Georgia · HMDA 2025
Mortgage lenders in Muscogee County, GA
310 lenders reported 7,553 home-loan applications in Muscogee County in 2025. 3,529 closed as loans ($873.2M), 1,088 were denied — a 22.3% denial rate on decided applications, below the Georgia rate of 24.9%. The three most active lenders handled 15% of applications, led by Synovus Bank. 10 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 7,553
- Loans originated
- 3,529
- Purchase / refinance
- 1,990 / 1,133
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Muscogee County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Synovus Bank | 430 | 5.7% | — |
| 2 | Rocket Mortgage, LLC | 366 | 4.8% | — |
| 3 | UNITED SHORE FINANCIAL SERVICES, LLC | 361 | 4.8% | — |
| 4 | PENNYMAC LOAN SERVICES, LLC | 330 | 4.4% | — |
| 5 | Mortgage Research Center, LLC | 319 | 4.2% | — |
| 6 | Navy Federal Credit Union 66 out of 100, Moderate | 299 | 4.0% | 32.9% |
| 7 | FREEDOM MORTGAGE CORPORATION | 267 | 3.5% | — |
| 8 | CANOPY MORTGAGE, LLC | 265 | 3.5% | — |
| 9 | Kiavi Funding, Inc. | 229 | 3.0% | — |
| 10 | CMG MORTGAGE, INC. | 187 | 2.5% | — |
| 11 | NEWREZ LLC | 176 | 2.3% | — |
| 12 | CROSSCOUNTRY MORTGAGE, INC. | 147 | 1.9% | — |
| 13 | NEW DAY FINANCIAL, LLC | 147 | 1.9% | — |
| 14 | PLANET HOME LENDING, LLC | 141 | 1.9% | — |
| 15 | Broker Solutions, Inc. | 139 | 1.8% | — |
| 16 | Truist Bank 63 out of 100, Moderate | 137 | 1.8% | 40.8% |
| 17 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 130 | 1.7% | 14.1% |
| 18 | AMERIHOME MORTGAGE COMPANY, LLC | 129 | 1.7% | — |
| 19 | Fairway Independent Mortgage Corporation | 123 | 1.6% | — |
| 20 | AmeriSave Mortgage Corporation | 121 | 1.6% | — |
| 21 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | 118 | 1.6% | — |
| 22 | GUILD MORTGAGE COMPANY | 112 | 1.5% | — |
| 23 | VILLAGE CAPITAL & INVESTMENT LLC | 86 | 1.1% | — |
| 24 | Loandepot.Com, LLC | 85 | 1.1% | — |
| 25 | VANDERBILT MORTGAGE AND FINANCE, INC. | 83 | 1.1% | — |
| 26 | NATIONSTAR MORTGAGE LLC | 78 | 1.0% | — |
| 27 | LAKEVIEW LOAN SERVICING, LLC | 75 | 1.0% | — |
| 28 | KINETIC FEDERAL CREDIT UNION 66 out of 100, Moderate | 70 | 0.9% | 35.5% |
| 29 | FirstBank 59 out of 100, Moderate | 65 | 0.9% | 42.8% |
| 30 | CARRINGTON MORTGAGE SERVICES, LLC | 65 | 0.9% | — |
| 31 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 64 | 0.8% | 22.2% |
| 32 | Regions Bank 64 out of 100, Moderate | 63 | 0.8% | 43.1% |
| 33 | AMERICAN PACIFIC MORTGAGE CORPORATION | 60 | 0.8% | — |
| 34 | GUARANTEED RATE, INC. | 59 | 0.8% | — |
| 35 | Bank of America, National Association 59 out of 100, Moderate | 52 | 0.7% | 44.7% |
| 36 | Equity Prime Mortgage LLC | 52 | 0.7% | — |
| 37 | Coastal Community Bank 35 out of 100, Low | 47 | 0.6% | 3.0% |
| 38 | USAA Federal Savings Bank 64 out of 100, Moderate | 45 | 0.6% | 37.2% |
| 39 | PHH Mortgage Corporation | 43 | 0.6% | — |
| 40 | SPRING EQ, LLC | 42 | 0.6% | — |
Top 40 of 310 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Georgia
- Fulton County 49,328 apps
- Gwinnett County 42,155 apps
- Cobb County 35,482 apps
- DeKalb County 32,023 apps
- Cherokee County 16,444 apps
- Forsyth County 15,824 apps
- Henry County 15,743 apps
- Chatham County 14,732 apps
- Clayton County 11,733 apps
- Paulding County 11,046 apps
- Hall County 9,711 apps
- Houston County 9,273 apps