Georgia · HMDA 2025
Mortgage lenders in Montgomery County, GA
64 lenders reported 182 home-loan applications in Montgomery County in 2025. 80 closed as loans ($15.0M), 36 were denied — a 28.8% denial rate on decided applications, above the Georgia rate of 24.9%. The three most active lenders handled 26% of applications, led by 21st Mortgage Corporation. 12 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 182
- Loans originated
- 80
- Purchase / refinance
- 44 / 30
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Montgomery County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 21st Mortgage Corporation | 21 | 11.5% | — |
| 2 | Rocket Mortgage, LLC | 15 | 8.2% | — |
| 3 | TOWNE MORTGAGE COMPANY | 12 | 6.6% | — |
| 4 | VANDERBILT MORTGAGE AND FINANCE, INC. | 8 | 4.4% | — |
| 5 | Truist Bank 63 out of 100, Moderate | 6 | 3.3% | 40.8% |
| 6 | TRIAD FINANCIAL SERVICES, INC. | 6 | 3.3% | — |
| 7 | Mortgage Research Center, LLC | 6 | 3.3% | — |
| 8 | AgSouth Farm Credit, ACA | 6 | 3.3% | — |
| 9 | FirstBank 59 out of 100, Moderate | 6 | 3.3% | 42.8% |
| 10 | AMERIHOME MORTGAGE COMPANY, LLC | 5 | 2.7% | — |
| 11 | FREEDOM MORTGAGE CORPORATION | 5 | 2.7% | — |
| 12 | Ameris Bank 67 out of 100, Moderate | 5 | 2.7% | 10.5% |
| 13 | AmeriSave Mortgage Corporation | 4 | 2.2% | — |
| 14 | PLANET HOME LENDING, LLC | 4 | 2.2% | — |
| 15 | Navy Federal Credit Union 66 out of 100, Moderate | 3 | 1.6% | 32.9% |
| 16 | Loandepot.Com, LLC | 3 | 1.6% | — |
| 17 | COLONY BANK 64 out of 100, Moderate | 3 | 1.6% | 4.8% |
| 18 | GENEVA FINANCIAL, LLC | 3 | 1.6% | — |
| 19 | SOUTHWEST STAGE FUNDING, LLC | 3 | 1.6% | — |
| 20 | PREMIER MORTGAGE RESOURCES, L.L.C. | 3 | 1.6% | — |
| 21 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 2 | 1.1% | 14.1% |
| 22 | Broker Solutions, Inc. | 2 | 1.1% | — |
| 23 | Discover Bank | 2 | 1.1% | — |
| 24 | PENNYMAC LOAN SERVICES, LLC | 2 | 1.1% | — |
| 25 | Sierra Pacific Mortgage Company, Inc. | 2 | 1.1% | — |
| 26 | NATIONSTAR MORTGAGE LLC | 2 | 1.1% | — |
| 27 | LAKEVIEW LOAN SERVICING, LLC | 2 | 1.1% | — |
| 28 | NEW DAY FINANCIAL, LLC | 2 | 1.1% | — |
| 29 | UNION HOME MORTGAGE CORP. | 2 | 1.1% | — |
| 30 | MISSION LOANS, LLC | 2 | 1.1% | — |
| 31 | Coastal Community Bank 35 out of 100, Low | 2 | 1.1% | 3.0% |
| 32 | NEWREZ LLC | 1 | 0.5% | — |
| 33 | Citizens Bank, National Association 54 out of 100, Below average | 1 | 0.5% | 32.5% |
| 34 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 1 | 0.5% | 22.2% |
| 35 | UNITED SHORE FINANCIAL SERVICES, LLC | 1 | 0.5% | — |
| 36 | Bank of America, National Association 59 out of 100, Moderate | 1 | 0.5% | 44.7% |
| 37 | SPRING EQ, LLC | 1 | 0.5% | — |
| 38 | U.S. Bank National Association 55 out of 100, Moderate | 1 | 0.5% | 39.5% |
| 39 | First National Bank of Coffee County 70 out of 100, Strong | 1 | 0.5% | 1.2% |
| 40 | Tomo Mortgage, LLC | 1 | 0.5% | — |
Top 40 of 64 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Georgia
- Fulton County 49,328 apps
- Gwinnett County 42,155 apps
- Cobb County 35,482 apps
- DeKalb County 32,023 apps
- Cherokee County 16,444 apps
- Forsyth County 15,824 apps
- Henry County 15,743 apps
- Chatham County 14,732 apps
- Clayton County 11,733 apps
- Paulding County 11,046 apps
- Hall County 9,711 apps
- Houston County 9,273 apps