Georgia · HMDA 2025
Mortgage lenders in Irwin County, GA
69 lenders reported 248 home-loan applications in Irwin County in 2025. 84 closed as loans ($12.7M), 71 were denied — a 43.8% denial rate on decided applications, above the Georgia rate of 24.9%. The three most active lenders handled 29% of applications, led by 21st Mortgage Corporation. 10 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 248
- Loans originated
- 84
- Purchase / refinance
- 45 / 33
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Irwin County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 21st Mortgage Corporation | 31 | 12.5% | — |
| 2 | VANDERBILT MORTGAGE AND FINANCE, INC. | 23 | 9.3% | — |
| 3 | Five Star Credit Union 72 out of 100, Strong | 19 | 7.7% | 27.7% |
| 4 | Rocket Mortgage, LLC | 18 | 7.3% | — |
| 5 | PENNYMAC LOAN SERVICES, LLC | 13 | 5.2% | — |
| 6 | TRIAD FINANCIAL SERVICES, INC. | 13 | 5.2% | — |
| 7 | Mortgage Research Center, LLC | 10 | 4.0% | — |
| 8 | FREEDOM MORTGAGE CORPORATION | 9 | 3.6% | — |
| 9 | CANOPY MORTGAGE, LLC | 6 | 2.4% | — |
| 10 | FIRST COLONY MORTGAGE CORPORATION | 5 | 2.0% | — |
| 11 | TAMMAC HOLDINGS CORPORATION | 5 | 2.0% | — |
| 12 | NEWREZ LLC | 4 | 1.6% | — |
| 13 | AMERIHOME MORTGAGE COMPANY, LLC | 4 | 1.6% | — |
| 14 | AMERICAN FINANCIAL NETWORK, INC. | 4 | 1.6% | — |
| 15 | BoxCar Mortgage, LLC | 4 | 1.6% | — |
| 16 | Ameris Bank 67 out of 100, Moderate | 4 | 1.6% | 10.5% |
| 17 | Truist Bank 63 out of 100, Moderate | 3 | 1.2% | 40.8% |
| 18 | UNITED SHORE FINANCIAL SERVICES, LLC | 3 | 1.2% | — |
| 19 | COLONY BANK 64 out of 100, Moderate | 3 | 1.2% | 4.8% |
| 20 | PLANET HOME LENDING, LLC | 3 | 1.2% | — |
| 21 | TOWNE MORTGAGE COMPANY | 3 | 1.2% | — |
| 22 | UNION HOME MORTGAGE CORP. | 3 | 1.2% | — |
| 23 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 2 | 0.8% | 14.1% |
| 24 | Planters First Bank 68 out of 100, Moderate | 2 | 0.8% | 16.4% |
| 25 | Loansteady LLC | 2 | 0.8% | — |
| 26 | South Georgia Banking Company 85 out of 100, Very strong | 2 | 0.8% | 6.6% |
| 27 | NATIONSTAR MORTGAGE LLC | 2 | 0.8% | — |
| 28 | LAKEVIEW LOAN SERVICING, LLC | 2 | 0.8% | — |
| 29 | FirstBank 59 out of 100, Moderate | 2 | 0.8% | 42.8% |
| 30 | MUTUAL OF OMAHA MORTGAGE, INC. | 2 | 0.8% | — |
| 31 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 2 | 0.8% | 74.7% |
| 32 | STOCKTON MORTGAGE CORPORATION | 2 | 0.8% | — |
| 33 | Synovus Bank | 2 | 0.8% | — |
| 34 | Fairway Independent Mortgage Corporation | 1 | 0.4% | — |
| 35 | Broker Solutions, Inc. | 1 | 0.4% | — |
| 36 | Discover Bank | 1 | 0.4% | — |
| 37 | AmeriSave Mortgage Corporation | 1 | 0.4% | — |
| 38 | GUILD MORTGAGE COMPANY | 1 | 0.4% | — |
| 39 | U.S. Bank National Association 55 out of 100, Moderate | 1 | 0.4% | 39.5% |
| 40 | A&D Mortgage LLC | 1 | 0.4% | — |
Top 40 of 69 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Georgia
- Fulton County 49,328 apps
- Gwinnett County 42,155 apps
- Cobb County 35,482 apps
- DeKalb County 32,023 apps
- Cherokee County 16,444 apps
- Forsyth County 15,824 apps
- Henry County 15,743 apps
- Chatham County 14,732 apps
- Clayton County 11,733 apps
- Paulding County 11,046 apps
- Hall County 9,711 apps
- Houston County 9,273 apps