Georgia · HMDA 2025
Mortgage lenders in Morgan County, GA
167 lenders reported 1,041 home-loan applications in Morgan County in 2025. 527 closed as loans ($170.6M), 148 were denied — a 21.1% denial rate on decided applications, below the Georgia rate of 24.9%. The three most active lenders handled 18% of applications, led by Fairway Independent Mortgage Corporation. 10 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,041
- Loans originated
- 527
- Purchase / refinance
- 246 / 186
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Morgan County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Fairway Independent Mortgage Corporation | 66 | 6.3% | — |
| 2 | PENNYMAC LOAN SERVICES, LLC | 66 | 6.3% | — |
| 3 | Rocket Mortgage, LLC | 55 | 5.3% | — |
| 4 | United Bank 89 out of 100, Very strong | 43 | 4.1% | 19.2% |
| 5 | Regions Bank 64 out of 100, Moderate | 38 | 3.7% | 43.1% |
| 6 | BANK OF MADISON | 33 | 3.2% | — |
| 7 | UNITED SHORE FINANCIAL SERVICES, LLC | 32 | 3.1% | — |
| 8 | Truist Bank 63 out of 100, Moderate | 31 | 3.0% | 40.8% |
| 9 | DHI MORTGAGE COMPANY, LTD. | 26 | 2.5% | — |
| 10 | CROSSCOUNTRY MORTGAGE, INC. | 26 | 2.5% | — |
| 11 | AMERIHOME MORTGAGE COMPANY, LLC | 25 | 2.4% | — |
| 12 | FREEDOM MORTGAGE CORPORATION | 22 | 2.1% | — |
| 13 | NEWREZ LLC | 20 | 1.9% | — |
| 14 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 20 | 1.9% | 14.1% |
| 15 | Navy Federal Credit Union 66 out of 100, Moderate | 18 | 1.7% | 32.9% |
| 16 | SPRING EQ, LLC | 18 | 1.7% | — |
| 17 | FIGURE LENDING LLC | 18 | 1.7% | — |
| 18 | Mortgage Research Center, LLC | 15 | 1.4% | — |
| 19 | 21st Mortgage Corporation | 13 | 1.2% | — |
| 20 | Loandepot.Com, LLC | 12 | 1.2% | — |
| 21 | NATIONSTAR MORTGAGE LLC | 12 | 1.2% | — |
| 22 | Bank OZK 76 out of 100, Strong | 12 | 1.2% | 37.8% |
| 23 | Ameris Bank 67 out of 100, Moderate | 12 | 1.2% | 10.5% |
| 24 | VANDERBILT MORTGAGE AND FINANCE, INC. | 11 | 1.1% | — |
| 25 | Synovus Bank | 11 | 1.1% | — |
| 26 | BANKSOUTH MORTGAGE COMPANY, LLC | 11 | 1.1% | — |
| 27 | Bank of America, National Association 59 out of 100, Moderate | 10 | 1.0% | 44.7% |
| 28 | GUARANTEED RATE, INC. | 9 | 0.9% | — |
| 29 | City National Bank of Florida 64 out of 100, Moderate | 9 | 0.9% | 10.7% |
| 30 | Discover Bank | 8 | 0.8% | — |
| 31 | PLANET HOME LENDING, LLC | 8 | 0.8% | — |
| 32 | ACOPIA, LLC | 8 | 0.8% | — |
| 33 | MUTUAL OF OMAHA MORTGAGE, INC. | 8 | 0.8% | — |
| 34 | GEORGIA UNITED | 8 | 0.8% | — |
| 35 | VILLAGE CAPITAL & INVESTMENT LLC | 8 | 0.8% | — |
| 36 | NFM, INC. | 7 | 0.7% | — |
| 37 | LAKEVIEW LOAN SERVICING, LLC | 7 | 0.7% | — |
| 38 | United Community Bank 67 out of 100, Moderate | 7 | 0.7% | 25.4% |
| 39 | Broker Solutions, Inc. | 6 | 0.6% | — |
| 40 | LENNAR MORTGAGE, LLC | 6 | 0.6% | — |
Top 40 of 167 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Georgia
- Fulton County 49,328 apps
- Gwinnett County 42,155 apps
- Cobb County 35,482 apps
- DeKalb County 32,023 apps
- Cherokee County 16,444 apps
- Forsyth County 15,824 apps
- Henry County 15,743 apps
- Chatham County 14,732 apps
- Clayton County 11,733 apps
- Paulding County 11,046 apps
- Hall County 9,711 apps
- Houston County 9,273 apps