Georgia · HMDA 2025
Mortgage lenders in Franklin County, GA
175 lenders reported 1,095 home-loan applications in Franklin County in 2025. 492 closed as loans ($122.9M), 203 were denied — a 28.1% denial rate on decided applications, above the Georgia rate of 24.9%. The three most active lenders handled 17% of applications, led by Rocket Mortgage, LLC. 12 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,095
- Loans originated
- 492
- Purchase / refinance
- 268 / 158
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Franklin County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Rocket Mortgage, LLC | 69 | 6.3% | — |
| 2 | 21st Mortgage Corporation | 65 | 5.9% | — |
| 3 | PINNACLE BANK | 48 | 4.4% | — |
| 4 | UNITED SHORE FINANCIAL SERVICES, LLC | 45 | 4.1% | — |
| 5 | VANDERBILT MORTGAGE AND FINANCE, INC. | 43 | 3.9% | — |
| 6 | PENNYMAC LOAN SERVICES, LLC | 40 | 3.7% | — |
| 7 | First-Citizens Bank & Trust Company 58 out of 100, Moderate | 27 | 2.5% | 22.5% |
| 8 | AMERIHOME MORTGAGE COMPANY, LLC | 24 | 2.2% | — |
| 9 | PLANET HOME LENDING, LLC | 24 | 2.2% | — |
| 10 | NEWREZ LLC | 22 | 2.0% | — |
| 11 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 19 | 1.7% | 14.1% |
| 12 | Fairway Independent Mortgage Corporation | 19 | 1.7% | — |
| 13 | NATIONSTAR MORTGAGE LLC | 18 | 1.6% | — |
| 14 | FREEDOM MORTGAGE CORPORATION | 18 | 1.6% | — |
| 15 | Magnolia Bank, Incorporated 49 out of 100, Below average | 18 | 1.6% | 10.3% |
| 16 | Truist Bank 63 out of 100, Moderate | 17 | 1.6% | 40.8% |
| 17 | Regions Bank 64 out of 100, Moderate | 17 | 1.6% | 43.1% |
| 18 | AmeriSave Mortgage Corporation | 17 | 1.6% | — |
| 19 | CROSSCOUNTRY MORTGAGE, INC. | 17 | 1.6% | — |
| 20 | PREMIER MORTGAGE RESOURCES, L.L.C. | 17 | 1.6% | — |
| 21 | Loandepot.Com, LLC | 15 | 1.4% | — |
| 22 | City National Bank of Florida 64 out of 100, Moderate | 15 | 1.4% | 10.7% |
| 23 | Broker Solutions, Inc. | 14 | 1.3% | — |
| 24 | HOMEOWNERS FINANCIAL GROUP USA, LLC | 14 | 1.3% | — |
| 25 | United Community Bank 67 out of 100, Moderate | 14 | 1.3% | 25.4% |
| 26 | SouthState Bank, National Association 68 out of 100, Moderate | 13 | 1.2% | 23.3% |
| 27 | Mortgage Research Center, LLC | 12 | 1.1% | — |
| 28 | GENEVA FINANCIAL, LLC | 10 | 0.9% | — |
| 29 | AMERICAN PACIFIC MORTGAGE CORPORATION | 10 | 0.9% | — |
| 30 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 10 | 0.9% | 74.7% |
| 31 | VILLAGE CAPITAL & INVESTMENT LLC | 9 | 0.8% | — |
| 32 | SENTE MORTGAGE, INC. | 8 | 0.7% | — |
| 33 | UNION HOME MORTGAGE CORP. | 8 | 0.7% | — |
| 34 | USAA Federal Savings Bank 64 out of 100, Moderate | 8 | 0.7% | 37.2% |
| 35 | Navy Federal Credit Union 66 out of 100, Moderate | 7 | 0.6% | 32.9% |
| 36 | MOVEMENT MORTGAGE, LLC | 7 | 0.6% | — |
| 37 | TRIAD FINANCIAL SERVICES, INC. | 7 | 0.6% | — |
| 38 | Bank of America, National Association 59 out of 100, Moderate | 7 | 0.6% | 44.7% |
| 39 | Equity Prime Mortgage LLC | 7 | 0.6% | — |
| 40 | MILEND, INC. | 7 | 0.6% | — |
Top 40 of 175 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Georgia
- Fulton County 49,328 apps
- Gwinnett County 42,155 apps
- Cobb County 35,482 apps
- DeKalb County 32,023 apps
- Cherokee County 16,444 apps
- Forsyth County 15,824 apps
- Henry County 15,743 apps
- Chatham County 14,732 apps
- Clayton County 11,733 apps
- Paulding County 11,046 apps
- Hall County 9,711 apps
- Houston County 9,273 apps