0.7% | — |
| 37 | Bank OZK 76 out of 100, Strong | 30 | 0.7% | 37.8% |
| 38 | River City Bank 77 out of 100, Strong | 29 | 0.7% | 4.1% |
| 39 | Ameris Bank 67 out of 100, Moderate | 28 | 0.7% | 10.5% |
| 40 | First National Community Bank 84 out of 100, Strong | 27 | 0.7% | 10.0% |
Top 40 of 283 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Georgia
- Fulton County 49,328 apps
- Gwinnett County 42,155 apps
- Cobb County 35,482 apps
- DeKalb County 32,023 apps
- Cherokee County 16,444 apps
- Forsyth County 15,824 apps
- Henry County 15,743 apps
- Chatham County 14,732 apps
- Clayton County 11,733 apps
- Paulding County 11,046 apps
- Hall County 9,711 apps
- Houston County 9,273 apps