Georgia · HMDA 2025
Mortgage lenders in Lanier County, GA
95 lenders reported 569 home-loan applications in Lanier County in 2025. 289 closed as loans ($50.0M), 95 were denied — a 23.2% denial rate on decided applications, below the Georgia rate of 24.9%. The three most active lenders handled 25% of applications, led by Farmers & Merchants Bank. 12 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 569
- Loans originated
- 289
- Purchase / refinance
- 153 / 124
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Lanier County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Farmers & Merchants Bank 58 out of 100, Moderate | 78 | 13.7% | 6.3% |
| 2 | Mortgage Research Center, LLC | 36 | 6.3% | — |
| 3 | 21st Mortgage Corporation | 30 | 5.3% | — |
| 4 | VANDERBILT MORTGAGE AND FINANCE, INC. | 27 | 4.7% | — |
| 5 | Rocket Mortgage, LLC | 26 | 4.6% | — |
| 6 | PENNYMAC LOAN SERVICES, LLC | 25 | 4.4% | — |
| 7 | Ameris Bank 67 out of 100, Moderate | 23 | 4.0% | 10.5% |
| 8 | UNITED SHORE FINANCIAL SERVICES, LLC | 21 | 3.7% | — |
| 9 | TRIAD FINANCIAL SERVICES, INC. | 17 | 3.0% | — |
| 10 | Navy Federal Credit Union 66 out of 100, Moderate | 14 | 2.5% | 32.9% |
| 11 | AMERIHOME MORTGAGE COMPANY, LLC | 14 | 2.5% | — |
| 12 | NEWREZ LLC | 13 | 2.3% | — |
| 13 | FREEDOM MORTGAGE CORPORATION | 13 | 2.3% | — |
| 14 | Fairway Independent Mortgage Corporation | 12 | 2.1% | — |
| 15 | PLANET HOME LENDING, LLC | 10 | 1.8% | — |
| 16 | BANKSOUTH MORTGAGE COMPANY, LLC | 9 | 1.6% | — |
| 17 | AmeriSave Mortgage Corporation | 8 | 1.4% | — |
| 18 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 8 | 1.4% | 74.7% |
| 19 | CROSSCOUNTRY MORTGAGE, INC. | 7 | 1.2% | — |
| 20 | Renasant Bank 64 out of 100, Moderate | 7 | 1.2% | 11.6% |
| 21 | Broker Solutions, Inc. | 6 | 1.1% | — |
| 22 | Bank of America, National Association 59 out of 100, Moderate | 6 | 1.1% | 44.7% |
| 23 | COLONY BANK 64 out of 100, Moderate | 6 | 1.1% | 4.8% |
| 24 | SPRING EQ, LLC | 5 | 0.9% | — |
| 25 | LAKEVIEW LOAN SERVICING, LLC | 5 | 0.9% | — |
| 26 | CARRINGTON MORTGAGE SERVICES, LLC | 5 | 0.9% | — |
| 27 | BoxCar Mortgage, LLC | 5 | 0.9% | — |
| 28 | Loandepot.Com, LLC | 4 | 0.7% | — |
| 29 | GUILD MORTGAGE COMPANY | 4 | 0.7% | — |
| 30 | Guardian Bank 65 out of 100, Moderate | 4 | 0.7% | 1.3% |
| 31 | SOUTHEASTERN CREDIT UNION 73 out of 100, Strong | 4 | 0.7% | 3.3% |
| 32 | Click n' Close, Inc. | 4 | 0.7% | — |
| 33 | FIRST COMMERCE CREDIT UNION 65 out of 100, Moderate | 4 | 0.7% | 28.6% |
| 34 | NATIONSTAR MORTGAGE LLC | 4 | 0.7% | — |
| 35 | LOWER, LLC | 4 | 0.7% | — |
| 36 | VILLAGE CAPITAL & INVESTMENT LLC | 4 | 0.7% | — |
| 37 | PHH Mortgage Corporation | 4 | 0.7% | — |
| 38 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 3 | 0.5% | 14.1% |
| 39 | MOVEMENT MORTGAGE, LLC | 3 | 0.5% | — |
| 40 | COMMERCIAL BANKING COMPANY 79 out of 100, Strong | 3 | 0.5% | 6.6% |
Top 40 of 95 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Georgia
- Fulton County 49,328 apps
- Gwinnett County 42,155 apps
- Cobb County 35,482 apps
- DeKalb County 32,023 apps
- Cherokee County 16,444 apps
- Forsyth County 15,824 apps
- Henry County 15,743 apps
- Chatham County 14,732 apps
- Clayton County 11,733 apps
- Paulding County 11,046 apps
- Hall County 9,711 apps
- Houston County 9,273 apps