Georgia · HMDA 2025
Mortgage lenders in Spalding County, GA
260 lenders reported 3,462 home-loan applications in Spalding County in 2025. 1,602 closed as loans ($371.4M), 514 were denied — a 23.1% denial rate on decided applications, below the Georgia rate of 24.9%. The three most active lenders handled 15% of applications, led by Rocket Mortgage, LLC. 8 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 3,462
- Loans originated
- 1,602
- Purchase / refinance
- 935 / 482
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Spalding County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Rocket Mortgage, LLC | 211 | 6.1% | — |
| 2 | UNITED SHORE FINANCIAL SERVICES, LLC | 158 | 4.6% | — |
| 3 | United Bank 89 out of 100, Very strong | 156 | 4.5% | 19.2% |
| 4 | PENNYMAC LOAN SERVICES, LLC | 141 | 4.1% | — |
| 5 | Broker Solutions, Inc. | 120 | 3.5% | — |
| 6 | PULTE MORTGAGE LLC | 119 | 3.4% | — |
| 7 | FREEDOM MORTGAGE CORPORATION | 107 | 3.1% | — |
| 8 | Kiavi Funding, Inc. | 85 | 2.5% | — |
| 9 | Mortgage Research Center, LLC | 84 | 2.4% | — |
| 10 | Navy Federal Credit Union 66 out of 100, Moderate | 81 | 2.3% | 32.9% |
| 11 | NEWREZ LLC | 60 | 1.7% | — |
| 12 | Truist Bank 63 out of 100, Moderate | 58 | 1.7% | 40.8% |
| 13 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 57 | 1.6% | 14.1% |
| 14 | AMERIHOME MORTGAGE COMPANY, LLC | 57 | 1.6% | — |
| 15 | TRAILBLAZER MORTGAGE L.L.C. | 55 | 1.6% | — |
| 16 | DELTA COMMUNITY CREDIT UNION 81 out of 100, Strong | 54 | 1.6% | 33.7% |
| 17 | GUILD MORTGAGE COMPANY | 53 | 1.5% | — |
| 18 | NATIONSTAR MORTGAGE LLC | 53 | 1.5% | — |
| 19 | Ameris Bank 67 out of 100, Moderate | 52 | 1.5% | 10.5% |
| 20 | PLANET HOME LENDING, LLC | 45 | 1.3% | — |
| 21 | Loandepot.Com, LLC | 44 | 1.3% | — |
| 22 | Fairway Independent Mortgage Corporation | 40 | 1.2% | — |
| 23 | EVERETT FINANCIAL, INC. | 38 | 1.1% | — |
| 24 | VILLAGE CAPITAL & INVESTMENT LLC | 37 | 1.1% | — |
| 25 | TOP FLITE FINANCIAL, INC. | 36 | 1.0% | — |
| 26 | LAKEVIEW LOAN SERVICING, LLC | 36 | 1.0% | — |
| 27 | CROSSCOUNTRY MORTGAGE, INC. | 35 | 1.0% | — |
| 28 | FBC MORTGAGE, LLC | 35 | 1.0% | — |
| 29 | Bank of America, National Association 59 out of 100, Moderate | 33 | 1.0% | 44.7% |
| 30 | AmeriSave Mortgage Corporation | 32 | 0.9% | — |
| 31 | TRIAD FINANCIAL SERVICES, INC. | 32 | 0.9% | — |
| 32 | SOUTHEAST MORTGAGE OF GEORGIA, INC. | 32 | 0.9% | — |
| 33 | AMERICAN FINANCING CORPORATION | 31 | 0.9% | — |
| 34 | Equity Prime Mortgage LLC | 31 | 0.9% | — |
| 35 | NEW DAY FINANCIAL, LLC | 31 | 0.9% | — |
| 36 | LOWER, LLC | 31 | 0.9% | — |
| 37 | First National Bank of Griffin | 28 | 0.8% | — |
| 38 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 24 | 0.7% | 22.2% |
| 39 | KIND LENDING, LLC | 23 | 0.7% | — |
| 40 | VANDERBILT MORTGAGE AND FINANCE, INC. | 22 | 0.6% | — |
Top 40 of 260 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Georgia
- Fulton County 49,328 apps
- Gwinnett County 42,155 apps
- Cobb County 35,482 apps
- DeKalb County 32,023 apps
- Cherokee County 16,444 apps
- Forsyth County 15,824 apps
- Henry County 15,743 apps
- Chatham County 14,732 apps
- Clayton County 11,733 apps
- Paulding County 11,046 apps
- Hall County 9,711 apps
- Houston County 9,273 apps