Georgia · HMDA 2025
Mortgage lenders in Grady County, GA
138 lenders reported 721 home-loan applications in Grady County in 2025. 289 closed as loans ($67.7M), 190 were denied — a 36.7% denial rate on decided applications, above the Georgia rate of 24.9%. The three most active lenders handled 23% of applications, led by 21st Mortgage Corporation. 14 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 721
- Loans originated
- 289
- Purchase / refinance
- 158 / 97
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Grady County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 21st Mortgage Corporation | 98 | 13.6% | — |
| 2 | Rocket Mortgage, LLC | 44 | 6.1% | — |
| 3 | PENNYMAC LOAN SERVICES, LLC | 27 | 3.7% | — |
| 4 | NEWREZ LLC | 25 | 3.5% | — |
| 5 | TRIAD FINANCIAL SERVICES, INC. | 22 | 3.1% | — |
| 6 | Five Star Credit Union 72 out of 100, Strong | 22 | 3.1% | 27.7% |
| 7 | VANDERBILT MORTGAGE AND FINANCE, INC. | 18 | 2.5% | — |
| 8 | Mortgage Research Center, LLC | 18 | 2.5% | — |
| 9 | Mainstreet Community Bank of Florida 56 out of 100, Moderate | 17 | 2.4% | 28.6% |
| 10 | COREVEST AMERICAN FINANCE LENDER LLC | 16 | 2.2% | — |
| 11 | Capital City Bank 72 out of 100, Strong | 15 | 2.1% | 32.0% |
| 12 | NATIONSTAR MORTGAGE LLC | 14 | 1.9% | — |
| 13 | Loandepot.Com, LLC | 13 | 1.8% | — |
| 14 | Thomasville National Bank | 12 | 1.7% | — |
| 15 | FIRST COMMERCE CREDIT UNION 65 out of 100, Moderate | 11 | 1.5% | 28.6% |
| 16 | FREEDOM MORTGAGE CORPORATION | 11 | 1.5% | — |
| 17 | FirstBank 59 out of 100, Moderate | 11 | 1.5% | 42.8% |
| 18 | Ameris Bank 67 out of 100, Moderate | 10 | 1.4% | 10.5% |
| 19 | CROSSCOUNTRY MORTGAGE, INC. | 9 | 1.2% | — |
| 20 | Bank OZK 76 out of 100, Strong | 9 | 1.2% | 37.8% |
| 21 | Coastal Community Bank 35 out of 100, Low | 8 | 1.1% | 3.0% |
| 22 | Capital City Home Loans, LLC | 8 | 1.1% | — |
| 23 | Truist Bank 63 out of 100, Moderate | 7 | 1.0% | 40.8% |
| 24 | UNITED SHORE FINANCIAL SERVICES, LLC | 7 | 1.0% | — |
| 25 | AMERIHOME MORTGAGE COMPANY, LLC | 7 | 1.0% | — |
| 26 | First National Bank of Decatur County 55 out of 100, Moderate | 7 | 1.0% | 4.0% |
| 27 | PLANET HOME LENDING, LLC | 7 | 1.0% | — |
| 28 | GMFS LLC | 7 | 1.0% | — |
| 29 | First Federal Bank 50 out of 100, Below average | 7 | 1.0% | 13.5% |
| 30 | Navy Federal Credit Union 66 out of 100, Moderate | 6 | 0.8% | 32.9% |
| 31 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 6 | 0.8% | 14.1% |
| 32 | Broker Solutions, Inc. | 6 | 0.8% | — |
| 33 | Bank of America, National Association 59 out of 100, Moderate | 6 | 0.8% | 44.7% |
| 34 | GENEVA FINANCIAL, LLC | 6 | 0.8% | — |
| 35 | Zippy Loans, LLC | 6 | 0.8% | — |
| 36 | ACOPIA, LLC | 6 | 0.8% | — |
| 37 | First Reliance Bank | 6 | 0.8% | — |
| 38 | First Port City Bank | 5 | 0.7% | — |
| 39 | AMERICAN FINANCING CORPORATION | 5 | 0.7% | — |
| 40 | LAKEVIEW LOAN SERVICING, LLC | 5 | 0.7% | — |
Top 40 of 138 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Georgia
- Fulton County 49,328 apps
- Gwinnett County 42,155 apps
- Cobb County 35,482 apps
- DeKalb County 32,023 apps
- Cherokee County 16,444 apps
- Forsyth County 15,824 apps
- Henry County 15,743 apps
- Chatham County 14,732 apps
- Clayton County 11,733 apps
- Paulding County 11,046 apps
- Hall County 9,711 apps
- Houston County 9,273 apps