Georgia · HMDA 2025
Mortgage lenders in Lamar County, GA
166 lenders reported 1,077 home-loan applications in Lamar County in 2025. 544 closed as loans ($122.7M), 171 were denied — a 23.3% denial rate on decided applications, below the Georgia rate of 24.9%. The three most active lenders handled 20% of applications, led by United Bank. 9 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,077
- Loans originated
- 544
- Purchase / refinance
- 279 / 187
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Lamar County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | United Bank 89 out of 100, Very strong | 113 | 10.5% | 19.2% |
| 2 | Rocket Mortgage, LLC | 58 | 5.4% | — |
| 3 | DHI MORTGAGE COMPANY, LTD. | 47 | 4.4% | — |
| 4 | UNITED SHORE FINANCIAL SERVICES, LLC | 44 | 4.1% | — |
| 5 | Broker Solutions, Inc. | 39 | 3.6% | — |
| 6 | Fairway Independent Mortgage Corporation | 28 | 2.6% | — |
| 7 | PENNYMAC LOAN SERVICES, LLC | 28 | 2.6% | — |
| 8 | NEWREZ LLC | 27 | 2.5% | — |
| 9 | AMERIHOME MORTGAGE COMPANY, LLC | 26 | 2.4% | — |
| 10 | Mortgage Research Center, LLC | 24 | 2.2% | — |
| 11 | PLANET HOME LENDING, LLC | 23 | 2.1% | — |
| 12 | KIND LENDING, LLC | 20 | 1.9% | — |
| 13 | NATIONSTAR MORTGAGE LLC | 19 | 1.8% | — |
| 14 | FREEDOM MORTGAGE CORPORATION | 19 | 1.8% | — |
| 15 | DELTA COMMUNITY CREDIT UNION 81 out of 100, Strong | 18 | 1.7% | 33.7% |
| 16 | 21st Mortgage Corporation | 16 | 1.5% | — |
| 17 | GUILD MORTGAGE COMPANY | 15 | 1.4% | — |
| 18 | TOP FLITE FINANCIAL, INC. | 15 | 1.4% | — |
| 19 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 14 | 1.3% | 14.1% |
| 20 | ROBINS FINANCIAL | 14 | 1.3% | — |
| 21 | Loandepot.Com, LLC | 13 | 1.2% | — |
| 22 | AmeriSave Mortgage Corporation | 13 | 1.2% | — |
| 23 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 12 | 1.1% | 22.2% |
| 24 | FIGURE LENDING LLC | 12 | 1.1% | — |
| 25 | Navy Federal Credit Union 66 out of 100, Moderate | 11 | 1.0% | 32.9% |
| 26 | Truist Bank 63 out of 100, Moderate | 10 | 0.9% | 40.8% |
| 27 | NEW DAY FINANCIAL, LLC | 10 | 0.9% | — |
| 28 | Bank OZK 76 out of 100, Strong | 10 | 0.9% | 37.8% |
| 29 | MUTUAL OF OMAHA MORTGAGE, INC. | 9 | 0.8% | — |
| 30 | CARRINGTON MORTGAGE SERVICES, LLC | 9 | 0.8% | — |
| 31 | MOVEMENT MORTGAGE, LLC | 8 | 0.7% | — |
| 32 | CROSSCOUNTRY MORTGAGE, INC. | 8 | 0.7% | — |
| 33 | LAKEVIEW LOAN SERVICING, LLC | 8 | 0.7% | — |
| 34 | GEORGIA UNITED | 8 | 0.7% | — |
| 35 | VILLAGE CAPITAL & INVESTMENT LLC | 8 | 0.7% | — |
| 36 | Ameris Bank 67 out of 100, Moderate | 8 | 0.7% | 10.5% |
| 37 | GUARANTEED RATE, INC. | 7 | 0.6% | — |
| 38 | Bank of America, National Association 59 out of 100, Moderate | 7 | 0.6% | 44.7% |
| 39 | SPRING EQ, LLC | 7 | 0.6% | — |
| 40 | EMM LOANS LLC | 7 | 0.6% | — |
Top 40 of 166 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Georgia
- Fulton County 49,328 apps
- Gwinnett County 42,155 apps
- Cobb County 35,482 apps
- DeKalb County 32,023 apps
- Cherokee County 16,444 apps
- Forsyth County 15,824 apps
- Henry County 15,743 apps
- Chatham County 14,732 apps
- Clayton County 11,733 apps
- Paulding County 11,046 apps
- Hall County 9,711 apps
- Houston County 9,273 apps